Personal Finance

CFPB Issues New Rules for BNPL, Requiring Some Credit Card Protections

The Consumer Financial Protection Bureau (CFPB) issued an interpretive rule on May 22, 2024, and announced that it considers buy now, pay later (BNPL) lenders to be credit card issuers. The new rule is important because it requires BNPL providers to give consumers certain protections and disclosures that are available with conventional credit cards. Here’s […]

CFPB Issues New Rules for BNPL, Requiring Some Credit Card Protections Read More »

CRA wins in court as woman fails to justify RRSP overcontribution

Ordered to pay penalty and tax agency’s costs https://financialpost.com/personal-finance/cra-wins-court-rrsp-overcontribution #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

CRA wins in court as woman fails to justify RRSP overcontribution Read More »

What Is Surge Pricing?

Taryn Phaneuf writes for NerdWallet. Email: tphaneuf@nerdwallet.com. The article What Is Surge Pricing? originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/what-is-surge-pricing #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

What Is Surge Pricing? Read More »

If you’re in a payday loan predicament, here are some options to solve it

A qualified, objective credit counsellor at a non-profit agency is a great person to walk you through your debt-relief options https://financialpost.com/personal-finance/if-youre-in-a-payday-loan-predicament-here-are-some-options-to-solve-it #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

If you’re in a payday loan predicament, here are some options to solve it Read More »

Are Canadians getting enough value for their tax dollars? The emphatic answer is ‘no‘

Kim Moody: CRA’s headcount has jumped almost 50% since 2015, but service still lacking https://financialpost.com/personal-finance/canadians-not-getting-enough-value-for-tax-dollars #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Are Canadians getting enough value for their tax dollars? The emphatic answer is ‘no‘ Read More »

As Markets Tumble, Fed Pressured to Consider Emergency Rate Cut

Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article As Markets Tumble, Fed Pressured to Consider Emergency Rate Cut originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/what-is-an-emergency-rate-cut #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips

As Markets Tumble, Fed Pressured to Consider Emergency Rate Cut Read More »

Capital gains tax hike expected to raise .4 billion, but critics warn of economic fallout

Capital gains tax hike expected to raise $17.4 billion, but critics warn of economic fallout

Gains to government coffers come at expense of entrepreneurs and middle class, say opponents https://financialpost.com/personal-finance/taxes/capital-gains-tax-overhaul-projected-to-raise-17-4-billion-but-critics-warn-of-economic-fallout #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Capital gains tax hike expected to raise $17.4 billion, but critics warn of economic fallout Read More »

FP Answers: What can I do with the money in my locked-in retirement account?

Annuities have a lot of downsides, but what they do offer is certainty https://financialpost.com/personal-finance/what-to-do-with-money-in-locked-in-retirement-account #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

FP Answers: What can I do with the money in my locked-in retirement account? Read More »

The Latest Personal Finance News for August 2024

Here’s the latest personal finance news, how it may impact your financial plan and what you can do to maintain your financial well-being. Department of Education Pauses Payments for 8 Million Borrowers Shortly after the Saving on a Valuable Education (SAVE) plan was set to expand, the Biden administration has paused payments for the 8

The Latest Personal Finance News for August 2024 Read More »

What Buying Tickets Was Like … Before Ticketmaster

Jim Washburn writes for NerdWallet. Email: articles@nerdwallet.com. The article What Buying Tickets Was Like … Before Ticketmaster originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/what-buying-tickets-was-like-before-ticketmaster #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

What Buying Tickets Was Like … Before Ticketmaster Read More »

Estonia has a way Canada can implement better taxation policies to improve the economy and productivity

Kim Moody: A corporation in Estonia pays zero corporate tax unless and until profits are distributed to its shareholders https://financialpost.com/personal-finance/taxes/estonia-canada-tax-policies-improve-economy-productivity #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Estonia has a way Canada can implement better taxation policies to improve the economy and productivity Read More »

4 Moms Share Back-to-School Shopping Tips That Actually Work

Elizabeth Ayoola writes for NerdWallet. Email: eayoola@nerdwallet.com. The article 4 Moms Share Back-to-School Shopping Tips That Actually Work originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/moms-share-back-to-school-shopping-tips #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

4 Moms Share Back-to-School Shopping Tips That Actually Work Read More »

Commercial realtors cite capital gains tax as reason for last month’s record sales

Changes prompted a wave of asset sales as owners rushed to divest before the new tax implications took hold https://financialpost.com/real-estate/property-post/capital-gains-tax-record-commercial-real-estate-sales #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Commercial realtors cite capital gains tax as reason for last month’s record sales Read More »

Does the President Control Gas Prices?

Taryn Phaneuf writes for NerdWallet. Email: tphaneuf@nerdwallet.com. The article Does the President Control Gas Prices? originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/does-the-president-control-gas-prices #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

Does the President Control Gas Prices? Read More »

3 reasons why it’s not worth waiting to deal with debt

Sandra Fry: Taking proactive steps to manage your debt will ultimately prove valuable for your long-term financial stability and overall well-being https://financialpost.com/personal-finance/debt/3-reasons-why-not-worth-waiting-deal-debt #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

3 reasons why it’s not worth waiting to deal with debt Read More »

Personal finance lessons from the Biden situation, or knowing when it is time to transition

Ted Rechtshaffen: The Biden story happens in many families across Canada, although the stakes are much smaller https://financialpost.com/personal-finance/family-finance/lessons-biden-situation-knowing-when-time-transition #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Personal finance lessons from the Biden situation, or knowing when it is time to transition Read More »

Canadian politicians need better financial training

Kim Moody: Not much has been done to ensure the average Canadian is well-informed and educated about financial matters https://financialpost.com/personal-finance/taxes/canadian-students-politicians-need-better-financial-training #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Canadian politicians need better financial training Read More »

Husband sues wife after his lone, lowball bid for family home rejected amid separation

Judge orders husband to pay court costs after lawsuit spuriously delays home sale process https://financialpost.com/personal-finance/husband-sues-wife-lowball-bid-family-home #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Husband sues wife after his lone, lowball bid for family home rejected amid separation Read More »

Taxpayer gets burned after blindly relying on CRA’s website info

If you overcontribute, the CRA charges a penalty tax of one per cent for every month that any excess contributions stay in your account https://financialpost.com/personal-finance/taxpayer-burned-relying-cra-website-info #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

Taxpayer gets burned after blindly relying on CRA’s website info Read More »

How to Borrow Money From Family and Friends

If you run into a financial setback and don’t have an emergency fund, your loved ones could provide a much-needed lifeline. If you’re wondering how to borrow money from family and friends without causing issues, consider setting clear terms—like when you plan to repay the debt and if you’ll pay interest. Just be sure to

How to Borrow Money From Family and Friends Read More »

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