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People tend to talk about being financially savvy in a black and white way. You’re either good with money or you’re not. But as with most things related to your finances, it’s a little more complicated than that. You could be great at earning money and terrible at saving it – or vice versa. You […]
What Does Being ‘Good with Money’ Actually Look Like? Read More »
NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. 26. Like the rest of the retail world, Best Buy is expanding Black Friday into a monthlong…
How to Get the Top Best Buy Black Friday 2021 Deals Read More »
A little stress is a good thing. It keeps us on our toes, challenges us to improve and can even lead to healthier brain function. A life without any stress at all would be pretty boring. But when it comes to money, most people are dealing with more than just a little bit of stress.
8 Things You Can Do Today to Stop Stressing About Money Read More »
Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion about how to get what you want out of a new job. Then we pivot to this week’s money question from Charlie in San Diego, who sent us an email: “I’m a 28-year-old single male…
Smart Money Podcast: Finding a New Job and Rent vs. Buy in a New City Read More »
Here’s the simple meaning of finance, according to Webster’s New World College Dictionary: As a noun, finances are “the money resources, income, etc. of a nation, organization, or person.” Or finances may refer to “the managing or science of managing money matters, credit, etc.” That’s a broad topic and short definition — let’s unpack it. Finance…
Taking control over your finances becomes more and more important as you get older. The time will come when you’re fully independent and expected to pay for rent, food, and utility bills all on your own. Taking the time to learn how to budget and manage your money now will set you up for financial
Budgeting and Money Management for Young Adults Read More »
Oh, the impulsive buy. Maybe for you, it’s the inflatable pool that showed up in your Instagram feed on a 95-degree day. Or is it the pair of shoes you didn’t know you needed until they beckoned to you from the clearance rack? Whatever the unplanned purchase is, impulse buying can lead to overspending. Thankfully,…
Impulse Buying: What It Is and How to Keep It in Check Read More »
If you spend any time on TikTok, you’ve probably seen financial advice in many forms from investing to savings hacks. While some of the advice is good, some of it is bad and most of it is surprisingly entertaining. We’ll help you figure out which is which, so you can ensure your money is in
TikTok Personal Finance Trends Debunked Read More »
You’ve applied for a credit card and were approved (congrats!), but that doesn’t mean you have unlimited spending power. It’s important to know your card’s credit limit, which is the maximum amount you can spend on your card. What is a credit limit and who sets it? Your credit limit is the total amount of…
What Is a Credit Limit? What Does Available Credit Mean? Read More »
Making your money work for you is an important step on the road to financial security and independence. Earning money by trading your time is important, but it’s just as important to find a way to make money without having to be actively involved. While you might dream of being able to make money while
5 Ways to Make Your Money Work for You Read More »
In this series, NerdWallet interviews people about their journey to tame debt. Responses have been edited for length and clarity. Karen and Sylvester Akpan Paid off: $201,060 in 18 months Karen Akpan lost her high-paying contract in clinical research in 2019. She and her husband, Sylvester, had no savings and made an estimated $50,000 gross…
How I Ditched Debt: Downsize the Home, Grow the Business Read More »
Online shopping has become a routine part of life. With a few clicks or taps, you can buy virtually anything. But before you restock on toilet paper or purchase those trendy sneakers from the ad in your Instagram feed, make sure you’re not spending more than you have to. Here’s how to shop smart and…
Shopping Guide: How to Get the Best Deals Online Read More »
You don’t need a job to earn income. Regardless of age, profession or education, there are ways to make money without a job in the traditional sense if a 9-to-5 doesn’t suit your needs. Some people want to make extra cash by working flexible side gigs or freelance work. So whether you’re a student, an…
15 Ways to Make Money Without a Job Read More »
After a year spent indoors, everyone wants to have a hot girl summer in 2021. But when your financial situation is still recovering from the pandemic, can you really afford to? Whether you’re struggling to get by or just looking to save a few bucks, use these tips to go big this summer – without
Can I Afford to Have a Hot Girl Summer? Read More »
FICO scores are one kind of credit score. The terms “credit score” and “FICO score” are often used interchangeably, but there are other brands of scores. The name derives from the Fair Isaac Corp., which introduced the FICO score in 1989. Credit scores are used by lenders and credit card issuers to help decide whether to…
FICO Score vs Credit Score: What Is a FICO Score? Read More »
The moment a consumer files for bankruptcy, such as Chapter 7 or Chapter 13, an automatic stay typically takes effect immediately. The automatic stay temporarily halts most judgments, collection activities, foreclosures and repossessions of the consumer’s property, which is known as the bankruptcy estate. There are some limits and exceptions, though. What the automatic stay…
What Is the Automatic Stay in Bankruptcy? Read More »
After a year of lockdowns and restrictions, just about everyone is ready to let loose and shake off the pandemic cobwebs. But treating yourself shouldn’t be restricted to once a year. Let’s look at why the occasional splurge is such an important part of an effective budget – and how to keep yourself from going
The Best Way To Splurge And Not Feel Bad About It Read More »
Both money market accounts and certificates of deposit (CDs) enable your savings to generate interest. In general, money market accounts offer lower interest rates but more flexibility for withdrawing money. On the other hand, CDs tie your money up for a period of time, but they’ll likely provide a better interest rate. After you’ve started
Money Market vs. CD: Which Is Right for You? Read More »
Budgeting books can give you a different perspective on your finances and help you make plans for your money. The five books below come recommended by certified financial planners. These professionals have taken loads of financial-planning coursework, passed a brutal exam, logged thousands of hours in experience and committed to acting as a fiduciary. Who…
5 Personal Finance and Budgeting Books Recommended by Experts Read More »
Creating a family budget takes teamwork, time and regular tweaking, but you’ve got this. We’ll walk you through it, but let’s first define “budget” so you know what to expect. What is a family budget? A family budget is a plan for your household’s incoming and outgoing money over a certain period of time, such…
How to Create a Family Budget Read More »