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If you want to build momentum for your New Year’s money resolutions, set some financial improvements into motion before the end of the year. Here are six easy-to-implement steps to help boost your net worth going into the new year. 1. Mind your health insurance deductibles End-of-the-year financial planning strategies aren’t always this well-timed: “My son’s… […]
6 Steps to Higher Net Worth: A Year-End Financial Checklist Read More »
Last Cyber Monday, I rushed to put a very-much-on-sale grill into my virtual shopping cart. I texted my daughter to make sure my son-in-law really wanted it, because this limited-quantity deal would not be returnable. I entered my credit card number as soon as she responded. Moments later, I got an email: “Sorry, sold out.”…
How to Be a Savvy Shopper Amid Cyber Monday Hype Read More »
NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. 26. Black Friday sales are well underway, and as usual, there are heaps of TV deals front…
TV Black Friday 2021 Deals: Are They Worth It? Read More »
Supply chain issues, shipping delays and lingering fears from the pandemic have injected a heightened level of stress and scarcity into this year’s holiday shopping season. That could lead some consumers to fall for scam deals or buy products that aren’t quite what they expected. Here’s how to avoid a Black Friday deal that’s too…
How to Vet Holiday Deals and Avoid Scams Read More »
People tend to talk about being financially savvy in a black and white way. You’re either good with money or you’re not. But as with most things related to your finances, it’s a little more complicated than that. You could be great at earning money and terrible at saving it – or vice versa. You
What Does Being ‘Good with Money’ Actually Look Like? Read More »
NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. 26. Like the rest of the retail world, Best Buy is expanding Black Friday into a monthlong…
How to Get the Top Best Buy Black Friday 2021 Deals Read More »
A little stress is a good thing. It keeps us on our toes, challenges us to improve and can even lead to healthier brain function. A life without any stress at all would be pretty boring. But when it comes to money, most people are dealing with more than just a little bit of stress.
8 Things You Can Do Today to Stop Stressing About Money Read More »
Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion about how to get what you want out of a new job. Then we pivot to this week’s money question from Charlie in San Diego, who sent us an email: “I’m a 28-year-old single male…
Smart Money Podcast: Finding a New Job and Rent vs. Buy in a New City Read More »
Here’s the simple meaning of finance, according to Webster’s New World College Dictionary: As a noun, finances are “the money resources, income, etc. of a nation, organization, or person.” Or finances may refer to “the managing or science of managing money matters, credit, etc.” That’s a broad topic and short definition — let’s unpack it. Finance…
Taking control over your finances becomes more and more important as you get older. The time will come when you’re fully independent and expected to pay for rent, food, and utility bills all on your own. Taking the time to learn how to budget and manage your money now will set you up for financial
Budgeting and Money Management for Young Adults Read More »
Oh, the impulsive buy. Maybe for you, it’s the inflatable pool that showed up in your Instagram feed on a 95-degree day. Or is it the pair of shoes you didn’t know you needed until they beckoned to you from the clearance rack? Whatever the unplanned purchase is, impulse buying can lead to overspending. Thankfully,…
Impulse Buying: What It Is and How to Keep It in Check Read More »
If you spend any time on TikTok, you’ve probably seen financial advice in many forms from investing to savings hacks. While some of the advice is good, some of it is bad and most of it is surprisingly entertaining. We’ll help you figure out which is which, so you can ensure your money is in
TikTok Personal Finance Trends Debunked Read More »
You’ve applied for a credit card and were approved (congrats!), but that doesn’t mean you have unlimited spending power. It’s important to know your card’s credit limit, which is the maximum amount you can spend on your card. What is a credit limit and who sets it? Your credit limit is the total amount of…
What Is a Credit Limit? What Does Available Credit Mean? Read More »
Making your money work for you is an important step on the road to financial security and independence. Earning money by trading your time is important, but it’s just as important to find a way to make money without having to be actively involved. While you might dream of being able to make money while
5 Ways to Make Your Money Work for You Read More »
In this series, NerdWallet interviews people about their journey to tame debt. Responses have been edited for length and clarity. Karen and Sylvester Akpan Paid off: $201,060 in 18 months Karen Akpan lost her high-paying contract in clinical research in 2019. She and her husband, Sylvester, had no savings and made an estimated $50,000 gross…
How I Ditched Debt: Downsize the Home, Grow the Business Read More »
Online shopping has become a routine part of life. With a few clicks or taps, you can buy virtually anything. But before you restock on toilet paper or purchase those trendy sneakers from the ad in your Instagram feed, make sure you’re not spending more than you have to. Here’s how to shop smart and…
Shopping Guide: How to Get the Best Deals Online Read More »
You don’t need a job to earn income. Regardless of age, profession or education, there are ways to make money without a job in the traditional sense if a 9-to-5 doesn’t suit your needs. Some people want to make extra cash by working flexible side gigs or freelance work. So whether you’re a student, an…
15 Ways to Make Money Without a Job Read More »
After a year spent indoors, everyone wants to have a hot girl summer in 2021. But when your financial situation is still recovering from the pandemic, can you really afford to? Whether you’re struggling to get by or just looking to save a few bucks, use these tips to go big this summer – without
Can I Afford to Have a Hot Girl Summer? Read More »
FICO scores are one kind of credit score. The terms “credit score” and “FICO score” are often used interchangeably, but there are other brands of scores. The name derives from the Fair Isaac Corp., which introduced the FICO score in 1989. Credit scores are used by lenders and credit card issuers to help decide whether to…
FICO Score vs Credit Score: What Is a FICO Score? Read More »
The moment a consumer files for bankruptcy, such as Chapter 7 or Chapter 13, an automatic stay typically takes effect immediately. The automatic stay temporarily halts most judgments, collection activities, foreclosures and repossessions of the consumer’s property, which is known as the bankruptcy estate. There are some limits and exceptions, though. What the automatic stay…
What Is the Automatic Stay in Bankruptcy? Read More »
