Personal Finance

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Impulse Buying: What It Is and How to Keep It in Check

Impulse Buying: What It Is and How to Keep It in Check

Oh, the impulsive buy. Maybe for you, it’s the inflatable pool that showed up in your Instagram feed on a 95-degree day. Or is it the pair of shoes you didn’t know you needed until they beckoned to you from the clearance rack? Whatever the unplanned purchase is, impulse buying can lead to overspending. Thankfully,… […]

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TikTok Personal Finance Trends Debunked

TikTok Personal Finance Trends Debunked

If you spend any time on TikTok, you’ve probably seen financial advice in many forms from investing to savings hacks. While some of the advice is good, some of it is bad and most of it is surprisingly entertaining. We’ll help you figure out which is which, so you can ensure your money is in

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What Is a Credit Limit? What Does Available Credit Mean?

What Is a Credit Limit? What Does Available Credit Mean?

You’ve applied for a credit card and were approved (congrats!), but that doesn’t mean you have unlimited spending power. It’s important to know your card’s credit limit, which is the maximum amount you can spend on your card. What is a credit limit and who sets it? Your credit limit is the total amount of…

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5 Ways to Make Your Money Work for You

5 Ways to Make Your Money Work for You

Making your money work for you is an important step on the road to financial security and independence. Earning money by trading your time is important, but it’s just as important to find a way to make money without having to be actively involved. While you might dream of being able to make money while

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How I Ditched Debt: Downsize the Home, Grow the Business

How I Ditched Debt: Downsize the Home, Grow the Business

In this series, NerdWallet interviews people about their journey to tame debt. Responses have been edited for length and clarity. Karen and Sylvester Akpan Paid off: $201,060 in 18 months Karen Akpan lost her high-paying contract in clinical research in 2019. She and her husband, Sylvester, had no savings and made an estimated $50,000 gross…

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Shopping Guide: How to Get the Best Deals Online

Shopping Guide: How to Get the Best Deals Online

Online shopping has become a routine part of life. With a few clicks or taps, you can buy virtually anything. But before you restock on toilet paper or purchase those trendy sneakers from the ad in your Instagram feed, make sure you’re not spending more than you have to. Here’s how to shop smart and…

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15 Ways to Make Money Without a Job

15 Ways to Make Money Without a Job

You don’t need a job to earn income. Regardless of age, profession or education, there are ways to make money without a job in the traditional sense if a 9-to-5 doesn’t suit your needs. Some people want to make extra cash by working flexible side gigs or freelance work. So whether you’re a student, an…

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Can I Afford to Have a Hot Girl Summer?

Can I Afford to Have a Hot Girl Summer?

After a year spent indoors, everyone wants to have a hot girl summer in 2021. But when your financial situation is still recovering from the pandemic, can you really afford to? Whether you’re struggling to get by or just looking to save a few bucks, use these tips to go big this summer – without

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FICO Score vs Credit Score: What Is a FICO Score?

FICO Score vs Credit Score: What Is a FICO Score?

FICO scores are one kind of credit score. The terms “credit score” and “FICO score” are often used interchangeably, but there are other brands of scores. The name derives from the Fair Isaac Corp., which introduced the FICO score in 1989. Credit scores are used by lenders and credit card issuers to help decide whether to…

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What Is the Automatic Stay in Bankruptcy?

What Is the Automatic Stay in Bankruptcy?

The moment a consumer files for bankruptcy, such as Chapter 7 or Chapter 13, an automatic stay typically takes effect immediately. The automatic stay temporarily halts most judgments, collection activities, foreclosures and repossessions of the consumer’s property, which is known as the bankruptcy estate. There are some limits and exceptions, though. What the automatic stay…

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The Best Way To Splurge And Not Feel Bad About It

After a year of lockdowns and restrictions, just about everyone is ready to let loose and shake off the pandemic cobwebs. But treating yourself shouldn’t be restricted to once a year. Let’s look at why the occasional splurge is such an important part of an effective budget – and how to keep yourself from going

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Money Market vs. CD: Which Is Right for You?

Money Market vs. CD: Which Is Right for You?

Both money market accounts and certificates of deposit (CDs) enable your savings to generate interest. In general, money market accounts offer lower interest rates but more flexibility for withdrawing money. On the other hand, CDs tie your money up for a period of time, but they’ll likely provide a better interest rate. After you’ve started

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5 Personal Finance and Budgeting Books Recommended by Experts

5 Personal Finance and Budgeting Books Recommended by Experts

Budgeting books can give you a different perspective on your finances and help you make plans for your money. The five books below come recommended by certified financial planners. These professionals have taken loads of financial-planning coursework, passed a brutal exam, logged thousands of hours in experience and committed to acting as a fiduciary. Who…

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How to Create a Family Budget

How to Create a Family Budget

Creating a family budget takes teamwork, time and regular tweaking, but you’ve got this. We’ll walk you through it, but let’s first define “budget” so you know what to expect. What is a family budget? A family budget is a plan for your household’s incoming and outgoing money over a certain period of time, such…

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What Motherhood Taught Me About Money: 8 Moms Weigh In

What Motherhood Taught Me About Money: 8 Moms Weigh In

It’s true — everything changes when you become a parent, including your finances. Besides facing a slew of new expenses, you’re charged with the financial well-being and future of another person. And that person, whom you adore, is probably learning about money from you. In honor of Mother’s Day, eight moms across the country answered…

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The Best Financial Personalities to Follow on Social Media

The Best Financial Personalities to Follow on Social Media

Social media can be a time sink or a tool for becoming your best self – it all depends on how you curate your feed. But carefully choosing who you follow isn’t just about getting the best advice and information. It’s also about finding the personalities that will consistently inspire and challenge you. By following

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Real Minter Story: Kimberly

To showcase how our Minters are achieving their financial goals, we reached out to everyday Mint users, just like you, to share their stories. Whether it’s reaching an emergency fund goal, or making progress in paying off student loans, we’re inspired by the dedication you’ve shown in working toward your goals and dreams. One of

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Reboot Your Budget to Prepare for Reopening

Picture cruising your car deep into 2021 and never glancing in the rearview mirror. Vaccines, travel and a hope of normalcy are finally on the horizon. With so much to look forward to in the future, it’s understandable to not want to look back. But returning to typical day-to-day life will be a transition. And…

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Guide to Organizing your Finances

It’s spring cleaning season – so why not give your finances a once-over? That might sound like an intimidating concept, especially if you haven’t taken a careful look at your financial situation in years, but organizing your money doesn’t have to be painful. We’re here to walk you through each step, so you can rest

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Game Apps That Pay Real Money: Play for Fun, Not Fortune

Play games, get paid. Yes, there are mobile apps that promise such a thing. How can these apps pay you to play games? In many cases, you’re making them money by watching ads and filling out surveys between games. Your earnings will likely be a few cents a day, and payouts are generally made once…

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