Financial Literacy

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Liberals have made our tax system complex, inefficient and heavy

Liberals have made our tax system complex, inefficient and heavy

Moody: Canada’s taxation system has become a giant income and wealth redistribution scheme designed to achieve political goals https://financialpost.com/personal-finance/liberals-tax-system-complex-inefficient #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Capital One Brings Back Venture’s K Bonus, Plus JetBlue Transfers

Capital One Brings Back Venture’s $1K Bonus, Plus JetBlue Transfers

Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. The article Capital One Brings Back Venture’s $1K Bonus, Plus JetBlue Transfers originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/capital-one-brings-back-ventures-1k-bonus-plus-jetblue-transfers #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances

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10 Wealth-Building Assets Adding to Your Net Worth

10 Wealth-Building Assets Adding to Your Net Worth

Building wealth through valuable assets is essential for securing your financial future. These wealth-building assets generate income, appreciate in value, and provide financial stability. By diversifying your investments, you reduce risk and create a solid foundation for long-term financial success.  1. Real Estate Probably one of the most common appreciating assets many have built wealth

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How to File Your Income Taxes for Free (or at discount)

How to File Your Income Taxes for Free (or at discount)

I remember the first time I filed my taxes. I was dropping something off at the post office when I saw tables full of cardboard boxes filled with forms with the now-familiar IRS eagle and scales logo. Tax season! Those boxes were so intimidating. I was so scared of filing my taxes wrong and getting

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Auto Loan-to-Value Ratio Explained

Auto Loan-to-Value Ratio Explained

The auto loan-to-value (LTV) ratio is one of many factors lenders use to evaluate your creditworthiness. While auto lenders tend to be more flexible with LTV compared to mortgage lenders, it’s still important to be mindful of how much you’re borrowing relative to the value of the car you’re buying. If you’re planning to take

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A Home Within Walking Distance of Everything Might Not Be Ideal

A Home Within Walking Distance of Everything Might Not Be Ideal

When I lived in the Marina neighborhood of San Francisco, I could walk to endless bars and restaurants within 10 minutes. It was the perfect place for twenty- and thirty-somethings to live, socialize, and indulge in city life. Back in 2005, at age 28, I had just bought my first single-family home—a handsome three-bedroom house

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14 Money-Saving Hacks for Cheaper Grocery Delivery

14 Money-Saving Hacks for Cheaper Grocery Delivery

Food prices are going up everywhere. So, it’s essential for people to find savings any way they can. By employing these smart strategies, frugal individuals can enjoy the convenience of grocery delivery while keeping their expenses in check. Additionally, frugal shoppers often avoid impulse buys by sticking to a pre-planned list and scheduling deliveries during

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5 Ways Trump’s Congress Is Planning to Change Your Health Care

5 Ways Trump’s Congress Is Planning to Change Your Health Care

Ai created / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Congress is exploring major changes to Medicare as part of efforts to offset potential tax cut extensions. Three key proposals are making waves

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What to Know About Buying a Second Home

What to Know About Buying a Second Home

Whether it’s a lakefront oasis to call your own, a spot for family vacations by the beach or a condo in the heart of your favorite city, picturing your own slice of paradise is a tempting prospect. Or, maybe you’re imagining the extra income you could earn by owning your own rental. Whatever your goals,

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7 Effective Ways to Improve Your Financial Situation

7 Effective Ways to Improve Your Financial Situation

By adopting practical strategies, individuals can gain better control over their finances. Improving your financial situation not only reduces stress but also allows you to plan for future goals such as buying a home, traveling, or retirement. It empowers you to make informed decisions, avoid financial pitfalls, and build a solid foundation for long-term financial

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15 Genius Money-Saving Tricks Everyone Should Try

15 Genius Money-Saving Tricks Everyone Should Try

Life hacks are all the rage these days. From using binder clips to organize cables to repurposing shower caps as shoe covers, people are always looking for clever ways to save time and money. While many life hacks are aimed at people with disposable income, poor people have a wealth of knowledge when it comes

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10+ Banks That Notarize for Free—No Hidden Fees, No Hassle

10+ Banks That Notarize for Free—No Hidden Fees, No Hassle

Getting a document notarized is a common requirement for legal, financial, and business transactions. Notaries verify identities and witness signatures to prevent fraud. Many banks offer notary services, but some charge a fee, while others… The post 10+ Banks That Notarize for Free—No Hidden Fees, No Hassle appeared first on Crediful. https://www.crediful.com/banks-that-notarize-for-free/ #financialfreedom #money #entrepreneur

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How do I trim tax on selling shares I bought through an employee stock purchase plan?

How do I trim tax on selling shares I bought through an employee stock purchase plan?

FP Answers: It’s going to take some gain/loss calculations, but strategies like contributing to an RRSP or TFSA can offset gains https://financialpost.com/fp-answers/how-do-i-trim-tax-on-selling-shares-i-bought-through-an-employee-stock-purchase-plan #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Do You Need Good Credit to Finance a Motorcycle?

Do You Need Good Credit to Finance a Motorcycle?

Buying a motorcycle may not cost as much as buying a car. Unless you’ve been saving diligently so you can pay cash for it, however, you’ll still likely need to finance your purchase. The cost of a new motorcycle starts at around $5,000 and can be as high as $35,000, according to Altus Motorsports. Higher-end

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Partying Like A Young Degenerate Is Not Good For Your Finances

Partying Like A Young Degenerate Is Not Good For Your Finances

Recently, I went off the deep end—living like a degenerate gambler and party animal—and I wanted to reflect on it. Perhaps to nobody’s surprise, I don’t think having extreme amounts of fun is good for your financial future. It’s probably also not good for your health. In our personal finance world bubble, where we go

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Should You Use Your Tax Refund to Pay Off Debt?

Should You Use Your Tax Refund to Pay Off Debt?

Lauren Schwahn writes for NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. The article Should You Use Your Tax Refund to Pay Off Debt? originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/should-you-use-your-tax-refund-to-pay-off-debt #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips

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13 Extravagant Hobbies Out of Reach for the Average Joe

13 Extravagant Hobbies Out of Reach for the Average Joe

The rich and famous often indulge in hobbies that are as extravagant as they are unattainable for the average person. These hobbies reflect a lifestyle of opulence and exclusivity, highlighting the vast financial disparity between the elite and the general population. Take into a peak into their world without spending a dime.  1. Collecting Rare

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Why the complicated form when the capital gains tax stayed the same for 2024?

Why the complicated form when the capital gains tax stayed the same for 2024?

Jamie Golombek: CRA may have investors, accountants and taxpayers scratching their heads with four-page form https://financialpost.com/personal-finance/taxes/why-complicated-tax-form-when-capital-gains-unchanged #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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The Los Angeles International Airport (LAX) Guide

The Los Angeles International Airport (LAX) Guide

Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. The article The Los Angeles International Airport (LAX) Guide originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/lax-los-angeles-airport-guide #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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17 Challenging Careers That Complicate Your Dating Life

17 Challenging Careers That Complicate Your Dating Life

When careers require long hours, frequent travel, or high stress, it becomes difficult to balance work and personal life. This can lead to missed opportunities for socializing, dating, and building meaningful connections. Understanding these challenges encourages individuals to seek a healthy work-life balance, prioritize self-care, and communicate openly with potential partners about their career demands. 

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