Financial Literacy

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Waiting For The Perfect Price Could Hurt Your Lifestyle And Happiness

Waiting For The Perfect Price Could Hurt Your Lifestyle And Happiness

I recently came across an eye-opening chart by the National Association of Realtors showing that the median age of first-time U.S. homebuyers is now 38 years old. That’s a significant jump from 30 years old between 2008 and 2010. Meanwhile, the median age for repeat buyers has risen to 61 years old. What is going […]

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If Financial Advisors Know Coaching Works— Why Don’t You Have One?

If Financial Advisors Know Coaching Works— Why Don’t You Have One?

Every financial advisor I know can rattle off the stats in their sleep… Vanguard’s Advisor Alpha study shows advisors add about 3% per year in net returns. Russell Investments’ 2024 study puts that number at 3.52% per year. Morningstar’s “Mind the Gap” report found that self-directed investors underperform by 1.7% per year because they try

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What Is a Business Term Loan and How Does It Work?

What Is a Business Term Loan and How Does It Work?

Karrin Sehmbi writes for NerdWallet. Email: ksehmbi@nerdwallet.com. Randa Kriss writes for NerdWallet. Email: rkriss@nerdwallet.com. The article What Is a Business Term Loan and How Does It Work? originally appeared on NerdWallet. https://www.nerdwallet.com/article/small-business/business-term-loans #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney

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12 Major Money Mistakes People Still Allow to Occur

12 Major Money Mistakes People Still Allow to Occur

Poor money management can prevent people from building wealth and achieving financial security. By being aware of and addressing these mistakes, people can take control of their finances, reduce debt, increase savings, and create a more stable and prosperous future. 1. Neglecting Insurance Insurance is a safety net that many individuals overlook until they face

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15 Underrated Talents That Can Earn You Extra Money

15 Underrated Talents That Can Earn You Extra Money

Underrated talents might not always be recognized as high-income opportunities, but they offer many possibilities in today’s gig economy. It’s important to recognize and develop these talents because they can supplement your income, provide financial stability, and open doors to new career opportunities. By leveraging your underrated skills, you can achieve greater financial independence and

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10 Best Small Business Checking Accounts of March 2025

10 Best Small Business Checking Accounts of March 2025

Most business bank accounts impose transaction limits and demand hefty minimum balances to waive monthly fees, putting small businesses at a disadvantage. But the picture isn’t uniformly bleak. These small-business checking accounts have low minimum balance requirements and plenty of fringe benefits. The post 10 Best Small Business Checking Accounts of March 2025 appeared first

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Discover’s 5% Bonus Categories for Q2 2025: Grocery Stores, Wholesale Clubs

Discover’s 5% Bonus Categories for Q2 2025: Grocery Stores, Wholesale Clubs

Jae Bratton writes for NerdWallet. Email: jbratton@nerdwallet.com. The article Discover’s 5% Bonus Categories for Q2 2025: Grocery Stores, Wholesale Clubs originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/discover-bonus-categories-q2-2025-grocery-stores-wholesale-clubs #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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9 Signs People Are Quietly Struggling Financially

9 Signs People Are Quietly Struggling Financially

People who are quietly struggling financially often show subtle signs that can be easily overlooked. These subtle indicators can lead to a cycle of financial hardship and increased stress. By recognizing these signs, friends and family can offer support and resources to help those struggling regain their financial stability and prevent further financial difficulties. 1.

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18 Products You Absolutely Do Not Need to Buy (Ever)

18 Products You Absolutely Do Not Need to Buy (Ever)

Stock Holm / Shutterstock.com I’ve been sucked in by more than one gee-whiz gadget or appliance in my day. I tried to live the bread-maker lifestyle for years. There was a time when my panini-maker enjoyed regular workouts. And my “baby” is a teenager now, but if I could look back at our baby registry

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How To Make Your Children Millionaires Before They Leave Home

How To Make Your Children Millionaires Before They Leave Home

If you don’t believe the world will grant your children a fair chance to succeed, you may want to take matters into your own hands as parents. One way is to set them up for financial independence—ideally making them millionaires before they graduate high school, finish college, or leave home. If your children are millionaires

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Today’s Car Market: Are New Car Prices Going Up or Down?

Today’s Car Market: Are New Car Prices Going Up or Down?

Shannon Bradley writes for NerdWallet. Email: sbradley@nerdwallet.com. The article Today’s Car Market: Are New Car Prices Going Up or Down? originally appeared on NerdWallet. https://www.nerdwallet.com/article/cars/car-market-prices #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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15 Budget-Friendly Solutions for New Parents

15 Budget-Friendly Solutions for New Parents

Budget-friendly solutions are essential for new parents, as they help manage the financial challenges that come with raising a child. These solutions allow new parents to save money while still providing for their child’s needs. By being mindful of their spending, new parents can build a stable financial foundation, ensuring they can support their growing

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CRA wins case against remote worker who claimed ,000 in moving expenses

CRA wins case against remote worker who claimed $67,000 in moving expenses

Jamie Golombek: You can claim these expenses if you work at home but for professional not personal reasons https://financialpost.com/personal-finance/taxes/cra-wins-against-remote-worker-claiming-moving-expenses #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Weekly Mortgage Rates Slump, Along With Consumers’ Mood

Weekly Mortgage Rates Slump, Along With Consumers’ Mood

Holden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com. The article Weekly Mortgage Rates Slump, Along With Consumers’ Mood originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/weekly-mortgage-rates-2-27-25 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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15 Retirement Pitfalls People Hardly Discuss

15 Retirement Pitfalls People Hardly Discuss

There are several retirement pitfalls that people hardly discuss, but they can have significant consequences. Addressing these pitfalls early on is crucial for ensuring a comfortable and secure retirement. By being aware of these challenges and planning accordingly, individuals can better prepare for their future and avoid financial hardships. 1. Social Circle Trap Many retirees

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Our adult children can’t support themselves. How can we set them up for life?

Our adult children can’t support themselves. How can we set them up for life?

Family Finance: Alberta-based Russel and Janice worry about their disabled children and wonder if they have enough saved https://financialpost.com/personal-finance/family-finance/how-can-we-set-adult-children-up-for-life #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Trying Your Best When There’s Little To No Chance Of Succeeding

Trying Your Best When There’s Little To No Chance Of Succeeding

If you knew that no matter how hard you tried, success was impossible or practically impossible, would you still push yourself to the limit? Or would you rationally pivot to another endeavor with a real chance of success? Personally, if the odds were overwhelmingly against me, I’m not sure I’d bother trying so hard. Since

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Why Most Business Owners Never Build the Freedom They Want – Are You Thinking Too Small?

Why Most Business Owners Never Build the Freedom They Want – Are You Thinking Too Small?

The Truth About Why Some Businesses Thrive While Others Stall Six years ago, Kevin had a dream. He launched his own Registered Investment Advisory (RIA) firm just outside Phoenix, Arizona, believing it would give his family a better life. He worked long hours, built trust with his clients, and saw steady revenue growth. But something

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Spirit Airlines Brings Back Change and Cancellation Fees on Some Fares

Spirit Airlines Brings Back Change and Cancellation Fees on Some Fares

Ramsey Qubein writes for NerdWallet. Email: travel@nerdwallet.com. The article Spirit Airlines Brings Back Change and Cancellation Fees on Some Fares originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/spirit-reinstates-fees #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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15 Popular Products People Can Find for Less Overseas

15 Popular Products People Can Find for Less Overseas

When it comes to the cost of goods, America often stands out for its higher prices compared to many other countries around the world. Certain items that Americans find expensive, such as prescription drugs, college education, and mobile phone plans, can be surprisingly affordable elsewhere. 1. College Education Higher education in America has become increasingly

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