Financial Literacy

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8 Ways to Pay Off Retirement Debt (Including Credit Cards)

Despite your best savings efforts — and maybe due to some unexpected expenses — your retirement plans may have run into the stark reality that you didn’t end up with the nest egg you had planned on. In fact, you’re headed toward your golden years with credit card debt. Unfortunately, that’s the case for many […]

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Best Thrift Stores Near Me And Online [Save Money Shopping]

One of the best ways to save money and still find quality items is to shop at thrift stores near you. There are plenty of great shops in your local area that will ensure you aren’t overspending on things like clothes, toys, books and much more. And if you can’t find great deals or are

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Best Places to Get an Auto Loan

Buying a new, used or certified preowned car can be exciting. However, the excitement and fun start only after you’ve secured your financing and gotten the best auto loan rates possible. With 85.4% of new passenger vehicles being financed, auto rates and loan options play a major role in the majority of purchases. When it

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12 Ways to Save Money for a Big Purchase – Tips & Ideas

Major purchases require major savings. And let’s be honest: Not everyone is a natural at budgeting and saving money. Fortunately, anyone can learn to budget and save money better, and anyone can reach their savings goal with these tips. 12 Ways to Save Money for a Big Purchase – Tips & Ideas is a post from

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College HUNKS Hauling Junk & Moving: 5 Things to Know

College HUNKS Hauling Junk & Moving is a company that specializes in local moves, junk removal, donation pickup and labor services in the U.S. and Canada. (HUNKS is an acronym for “honest, uniformed, nice, knowledgeable service.”) The company has over 130 franchise locations nationwide and operates in more than 40 states. If you plan to hire…

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Long-Term Unemployment: What It Is — And Strategies to Overcome

Losing a job is tough no matter what. Add a pandemic into the mix, and now millions of Americans are out of work for months at a time, creating a surge in long-term unemployment. For most out-of-work folks, it’s taking about 21 weeks to find a new job, according to the latest data from the

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What to Buy (and Skip) on Black Friday 2020

Amid all of the retail chaos and change of 2020, at least one thing remains the same: the biggest sale day of the year. Black Friday — the day after Thanksgiving — has a reputation as the best time of the year to buy just about anything. But even though Black Friday still exists in…

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How to Cut Car Insurance Costs: Tricks for Everyone

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Today’s new luxury cars come equipped with a growing menu of high-tech driving-assistance options. Safety features like blind-spot collision-avoidance warnings can lower your chances of

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MLM Scams: Avoid Losing Money to Multi-Level Marketing

As more people look for ways to make money from home or have dreams of earning income that isn’t from a traditional 9-5, it can be easy for someone to end up involved in MLM scams.  The lure of being an entrepreneur, making money on your own time, and working a flexible schedule is incredible

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Dear Penny: Can I Take Social Security Now and Then Stop in 2021?

Dear Penny, I will be 62 in November and right now times are tough. Is it possible to take Social Security temporarily and then stop it when things begin to move again?  I was thinking of maybe just taking it for a short time, through early summer 2021. I am in the pet-sitting business and

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Should You Bank on Student Loan Forgiveness in 2021?

The post Should You Bank on Student Loan Forgiveness in 2021? appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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5 Basic Bicycle Maintenance Skills Every Cyclist Should Know

When gyms and fitness studios closed their doors earlier this year due to the pandemic, bikes started flying off shelves as people looked for ways to be active while staying socially distanced. But just like cars, bikes require upkeep. Unlike cars, however, you can do a lot of basic bicycle maintenance yourself. Jake McFadden is

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6 Common Tax Misunderstandings, Explained

During the first few months of the year, I read lots of articles and hear from many readers on the question of income taxes. It’s not surprising since filing income tax paperwork is part of the life of most American adults during these first few months of the year, and it’s always a painful process.

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15 Target Shopping Tips & Tricks to Save Money (Online & In-Store)

Shopping at Target is a convenient way to enjoy a massive selection at great prices. However, if you want to take your frugality one step further, there are a number of Target hacks that can help cut down on your spending. Here are 15 you can try for yourself. 15 Target Shopping Tips & Tricks

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Nationwide Life Insurance Review 2020

NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Georgia Rose AT A GLANCERated 4 stars out of 5 by NerdWallet.Drew fewer life insurance complaints to state regulators than expected for a…

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How to Get a Free Thanksgiving Dinner from Walmart Using Ibotta

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. The holidays are weird this year, there’s no question about that. Without big family gatherings or outside-the-bubble Friendsgivings, things just feel… off. And while it

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The Amount of Student Loan Debt in America Could Pay for 5M Houses

The post The Amount of Student Loan Debt in America Could Pay for 5M Houses appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Which Companies Offer Discounts for Students

For most college students, trying to save money is a way of life. Whether it’s pirating textbooks, dumpster diving for food, or “borrowing” toilet paper from the library bathroom, students tend to find clever ways to pinch pennies. But one of the best ways to save money as a college student goes largely ignored. Students

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25 Unique Gift Ideas for Someone Who Already Has Everything

We all have them in our lives: friends and family members who seem to have everything. They can feel impossible to shop for. But all is not lost. It’s easier than ever to buy outstanding gifts for even the most challenging recipient. Here are 25 practical, thoughtful ideas anyone will appreciate. 25 Unique Gift Ideas

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