Financial Literacy

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15 Charitable Acts You Can Do on a Budget This Holiday Season

One coat could keep someone warm, one meal could relieve someone’s hunger, and one organ donor could save 75 lives. A single charitable act could put a smile on someone’s face, or even improve someone’s life — and it can all be done on a budget. While you’re gearing up for the holidays, it’s the […]

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Here’s How to Start an In-Home Laundry Business

When you think of a laundry service, you may think of your neighborhood laundromat, with rows upon rows of washers and dryers. But did you know that you can start your own wash-and-fold laundry business — and that you don’t need to invest in dozens of washers and dryers to do it? Here’s how it

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Flexible Hours: The #1 Reason Americans Prefer Remote Work

This year has seen a huge shift in white-collar work away from the office and into the home. According to a Gallup poll, the average number of workdays Americans worked remotely per month has more than doubled, from 5.8 in the fall of 2019 to 11.9 in summer 2020. Many are discussing whether or not

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How to Turn Unused Credit Card Rewards Into Holiday Gifts

If you’re celebrating the holiday season at home this year because of the COVID-19 pandemic, then you probably aren’t using up your travel rewards points. Instead of watching those points languish, consider turning them into holiday gifts — you can stretch your budget while taking advantage of new offers from credit card issuers. Amid the pandemic,…

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Understanding Debt Settlement Letters

If you’re unable to pay back a large amount of debt, you might be interested in learning more about debt settlement. Debt settlement works to negotiate with your creditors to forgive all or part of your debt. Throughout this process, communication is usually done with written letters. Written letters work best to convey the clear

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11 Financial Magazines That Will Level-Up Your Money Knowledge

Overall, the print industry is not doing particularly well and financial magazines may not have the circulation they once did in their prime.  There are many publishing companies that have gone out of business, or were bought out by other media companies, and some paused the print and just went straight to digital.  And although

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‘America’s Got Talent’ Auditions: Try Out for Season 16 Online

Ready to propel yourself from relative obscurity to a stage in front of millions of viewers? Here’s your chance to shine on “America’s Got Talent.” The audition crew is surfing the web to find the diamonds in the rough for season 16. Open-call auditions this year will be held entirely online — with four dates

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How to Write a Great Resume for a Job – Tips & Examples

Hiring managers receive many resumes when they’re trying to fill an open position, so you have about 30 seconds to grab their attention using your resume. These resume tips will make your application shine, upping your chances of landing an interview and getting your dream job. How to Write a Great Resume for a Job

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Underrated Reasons Why You Need a Delta SkyMiles Blue American Express Card

American Express and Delta offer an entry-level credit card worth checking out: The Delta SkyMiles® Blue American Express Card. If you occasionally fly with Delta and are looking for a simple travel credit card, the Delta SkyMiles® Blue American Express Card includes some solid rewards — including a few new perks that might pique your…

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21 Best Part-Time Jobs With Flexible Work Schedules

Whether you are looking to bring in extra income or just looking to do something on the side, part-time jobs can be a great choice for you. These flexible jobs also offer a lot more freedoms with when and how you work, plus there are quite a few that allow you to work from home

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Zero-Based Budgeting: The Ultimate Guide

When you create a budget that works for you, you gain a sense of peace and freedom that comes with taking ownership of your finances. Although there are many approaches to budgeting, certain systems prove to be more effective than others. Zero-based budgeting is an easy and reliable method to achieve your financial goals. The

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How Long Does It Take To Get a Credit Card?

Generally speaking, it takes seven to 10 business days to get a credit card once you’re approved. The specific amount of time can vary as many factors throughout the process affect how fast you receive your card. Getting approved can happen in a matter of seconds or days, depending on what kind of card you

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Money Moves to Make in Your 20s, 30s, and 40s

Reaching your twenties is an exciting milestone for most as it means you’ve officially entered adulthood. Along with that milestone comes new responsibilities and worries that we didn’t picture when our teenage selves dreamed of turning 21. We imagined our college graduation, moving into our first apartment, and launching our new career. That vision didn’t

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How to Increase Your Earning Potential

Every year presents new lessons we should incorporate on this life journey, and this one, in particular, is no exception. In a world that is ever-changing one thing that has to remain the same is our ability to pivot when necessary. Whenever life challenges arise, we often make changes and shift out of force rather

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How to Endorse a Check to Someone Else in 4 Steps

If you owe someone, you most likely want to pay them as soon as you can. With digital banking adding your paychecks right to your bank account, you may not always have cash on you. You may also have some checks lying around that you’ve put off depositing. To save time, you could endorse a

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