Financial Literacy

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Gratitude in A Difficult Year

This year took so many twists and turns we haven’t been able to keep count– often leaving us in complete overwhelm with a whirlwind of thoughts and emotions. Grief, anxiety, and sheer disappointment are just a handful that comes to mind when we reflect on the endless amount of curveballs life has thrown over the […]

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What to Do If You Lose Your Job and Find Yourself Unemployed – 9 Steps

Suddenly losing your job is a major stressor and leaves many with no idea what to do next or where to start on the road to career recovery. If you’ve found yourself in this position, rest assured, you’re not alone. Here are the steps you should take to ease the stress associated with unemployment. What

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Mortgage Rates Are at All Time Low; Where Are Rates Trending?

The post Mortgage Rates Are at All Time Low; Where Are Rates Trending? appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Where to Get Moving Boxes for Cheap or Free

Finding free or very inexpensive boxes near you is a relatively simple way to lower the overall cost of your move — sometimes, by hundreds of dollars. It does require some effort and research on your part though. Start early to give yourself enough time to source plenty before moving day. » MORE: NerdWallet’s top…

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3 Random Events That Could Mean it’s Time to Switch Car Insurance

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Sometimes it’s obvious when you need to reconsider your car insurance: like when you get a new car. Or when your policy renews with a

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Avoiding Investor Mistakes

Many new investors have started investing, either through a traditional securities brokerage or with one of the new “app” based brokerage firms. No matter how long you’ve been an investor, or whichever firm you choose to buy your investment from, investor mistakes occur. Mistakes generally fall into six categories. We’re going to break down what

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12 Best Freelance Websites to Find Jobs Online

According to a 2017 study commissioned by Upwork and Freelancers Union, more than 50% of the U.S. workforce will work on a freelance or contingent basis by 2027. In other words, freelancing is in vogue, thanks in part to a rapidly growing cohort of startups leveraging on-demand freelance labor like never before. Though freelancing has plenty

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Top 10 Reasons to Apply for a Personal Loan

The post Top 10 Reasons to Apply for a Personal Loan appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How to Clean Carpet: Methods, Costs and Tips

Clean carpets make any home more attractive, and it often takes a multifaceted approach to get the job done right. This guide for how to clean carpet will help you find ways to freshen underfoot, whatever your budget. Vacuum Cost: $0 if you already own a vacuum; $50-$700 for a new vacuum; $10-$50 for dry…

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Video Game Jobs Expected to Grow As More Americans Get In Gaming

Conventional wisdom has a lot to say about video games. It says gamers are male basement dwellers who live on a diet of Mountain Dew and Cheetos, that gaming makes people lazy, and that it’s impossible to make a living by playing games all day. Well, au contraire. According to data from the Entertainment Software

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Are You A Cheap Person? Or Are You Being Frugal?

Saving money and finding ways to make your dollars stretch farther is not necessarily a bad thing by any means. After all, not everyone can live lavishly all the time or never worry about their finances. However, sometimes your money saving ways puts you in a category of being a cheap person. This means you

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Personal Loan for Unexpected Expense

The post Personal Loan for Unexpected Expense appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Dear Penny: How Do I Save When My Wife Won’t Let Me Work More?

Dear Penny, I am not where I want to be financially. I am in the military, married and have two young kids, 4 and 6. My wife is a stay-at-home mom and has no interest/desire of getting a job, part time or otherwise. I want to get a second job to supplement my income for

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VA Loan Down Payment: Should You Make One?

The post VA Loan Down Payment: Should You Make One? appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Employee Roundup: Ways to Creatively and Safely Celebrate the Holidays this Year

2020 has been an unprecedented and challenging year for many of us. I had my first child this year and it’s difficult coming to terms that her first Christmas just won’t be the big event we’d all love it to be. But one thing I do believe is it’s an opportunity to create a new

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40+ Fun & Frugal Holiday Season Activities – Family Games & Crafts

When we think about the holiday season, buying and giving gifts often come to mind. We put a lot of time into finding the perfect gift for everyone on our list and a lot of focus on saving and budgeting for them. But activities often get left out of our holiday budgets. And the costs

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Here’s How a Bookstagram Can Get You Free Books

When Whitney Richardson’s library closed due to the pandemic, she was at a loss. She missed her supply of free books and book recommendations. “I looked at my husband and said, ‘What do I read now?’“ said Richardson, a speech therapist from Evansville, Ill. “My librarian and I have a good relationship. She usually suggested

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What Is a Citation vs. a Ticket?

A popular question you often hear from new drivers and also some seasoned road warriors is ‘what’s the difference between a citation vs. a ticket?’. Additionally, besides just wondering ‘what is a ticket?’ and ‘what is a citation?’, you may be wondering how these may affect your car insurance and your driving record. While the

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7 Money Steps to Take Before 2021

With the end of the year rapidly approaching, it’s a good time to take stock of your financial situation as you head into 2021. 2020 has been a strange year, and a difficult year for many people. With many people’s health and/or economic livelihoods affected by COVID-19, many people’s situation looks very different than it

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Cyber Monday Online Shopping Guide 2020 – Best Websites & Deals

Traditionally, Black Friday was the best day of the holiday shopping season to find great in-store deals on the year’s hottest consumer products. Retailers and customers have celebrated Black Friday sales for decades, and the rise of the Internet (and, later, the COVID-19 pandemic) has brought much Black Friday shopping online. The Monday after Black

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