Financial Literacy

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How to Make Money With Music: 13 Creative Strategies

So you sing better than Taylor Swift or Nick Jonas, strum a guitar like Jimi Hendrix or Kelley Deal or play piano better than Tori Amos. Or maybe, if writing music or lyrics is your thing, you can compare yourself to Morrissey or Jhene Aiko. Or perhaps you’re not as good as any of these […]

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What You Need to Know About Jumbo Loan Limits

If you’re trying to buy a high-dollar home, you may come up against some obstacles — especially if you aren’t paying cash for the home. It can be tough to get a home loan for homes with hefty price tags, but while it may take more work, it’s not impossible to pull off. You’ll just

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9 Ways to Get Health Insurance Coverage Without a Job

Whether you’re unemployed, self-employed, employed without health coverage, or aiming to retire before you’re eligible for Medicare, it’s risky to go without health insurance. The good news is that you’re not alone. And when millions of people find themselves in the same quandary, solutions tend to emerge. Here are the best solutions for you to

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5 Things to Know About the Carnival World Mastercard

Carnival Cruise Line has no shortage of impressive destinations from the Bahamas, Bermuda, the Caribbean and the Mexican Riviera, to locales much farther from home like Europe, Australia, New Zealand and more. And if you’re planning to take to the seas with this cruise line, the $0-annual-fee Carnival World Mastercard can definitely defray some of…

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How to Get a Raise: 5 Smart Steps to Boosting Your Salary

Are you worth more than you’re paid?  If so, have you asked for a raise?  It might be a more difficult ask due to the economic effects of the pandemic. A third of all U.S. companies are lowering their projected salary increases for 2021, according to a survey by insurance company Willis Towers Watson. But

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Where to Buy Reusable Cloth Face Masks Online for COVID-19

As the COVID-19 pandemic rages on, it’s worth remembering that face coverings can mitigate the spread of this and many other deadly diseases. Hundreds of retailers, both small and large, sell masks and face coverings. And these are the best places to find these lifesaving devices. Where to Buy Reusable Cloth Face Masks Online for

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Walmart Rewards Mastercard vs. Sam’s Club Mastercard: Depends How You Spend

Walmart and Sam’s Club are two of the largest retailers in the U.S. and are both under the Walmart Inc. family. Whether you’re in it for the free samples or for the endless aisles of options, if you’re a devoted Walmart or Sam’s Club shopper, you may be eyeing the Capital One® Walmart Rewards™ Mastercard® or…

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How I Used the 4-Gift Rule to Save Money This Christmas

Editor’s note: This story was originally published in December 2017. Those of us who have planned princess-worthy tea parties for a daughter’s first birthday understand the value of a theme. But I might be one of the few who believe a theme can save Christmas. The holidays are supposed to feel magical, yet moms of

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9 Best Stock Screeners To Help You Find Top Stock Picks

As you expand your investments, you might look into individual stocks or even day trading. Yet a challenge will be knowing which stocks might be a good investment. After all, there are thousands of companies that trade publicly around the world! The best way to get started is to use stock screeners, which can help

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Home Insurance Illinois

The best home insurance in Illinois Best for Home Business Insurance — American Family Best for Customizable Insurance Tiers — COUNTRY Financial Best for Numerous Discounts — Nationwide Best for Customer Service — Progressive Best for Wide Range of Coverage — State Farm How much does home insurance cost in Illinois? In 2017, the average

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8 Best Home Equity Loan & HELOC Rates for 2020

Homeowners with ample equity have a ready-made source of low-cost capital to finance significant expenses: their home’s equity. If you’re shopping for a home equity loan or line of credit in the hope of taking advantage of low interest rates, get the scoop on the lenders with the best rates. 8 Best Home Equity Loan

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COVID-19 Accelerates No-Exam Trend in Life Insurance

Shopping for life insurance during the pandemic? Be aware that insurers may have changed their products and policy applications. For the latest information on how to cope with financial stress during this emergency, see NerdWallet’s financial guide to COVID-19. Big data is playing a prominent role in life insurance this year. Interest in coverage has…

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Here’s How to Add Up to 200 Points to a Credit Score Without Paying Anyone For Help

Everyone who’s saddled with bad credit has a unique story. A man burdened with $6,000 in unpaid bills. A mom of nine held back by an error on her report. A couple recovering from job loss and foreclosure. A single mom with a terminally ill child. A young woman with so much debt she couldn’t even

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Reverse Mortgage: What Are the Requirements?

Reverse mortgage requirements say that a borrower must be at least 62 years old, owe little on the home, and use the property as their principal residence. The post Reverse Mortgage: What Are the Requirements? appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance

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Can’t Pay, Won’t Pay: 1 in 3 Americans Would Join a Rent Strike

As a result of financial hardships caused by the COVID-19 pandemic, rent strikes have cropped up in many cities. But tenant strikes can be a divisive topic. To get a better read on where people stand on them, we asked Americans what they would do if they had the opportunity to join the movement. Can’t

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PayPal Cashback Mastercard vs. Venmo Credit Card: How They Differ

PayPal and Venmo have a lot in common: PayPal owns Venmo, they’re both ways to quickly send your roommate your share of the water bill, and they both offer no-annual-fee cash-back credit cards issued by Synchrony. When it comes to how they earn rewards, however, the PayPal Cashback Mastercard® and Venmo Credit Card go their…

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How to Save for Retirement in Your 20s, 30s, 40s and 50s

Articles with titles like “How Much You Should Have Saved for Retirement at Every Age” are super clickbaity and mostly end up being depressing. Sure, it’s easy for someone who doesn’t know me to say I should have double my salary saved, but they don’t know my salary, what I’m spending, or what I want

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Cash Envelope System: How Does This Budgeting Method Work?

If you find yourself struggling to budget and save money, there is a technique you might want to try: the cash envelope system. While there are many new personal finance platforms and apps that can help, sometimes it can be a bit overwhelming. And don’t get me wrong, I am a fan of various budgeting

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What Is an ARM Loan

An adjustable-rate mortgage may offer a low introductory rate, but it comes with unpredictable future payments if interest rates rise. The post What Is an ARM Loan appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity

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