Financial Literacy

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30 Fun New Year’s Eve Party Ideas for Food, Games & Decorations

Many of us think of New Year’s Eve as a holiday geared toward adults. After all, we stay up past kids’ bedtimes, wear fancy clothes, and toast the new year with Champagne. But there are lots of fun ways to involve kids in New Year’s Eve celebrations. 30 Fun New Year’s Eve Party Ideas for Food, Games […]

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Most Valuable Benefits of the United Business Card

Rewards cards aren’t just for consumers anymore. Small business owners can get in on the fun and earn a cheap flight here or a free hotel stay there. However, with so many credit card options, picking the right one can be daunting. The United℠ Business Card from Chase is designed for the business owner looking…

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The Penny Challenge Can Help You Save More Than $600 This Year

What difference can saving your pennies make? A lot, it turns out, if you’re doing the penny challenge. This money-saving challenge helps you put aside $667.95 in a year — or $671.61 in a leap year. To participate in the challenge, follow these steps: Start by saving one penny on the first day. Each day

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BlockFi Review: Is Earning Interest On Your Crypto Legit?

While cryptocurrency may have reached peak hype just a few short years ago, the concept of digital currency is still going strong. And another interesting platform in the blockchain and crypto game is BlockFi. What’s interesting about BlockFi is it’s not just another crypto trading platform. While that is an option, BlockFi offers over 8%

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The Best Law School Student Loans

The best law school loans of 2020 Best Member Perks: SoFi Best for Good Grade Rewards: Discover, Member FDIC Best for Longest Grace Period: Earnest Best for Multi-Year Approval: Citizens One Best for Bar Exam Studying: PNC Bank Most Repayment Term Options: College Ave The best law school lenders at a glance Lender Loan Amount

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The 5 Best Financial New Year’s Resolutions

Change has to start somewhere, and for many people that change is easier to make if the starting point has some meaning. It can be a birthday, an anniversary, or any other date with some symbolic weight. Most commonly, people choose the beginning of the new year. If you’re looking for some New Year’s resolutions

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COVID-19 Economic Stimulus Payments – Eligibility & How to Get Yours

Thanks to the federal government’s March 2020 economic stimulus package, most Americans will receive one-time cash payments beginning in April 2020. Before you start thinking up ideas for what to do with yours, find out about your eligibility and how much you’ll get. COVID-19 Economic Stimulus Payments – Eligibility & How to Get Yours is

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Underrated Reasons Why You Need a Virgin Atlantic World Elite Mastercard

There are a host of good reasons to get the Virgin Atlantic World Elite Mastercard® regardless of which destinations are on your post-COVID-19 bucket list. The welcome offer and earning potential of this card, which is issued by Bank of America®, are reason enough, but there’s more. The well-known reasons Welcome bonus: For a limited time:…

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Studies Show Credit Card Debt is the Most Stressful Type. Here’s How to Get Rid of it

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Debt stresses you out. It eats away at your well-being. It’s always there, lurking in the background, a black cloud following you around. The worst

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10 Examples of Appreciating Assets That Build Your Net Worth

One goal that you might have for yourself is to build your net worth, which can help you create a comfortable financial future.  And one common way to help build your worth is through various appreciating assets, that over time can grow substantially in value.  What’s awesome about some of the appreciating assets examples I’ll

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Dividend Investing Strategy for Beginners – How to Choose the Best Stocks

The dividend investing strategy is appealing to risk-averse investors whose interest is making money in the stock market over the long-term. Learn how and where to find great dividend-paying investments and how you should think about dividend stocks as part of your overall portfolio. Dividend Investing Strategy for Beginners – How to Choose the Best Stocks

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How to Redeem British Airways Avios for Maximum Value

Avios is a reward currency used by British Airways and one of its sibling airlines, Iberia. Through membership in the Executive Club program, Avios can be redeemed for a number of things, from hotels to car rentals to flight upgrades, and, of course, flight award tickets on both British Airways and partner airlines’ flights. It’s through…

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Here’s Exactly When Your $600 Stimulus Check Could Arrive

A second stimulus check is OFFICIALLY on its way after President Trump signed a $900 billion COVID-19 relief bill into law Sunday night after initially refusing. The relief bill will deliver a second stimulus check of $600 to most adults who can’t be claimed as dependents, as well as $600 for children 16 and younger.

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The Best Credit Union Personal Loans of 2020

Personal loans can help you fund home improvement projects, weddings, debt consolidation and other personal life events. Before running to a big-box financial institution, consider applying for your next personal loan from your local credit union. Because of their non-profit structure, the best federal credit unions can offer flexibility and rates not possible through traditional

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11 Best Budgeting Apps of 2020 to Help Manage Your Money & Spending

Budgeting doesn’t have to be hard. There are plenty of apps to help you better manage your money, from free lightweight solutions to feature-rich paid products that claim to save the typical user thousands each year. Which one’s right for you? Find out here. 11 Best Budgeting Apps of 2020 to Help Manage Your Money

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Why Set Impossible Goals for 2021? [The Ultimate New Year’s Savings Hack]

In the 1980s, self-driving cars and smartphones without antennas were only things you’d see in movies — unimaginable futuristic goals. Now, these “impossible” inventions are part of people’s everyday lives. These innovative ideas were thought to be outlandish years ago until creators like Elon Musk and IBM’s team put their impossible goals to the test.

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Rich Vs. Wealthy: Why You Need To Know The Differences

When you become immersed in the personal finance world, you’ll come across many terms and interesting discussions about money like rich vs. wealthy.  And most of the time, one of your own financial goals will probably be to become rich and obtain wealth too. It’s a commonality among a vast majority of people in the world.

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Navigating the Pandemic, According to Sarah Nadav

The problems people face during the pandemic aren’t only financial — everything is entangled with emotions. It’s what Sarah Nadav’s new book, What the F*CK Should I Do Now?: How to Manage your Money when Everything You Thought You Knew Stops Making Sense, addresses.  Who better to write a book during the pandemic than Nadav, a

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Dear Penny Answers Your Questions About Exes and Social Security

Dear Readers, Two weeks ago, I answered a question from a woman who wanted to know if she needed her ex-husband’s permission to claim his Social Security benefits. (In case you missed it, the answer is no.) Nearly 300 of you emailed me with follow-up questions about exes and Social Security. So today, let’s tackle

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