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The BlockFi Bitcoin Rewards Visa Credit Card is an innovative rewards card that’s great for moderate to heavy spenders seeking exposure to the Bitcoin market. This card earns Bitcoin instead of cash-back rewards or travel points; read on to learn about this rewards card and whether it’s a good fit for you. BlockFi Bitcoin Rewards […]
BlockFi Bitcoin Rewards Credit Card – Review Read More »
Holders of the Alliant Visa® Platinum Rewards Credit Card are getting some bad news: As of early 2021, points are no longer worth the industry-standard 1 cent apiece, which dramatically lowers the card’s effective earning rate. The card still offers 2 points per $1 spent on all purchases, but Alliant confirms that those points are now…
Alliant Platinum Rewards Card Slashes Its Points Value Read More »
When the pandemic struck last year and dashed my travel plans for Germany and Austria, I instead planned a different adventure: Acadia National Park in Maine. Acadia National Park is just one of the National Park System’s 62 official national parks, but the federal agency also oversees national battlefields, national monuments, national reserves and more.
Here’s How to Visit National Parks Without Spending a Fortune Read More »
Annual salary increases in 2021 are more vital than ever after a year of volatile economy and job market changes. A new The Simple Dollar survey found that 70% of employed U.S. adults say a pay increase would be important for their household’s financial wellbeing. Despite this, about 40% of respondents are not expecting a
70% of Working Americans Need a Pay Increase This Year Read More »
If you’re embarking on a decluttering campaign, you probably have loads of old books to offload. But don’t just throw them in the recycling bin — or worse, the garbage. Donate them to one of these organizations, which can rehome your used books to bring joy or knowledge to a new reader. Where to Donate
Where to Donate Used Books – 11 Best Places to Start Read More »
IHG Rewards recently scored the top spot in NerdWallet’s rankings for Best Hotel Rewards Program for 2021. Now, IHG is rolling out even more traveler-friendly policies — both for those who are getting back on the road and for those staying home during the pandemic. IHG is making it easier to earn elite status in…
IHG Extends Free Night Awards, Makes Earning Elite Status Easier in 2021 Read More »
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Nobody is perfect when it comes to their finances — even millionaires slip up sometimes. So when you start to think you’re worse off than
How to Avoid the Financial Blunders People Make in Their 20s Read More »
For most people, their finances have become digital and much of the spending today is through the use of credit cards or debit cards. It seems rarer these days that people carry cash or much of it anymore. However, if you are looking to budget better and need more discipline to get started, then using
12 Best Cash Envelope Wallets To Help You Budget Better Read More »
If you own a home and are making monthly payments, you have probably read over the breakdown of your monthly mortgage charges once or twice. Your mortgage payment likely breaks out your monthly payment into three parts: principal, interest and funds that go to your escrow account. While you likely know that the principal is
Mortgage Escrow Account: Pros and Cons Read More »
People may often imagine that when they reach their milestones, there will be fireworks and party buses along with a huge celebration. And while sometimes there are, most wins are simply small steps you take every day until one day you wake up where you visualized you would be. That is why it is important
How a CFP Celebrates Her Money Wins Read More »
If your checking account simply isn’t serving your needs anymore, you have plenty of other places to turn — some of them are even free. Stop settling. Peruse this up-to-the-minute list of the best checking accounts in the United States and get ready for a better way to bank. 22 Best Checking Accounts of 2021
22 Best Checking Accounts of 2021 Read More »
Federal student loan borrowers are waiting with bated breath to see whether loan forgiveness — which President-elect Joe Biden says he’ll make a priority — becomes a reality. Industry experts say borrowers shouldn’t count on it. “I think we’re closer to loan forgiveness than we’ve ever been before, but that doesn’t mean I think we’re…
Hoping for Student Loan Forgiveness Won’t Pay the Bills Read More »
Chipotle is kicking off the new year with a nationwide hiring blitz. With hundreds of new restaurants in the works, the fast-casual Mexican food chain plans to fill 15,000 new openings, according to the hiring announcement. To make headway on those recruitment efforts, all Chipotle locations are holding a “Coast to Coast” career event Jan.
Chipotle to Hold Nationwide Hiring Event to Fill 15K New Jobs Read More »
Investing in the stock market is a risky endeavor. Not only does it come with the inherent risk of investing in stocks and their fluctuating value, but the stock market is also a place where scams can take place, fooling and ripping off the unaware. One of the most historically popular of these scams is
The Pump-and-Dump Stock Scam, Explained Read More »
This article includes general information. Mortgage laws vary by state. Contact a mortgage lender in your state for specific details. Let’s cut right to the chase here: Real estate transactions can get complicated. Most of us simply don’t purchase enough property to possess an innate familiarity with the process. Whether you’ve dabbled in the market
Closing on a House: The Most Important Parts of the Process Read More »
The world is filled with deserving organizations that depend on the efforts of unpaid volunteers. No matter your strengths or which causes you care about most, there’s no shortage of organizations that would welcome your help. Here’s how to find good places to volunteer your time and energy. 13 Good Places to Volunteer – Opportunities
13 Good Places to Volunteer – Opportunities & Organizations Read More »
The Small Business Administration is trying to level the playing field for underserved business owners, who were largely shut out during the early days of the Paycheck Protection Program’s previous rounds. The program reopened Jan. 11, and for two days is accepting applications only for first-time PPP loans from community financial institutions that typically serve…
6 PPP Loan Tips for Minority and Women Business Owners Read More »
What you may know about RVing: It’s a great, cheap way to travel, or even a low-cost alternative for living full time. What you may not know: RVing costs can stack up, and even eclipse the cost of traditional car-and-hotel travel, or living in a sticks-and-bricks home. Here, we’ll detail the primary expenses associated with
RVing on a Budget: The Biggest Costs and How to Save Read More »
One of your own personal goals might be to save $10,000 in a year. It’s a pretty big sum of money and can be a huge milestone for you to reach. And saving this much money can be perfect for your rainy-day fund, to use towards a large purchase like a house, or maybe for
How to Save $10,000 In A Year [7 Tips To Save Faster] Read More »
Twenty-twenty has taken its toll on the average retirement savings, according to a new study by Kiplinger’s Personal Finance magazine and Personal Capital, an online financial advisor. More than half of Americans are dipping into their savings, with 60 percent using their IRAs and 401(k)s to get them through the difficulties they are facing from
More Americans are Using Retirement Savings to Cover Expenses Read More »
