Financial Literacy

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What Property Buyers Should Know About Land Loans

The idea of building a dream home on a new plot of land inspires many future homeowners. There’s something exciting about the prospect of finding the right spot to build on and customizing everything in your new home. But while it’s not uncommon for potential home buyers to opt into building a home, the land […]

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Second COVID-19 Economic Stimulus Payment – Eligibility & How to Get It

The U.S. government is sending another round of COVID-19 stimulus payments. The vast majority of American adults and children are eligible, but not everyone qualifies. Find out if and how you’ll receive your stimulus payment — and most important of all, when. Second COVID-19 Economic Stimulus Payment – Eligibility & How to Get It is

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Shopping for a Medicare Plan? Check Out the Star Ratings

Comparing Medicare Advantage Plans and Medicare Part D drug plans means taking a look at prescription drug coverage, copays and coinsurance costs, the plan’s network of doctors and service area. But there’s another metric you should consider when making your decision: the plan’s star rating. What is the Medicare star rating system? As with most…

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3 Lessons From GameStop Stock’s Shocking Highs and Lows

Pretend you invested $10,000 in GameStop stock at 10 a.m. Eastern time Thursday. You would’ve had $2,684 by 11:20 a.m. By 2:10 p.m., you’d have been back in the black with $10,481. By Wall Street’s close at 4 p.m., your $10,000 investment would have come crashing back down to $4,124. By 5:41 p.m., after-hour trading

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11 Best Robinhood Alternatives To Start Investing Your Money Better

If you are using the Robinhood app for investing, you might be considering switching or just testing out something different.  After all, there are many Robinhood alternatives these days, thanks to new fintech companies looking to make it easier for anyone to invest.  Yet, with all the investing platforms and apps out there, which are

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What Is the Principal Amount on a Personal Loan?

The loan principal is an important term to understand, since it is the outstanding balance of your loan beyond whatever interest you owe. The post What Is the Principal Amount on a Personal Loan? appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate

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Real Minter #EmpowerMint Story: Yalonda

At Mint, we believe every step forward is a step worth celebrating. With a little empowerment, any day can be your big day. So we asked real Minters like you to share your stories. From the challenges to the big wins, we are so impressed with your dedication and motivation to achieve your financial dreams. 

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40% Against Free Low-Income Housing, Even If It Saves Taxpayers Money

What prevents people from supporting social programs: taxpayer cost or anti-welfare bias? We surveyed 1,500 Americans to find out. 40% Against Free Low-Income Housing, Even If It Saves Taxpayers Money is a post from Money Crashers. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest

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Will 2020 Make Us More Empathetic Investors?

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. How do you quantify the devastation of 2020? There are the hundreds of thousands of people who lost their lives to COVID-19. There are…

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If You Want to Waste $1,825 This Year, Don’t Use Capital One Shopping

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Are you a billionaire who uses twenty-dollar bills as wallpaper in one of your thirteen and a half bathrooms? Then keep moving along — this

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15 AdSense Alternatives to Make Money On Your Website

A great side hustle that many people like to dabble with is creating a website or blog. And a common source of income you can create is through display ads with a platform like Google AdSense. Google AdSense is one of the most popular ad networks online for those who own a website and are

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Guide to FHA Mortgage Insurance

Federal Housing Administration (FHA) mortgage loans have helped millions of people with credit blips, lower incomes or smaller down payments achieve the dream of owning their own home. But while FHA loans can be a great way for some buyers to secure financing on their homes, these loans come with a small catch: you’ll need

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What Is a Jumbo Loan? Finance Your Property in a Competitive Market

After years of building a stellar credit history, you may have decided you’re finally ready to invest in that vacation home, but you don’t have quite enough in the bank for that eye-catching property just yet. Maybe you want to begin your investment journey early so you don’t have to spend years bulking up your

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How Much Rent Can I Afford to Pay Based on Income & Monthly Budget?

Before you look for a new place to rent, you need to figure out how much you can afford per month. As you start looking for your next place, start by putting your current income and budget under the microscope. Learn how to tell how much rent you can afford and how much you’ll truly

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5 Things to Know About the Hotels.com Rewards Visa Credit Card

The Hotels.com Rewards Visa from Wells Fargo offers decent rewards value for your spending, coupled with an annual fee of $0 and the flexibility of not being tied to one hotel chain. But what about aspirations of using rewards to book a free plush room in an exotic location? Not so much. Let’s just say…

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How to Sell Travel Photos and Turn Your Memories into Cash

One way to make money while you’re stuck between the four walls of your home: take a trip down memory lane. If you travelled a lot prior to the pandemic, dig through your old photos. Pause when you find the ones that take your breath away. You can sell those breathtaking photographs, bringing in a

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GameStop Stocks Hit Record High. Should You Buy?

For the third week in a row, GameStop stock dramatically spiked and continues to resist short sellers. We know what you’re thinking: wait, GameStop is still in business? The struggling retailer welcomed Chewy Co-founder and former CEO Ryan Cohen to its board on January 11 with a 9% stake that he later upped to 13%.

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It’s Time for Some #EmpowerMint

One of the most challenging parts of achieving financial goals is staying motivated, especially following a year where financial circumstances were more uncertain than ever.   Minters, that’s why we want to hear from YOU. We want to hear your empowering stories of how you have continued to navigate your personal finance journeys — the struggles,

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Where Should I Live? – 14 Factors to Help You Decide the Best Place

Relocating is an overwhelming prospect, especially on a deadline. Deciding where to live involves a lot of considerations, and the choice you make can dramatically impact your quality of life. So before you move, pore over these factors to avoid making a costly or anxiety-inducing mistake. Where Should I Live? – 14 Factors to Help

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Does Medicare Pay for Nursing Home Care?

Medicare does not pay most costs of nursing home care. But there are alternative ways to pay much of these expenses, which reached a median of $105,850 annually in 2020 for a private room, according to a survey by Genworth, a provider of long-term care insurance. A third of people who are 65 in 2021…

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