Financial Literacy

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How to Clean Carpet: Methods, Costs and Tips

Clean carpets make any home more attractive, and it often takes a multifaceted approach to get the job done right. This guide for how to clean carpet will help you find ways to freshen underfoot, whatever your budget. Vacuum Cost: $0 if you already own a vacuum; $50-$700 for a new vacuum; $10-$50 for dry… […]

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Video Game Jobs Expected to Grow As More Americans Get In Gaming

Conventional wisdom has a lot to say about video games. It says gamers are male basement dwellers who live on a diet of Mountain Dew and Cheetos, that gaming makes people lazy, and that it’s impossible to make a living by playing games all day. Well, au contraire. According to data from the Entertainment Software

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Are You A Cheap Person? Or Are You Being Frugal?

Saving money and finding ways to make your dollars stretch farther is not necessarily a bad thing by any means. After all, not everyone can live lavishly all the time or never worry about their finances. However, sometimes your money saving ways puts you in a category of being a cheap person. This means you

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Personal Loan for Unexpected Expense

The post Personal Loan for Unexpected Expense appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Dear Penny: How Do I Save When My Wife Won’t Let Me Work More?

Dear Penny, I am not where I want to be financially. I am in the military, married and have two young kids, 4 and 6. My wife is a stay-at-home mom and has no interest/desire of getting a job, part time or otherwise. I want to get a second job to supplement my income for

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VA Loan Down Payment: Should You Make One?

The post VA Loan Down Payment: Should You Make One? appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Employee Roundup: Ways to Creatively and Safely Celebrate the Holidays this Year

2020 has been an unprecedented and challenging year for many of us. I had my first child this year and it’s difficult coming to terms that her first Christmas just won’t be the big event we’d all love it to be. But one thing I do believe is it’s an opportunity to create a new

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40+ Fun & Frugal Holiday Season Activities – Family Games & Crafts

When we think about the holiday season, buying and giving gifts often come to mind. We put a lot of time into finding the perfect gift for everyone on our list and a lot of focus on saving and budgeting for them. But activities often get left out of our holiday budgets. And the costs

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Here’s How a Bookstagram Can Get You Free Books

When Whitney Richardson’s library closed due to the pandemic, she was at a loss. She missed her supply of free books and book recommendations. “I looked at my husband and said, ‘What do I read now?’“ said Richardson, a speech therapist from Evansville, Ill. “My librarian and I have a good relationship. She usually suggested

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What Is a Citation vs. a Ticket?

A popular question you often hear from new drivers and also some seasoned road warriors is ‘what’s the difference between a citation vs. a ticket?’. Additionally, besides just wondering ‘what is a ticket?’ and ‘what is a citation?’, you may be wondering how these may affect your car insurance and your driving record. While the

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7 Money Steps to Take Before 2021

With the end of the year rapidly approaching, it’s a good time to take stock of your financial situation as you head into 2021. 2020 has been a strange year, and a difficult year for many people. With many people’s health and/or economic livelihoods affected by COVID-19, many people’s situation looks very different than it

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Cyber Monday Online Shopping Guide 2020 – Best Websites & Deals

Traditionally, Black Friday was the best day of the holiday shopping season to find great in-store deals on the year’s hottest consumer products. Retailers and customers have celebrated Black Friday sales for decades, and the rise of the Internet (and, later, the COVID-19 pandemic) has brought much Black Friday shopping online. The Monday after Black

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How to Get the Best Target Black Friday 2020 Deals

NerdWallet is here to help you win Black Friday while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. 27. What are Target’s Black Friday 2020 store hours? Like Walmart, Target stores will be closed on Thanksgiving….

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Stack Discounts And Get Cash Rewards When You Shop With the Drop App

How many hours have you spent digging into the dark depths of the internet, trying to find the absolute best price on a pair of Lululemon leggings? Paying full price wasn’t an option, and you likely could have been doing something more important, but you were determined to get the best deal. Your boss, your

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14 Tiny Home Kits for Sale on Amazon – What to Know Before Buying

You can buy anything on Amazon these days — including buildings. Tiny homes on Amazon cost far less than a traditional home. But is it really a good idea to buy one? We weigh the pros and cons and explore several options perfect for a home office, vacation rental, or even full-time abode. 14 Tiny

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Does Debt Consolidation Hurt My Credit?

The post Does Debt Consolidation Hurt My Credit? appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Telehealth Gets a Boost Among Medicare Recipients in Pandemic

Advocates have long called for broader adoption of virtual doctor visits, but it took the coronavirus pandemic to push telehealth into the mainstream. Federal data shows that over 12.1 million Medicare recipients received some form of remote care from mid-March to mid-August as health care providers and patients sought to keep themselves safe from infection…

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Looking for Jobs for Disabled People at Home? Try These Ideas

Working from home is a convenience for many of us. For people with disabilities, the ability to work remotely can be essential. About 7% of the total population of people with disabilities telecommutes some or all of the time, estimates suggest. But it can be a challenge to find exclusively work-from-home jobs whether you’re a

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What Is Peer-to-Peer Lending? Everything You Need to Know

Peer-to-peer lending is slowly changing the financial landscape, giving alternatives to both borrowers and investors. The peer lending market is expected to hit $312.6Bn this year, fueled in part by technological advancements in the industry that help platforms quickly evaluate loans. Despite setbacks over the years, grey areas in regulation, and other challenges, today’s industry boasts

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Why You Need to Open a UGMA/UTMA Account for Your Kids

From the Mint team: As you know, Mint is a free product you can use to help stay on top of your finances. So, how do we make money? We get paid by the advertisers on our site. This compensation may affect how and where products appear on the site (and in what order). Mint.com

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