Financial Literacy

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12 Overpriced Things People Just Can’t Say No To

12 Overpriced Things People Just Can’t Say No To

In today’s world, many folks have a habit of buying items even when they cost a lot more than similar things. They might know these things are pricey, but there’s something about them that just makes people want to own them. Here are a list of overpriced items people end up buying no matter the […]

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The Best Holiday Shopping Days of 2024

The Best Holiday Shopping Days of 2024

Looking for ways to save on gifts this holiday season? You’re not alone: More than 4 in 10 holiday shoppers plan to buy most gifts on sale this year, according to data from consulting firm AlixPartners. Although the 2024 holiday shopping season is short, with just 27 days between Thanksgiving and December 24 compared to

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Effective Ways To Protect Your Family From Harm’s Way

Effective Ways To Protect Your Family From Harm’s Way

As a parent, your top priority is to protect your children until they are old enough to fend for themselves. Protecting your children requires good health, being alive, having resources, self-defense skills, and using common sense. If you’re missing one of these, the chances of your children and partner being harmed go up. After a

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What Is a Tariff?

What Is a Tariff?

Taryn Phaneuf writes for NerdWallet. Email: tphaneuf@nerdwallet.com. The article What Is a Tariff? originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/what-is-a-tariff #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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14 Old School Money Habits That Still Bring Financial Success

14 Old School Money Habits That Still Bring Financial Success

There are still some things that never get old and stand the test of time. This is especially true when it come to money habits that can still deliver successful results. These habits are rooted in timeless principles of financial discipline. These tried-and-true methods remain relevant in today’s fast-paced financial landscape, offering a reliable roadmap

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When Does It Make Sense to Refinance a Car Loan?

When Does It Make Sense to Refinance a Car Loan?

Refinancing a car loan involves replacing your current loan with a new one, usually with a different lender. It can make sense to consider refinancing if you qualify for a lower interest rate, you need a lower monthly payment or you want to tap some of the positive equity you’ve accumulated. Current refinance rates range

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How to DIY Solar Panels

How to DIY Solar Panels

Laura Leavitt writes for NerdWallet. Email: articles@nerdwallet.com. The article How to DIY Solar Panels originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/diy-solar-panels #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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12 Dollar Tree Items Frugal People But To Save Money

12 Dollar Tree Items Frugal People But To Save Money

Frugal shoppers can significantly reduce their expenses while still obtaining the products they need by selecting a variety of everyday essentials and household items. The wide range of available items at Dollar Tree, from cleaning supplies and kitchenware to personal care products and seasonal decorations, allows savvy people to maintain their lifestyles without overspending. 1.

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13 Avoidable Banking Mistakes That Lose People Money

13 Avoidable Banking Mistakes That Lose People Money

Nowadays, it is almost impossible to not have a bank account. However, it is not enough to keep your money safe in a bank. There are common mistakes people make with their bank account that can slowly eat away their savings. Here are some common mistakes that people should avoid 1. Overdraft Your Account Avoiding

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Kikoff Review: Build Your Credit with 0

Kikoff Review: Build Your Credit with $750

Kikoff is a credit-building service that offers a revolving credit account and a secured credit card to help you boost your credit score. It also now offers rent reporting as an additional way to build credit. Monthly payments, as low as $5, are reported to all three credit bureaus: Experian, Equifax, and TransUnion. No credit check

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Why Retiring Early Is Obviously Better Than Retiring Rich

Why Retiring Early Is Obviously Better Than Retiring Rich

There are two things most financially-conscience people aspire to: retiring rich or retiring early. But which is better? Many people who haven’t retired believe early retirement sounds fantastic, especially since so many are disengaged from work. On the other hand, who wouldn’t want to retire rich? However, to retire rich, you typically have to work

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Replace Your HVAC with BTC? These Innovators Are Doing it

Replace Your HVAC with BTC? These Innovators Are Doing it

Alana Benson writes for NerdWallet. Email: abenson@nerdwallet.com. The article Replace Your HVAC with BTC? These Innovators Are Doing it originally appeared on NerdWallet. https://www.nerdwallet.com/article/investing/heating-house-with-crypto-mining #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances

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15 Affordable Paradises Perfect After Retirement

15 Affordable Paradises Perfect After Retirement

There are a number of countries offering retirees a luxurious lifestyle while providing an ideal blend of affordability and high-quality living standards. These destinations typically feature a lower cost of living, allowing retirees to enjoy their golden years more financially and comfortably. Find out which luxurious destination is right for you. 1. Thailand Thailand beckons

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Foreclosure is the latest nasty buzzword, but there are ways to deal with it before it becomes a reality

Foreclosure is the latest nasty buzzword, but there are ways to deal with it before it becomes a reality

Sandra Fry: Addressing your non-mortgage debts will make it easier to navigate or avoid foreclosure altogether https://financialpost.com/personal-finance/debt/how-deal-foreclosure-before-becomes-reality #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Voters’ Emotions About the Election Are Split. Can You Guess Which Political Party Is More Negative?

Voters’ Emotions About the Election Are Split. Can You Guess Which Political Party Is More Negative?

Tada Images / Shutterstock.com Election Day is now just around the corner. For many, the end of the campaign season will come as a great relief. But how do members of the Democratic and Republican parties really feel about the elections as Nov. 5 looms? Recently, the CFP Board surveyed 1,005 adults and found that

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What’s the Average Length of a Car Loan?

What’s the Average Length of a Car Loan?

The average car loan term is 68.48 months for a new car and 67.41 months for a used car, or close to six years, according to Experian data. The average length of auto loans for new and used vehicles has remained fairly steady since last year, reflecting the continuing popularity of longer-term auto loans. While

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Are Moving Expenses Tax-Deductible?

Are Moving Expenses Tax-Deductible?

Tina Orem writes for NerdWallet. Email: torem@nerdwallet.com. The article Are Moving Expenses Tax-Deductible? originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/moving-expenses-tax-deductible #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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12 Affordable Ways People Travel On a Budget

12 Affordable Ways People Travel On a Budget

Traveling to various destinations around the world is a dream for many, but the costs associated with it can often seem daunting. However, there are affordable ways people can make the most of their travel dreams. Here are some nice hacks travel pros are fully aware of that inspire travelers can also try out. 1.

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What is Portfolio Diversification?

What is Portfolio Diversification?

I was in a Facebook group when I saw this post: First, kudos to the original poster for realizing that the money you invest today should not be needed for 5+ years. Next, while they were not explicitly asking about diversification, it felt like this person wanted to “add to the mix” because doing so

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