Financial Literacy

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13 Cheap Foods Frugal People Always Love Buying

13 Cheap Foods Frugal People Always Love Buying

Grocery bill got you down? Don’t worry, smart shopping can save you big! Frugal folks know the secret to stretching their dollar further. The following are budget-friendly foods frugal people consistently snag at the store to keep their wallets happy and their plates full. It’s time to discover delicious, affordable options to fill your kitchen without […]

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Discover® Bank Online Savings Account Review

Discover® Bank Online Savings Account Review

Discover has been around for decades. Most people know about its credit cards, which were first introduced in 1985 by Sears. At the time, it was novel because it had no annual fee and offered cardholders a higher-than-average credit limit. Today, Discover Bank (FDIC# 5649) is headquartered in Greenwood, DE. It offers a wide range

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Be aware of ‘Christmas creep’ and keep holiday spending affordable

Be aware of ‘Christmas creep’ and keep holiday spending affordable

Sandra Fry: With retailers ramping up their marketing tactics to get you to spend more money, here are ways to avoid impulse buying https://financialpost.com/personal-finance/debt/christmas-creep-how-keep-holiday-spending-affordable #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Pros and Cons of Payable-on-Death Bank Accounts

Pros and Cons of Payable-on-Death Bank Accounts

Payable-on-death (POD) bank accounts enable you to automatically transfer money to designated beneficiary or beneficiaries after you die. This bypasses the need to create a trust and can spare your heirs the lengthy process of probate. Follow along to learn more about this element of estate planning. What Is a Payable-on-Death Bank Account? POD accounts,

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Uncover Your True Investment Risk Profile: It’s Not What You Think

Uncover Your True Investment Risk Profile: It’s Not What You Think

After reviewing my analysis on a conversation I had with a financial professional in 2013, I decided to take another close look at my finances. To my surprise, I uncovered a huge gap between my perceived risk tolerance and the reality of my portfolio. Since leaving work in 2012, I’ve generally seen myself as a

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Spirit Airlines Preparing for Bankruptcy: Frequently Asked Questions

Spirit Airlines Preparing for Bankruptcy: Frequently Asked Questions

Craig Joseph writes for NerdWallet. Email: cjoseph@nerdwallet.com. The article Spirit Airlines Preparing for Bankruptcy: Frequently Asked Questions originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/spirit-airlines-preparing-for-bankruptcy-frequently-asked-questions #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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14 Lucrative Hobbies for Retirees to Earn Extra Cash

14 Lucrative Hobbies for Retirees to Earn Extra Cash

According to TD Ameritrade, 92% of Americans over 60 believe retirement is the perfect time to pursue a passion project that pays. Smart thinking. From nurturing gardens to shaping young minds online, opportunities are knocking. Let’s explore the satisfying ways to boost your retirement income while doing what you truly enjoy. 1. Virtual Teaching and

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Trump’s win should force Trudeau to make Canada more tax competitive, but don’t count on it

Trump’s win should force Trudeau to make Canada more tax competitive, but don’t count on it

Moody: Instead of simply responding to measures that are sure to come, Canada should get ahead of them https://financialpost.com/personal-finance/trumps-trudeau-canada-tax-competitive #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Best CD Rates of November 2024

Best CD Rates of November 2024

A certificate of deposit (CD) is a type of savings account that allows your money to earn interest for a certain amount of time. When that term ends, you’ll get back your initial deposit plus interest. The national average CD rate is currently around 2.61% for a $10,000 deposit and one-year term—but it’s possible to

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5 Things to Know About the Lane Health Healthcare Spending Card

5 Things to Know About the Lane Health Healthcare Spending Card

Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article 5 Things to Know About the Lane Health Healthcare Spending Card originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/lane-health-healthcare-spending-card #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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17 Popular Books for Intellectual Minds

17 Popular Books for Intellectual Minds

From philosophical treatises to groundbreaking scientific works and classic novels with profound insights, these popular titles are essential reads for those who seek to expand their intellectual horizons and engage with complex ideas. These books span various genres and disciplines, offering rich content that engages deep thinkers and lifelong learners. 1. “Ulysses” by James Joyce

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13 Best Delivery Job Apps for Making Extra Money

13 Best Delivery Job Apps for Making Extra Money

Whether it’s delivering restaurant meals, groceries, dry cleaning, or Amazon shipments, thousands of people are making money with delivery job apps. You may be familiar with names like Uber Eats, DoorDash, and Instacart, but there are many other apps that offer the potential to earn a side hustle income with your vehicle. To help you

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How to Get a Personal Loan: A Step-by-Step Guide

How to Get a Personal Loan: A Step-by-Step Guide

Whether you need to consolidate credit card debt, cover unexpected medical bills or pay for personal events such as a wedding, a personal loan can help. There are personal loans available to borrowers across the credit spectrum. However, it’s important to think carefully about the process to ensure that you get the best loan for

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The Power Of Losing: How Setbacks Can Lead To Success

The Power Of Losing: How Setbacks Can Lead To Success

One reason many people shy away from competition is that they dislike losing. With often only one winner, the sting of defeat can feel too humiliating. When people stop competing, they can become more fragile over time, to the point where even small setbacks can disrupt their well being. Ironically, the best path to victory

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15 Ways The Middle Class Can Become Rich On An Average Salary

15 Ways The Middle Class Can Become Rich On An Average Salary

Many people feel limited by their income level. However, building wealth on an average salary is possible for the middle class with strategic planning and disciplined habits. With patience, smart choices, and a commitment to financial goals, the middle class can build a strong financial foundation and work toward a prosperous future. 1. Live Below

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How Much Does It Cost to File Bankruptcy?

How Much Does It Cost to File Bankruptcy?

Filing for bankruptcy is often a last resort when you can’t see a path for getting out of debt. But it comes with its own costs. These can vary depending on the type of bankruptcy, the complexity of your situation, whether you hire an attorney and the attorney’s fees. At a minimum, you might need

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15 Reasons Last-Minute Holiday Shopping Saves You Money

15 Reasons Last-Minute Holiday Shopping Saves You Money

Stressful mall crowds, frantic last-minute searches, and a shopping cart overflowing with impulse buys…sound familiar? This holiday season, ditch the chaos and embrace the art of strategic delay! Believe it or not, putting off your gift-giving game can be a brilliant move for your wallet.  Intrigued? These surprising reasons explain why procrastinating on holiday shopping might

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Largest Banks In The U.S. 2024

Largest Banks In The U.S. 2024

The top 10 U.S. banks manage about $12.56 trillion in assets, as of June 30, 2024 and serve millions of consumers and businesses across the country. These banks offer a wide range of services including checking and savings accounts, loans and credit cards. They also facilitate financial transactions and support investments. Over the years, these

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15 Perfect Online Gigs for College Students Wanting Extra Cash

15 Perfect Online Gigs for College Students Wanting Extra Cash

Managing a packed academic schedule and staying on budget are just some of the challenges college life presents. But what if you could find a way to earn money without ever leaving your dorm room? Fortunately, there are online job opportunities perfect for college students. Whether you’re a tech whiz, a creative soul, or a

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What is capital gains harvesting?

What is capital gains harvesting?

If you’re familiar with tax loss harvesting, you may recognize its close cousin – tax gain harvesting or capital gains harvesting. Tax loss harvesting is when you realize previously unrealized losses (sell stock that is down) to lower your realized capital gains on the year. It’s one of the most popular year end tax moves

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