Financial Literacy

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13 Clever Ways Budget-Savvy Parents Create a Rich Family Life

13 Clever Ways Budget-Savvy Parents Create a Rich Family Life

Creating a happy family life doesn’t have to mean spending a lot of money. Budget-savvy parents find clever ways to make the most of their resources while focusing on what truly matters—time together, meaningful experiences, and building strong connections. By being creative and resourceful, parents can provide rich memories and opportunities for their kids while […]

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Ready for a GST holiday? The low-down on tax breaks, rebates and other government giveaways

Ready for a GST holiday? The low-down on tax breaks, rebates and other government giveaways

Everything you need to know about federal and provincial measures to help Canadians with the cost of living https://financialpost.com/personal-finance/taxes/everything-you-need-know-ottawa-gst-cuts #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Why Is There an Inquiry From the IRS on My Credit Report?

Why Is There an Inquiry From the IRS on My Credit Report?

You might see an inquiry from the IRS on your credit report if the IRS asked you to verify your identity, you owe back taxes or you’re working for the IRS. However, the inquiries will be soft inquiries, which don’t affect your credit scores. Why Is There an IRS Inquiry on My Credit Report? A

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The Santa Claus Rally Phenomenon And Its Origins

The Santa Claus Rally Phenomenon And Its Origins

The Santa Claus Rally refers to a historically observed stock market phenomenon where U.S. equity markets tend to perform well during the last five trading days of the year and the first two trading days of the new year. Historically, the average gain during this seven-day period is around 1.3%. As time has gone on, largely thanks to

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What Is a FAFSA Contributor?

What Is a FAFSA Contributor?

Eliza Haverstock writes for NerdWallet. Email: ehaverstock@nerdwallet.com. Twitter: @elizahaverstock. The article What Is a FAFSA Contributor? originally appeared on NerdWallet. https://www.nerdwallet.com/article/loans/student-loans/what-is-a-fafsa-contributor #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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13 Affordable Ways Couples Can Keep the Romance Alive

13 Affordable Ways Couples Can Keep the Romance Alive

Keeping the romance alive doesn’t have to cost a fortune. In fact, finding affordable ways to spend quality time together can make your relationship stronger and more meaningful. With a little creativity, couples can keep the spark alive while saving money for the future. 1. Picnic in the Park Pack a basket with finger foods,

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What Is the Standard Deduction for 2025?

What Is the Standard Deduction for 2025?

New, larger standard deductions for 2025 could help you save a few dollars on your federal tax return in 2026. Standard deductions are adjusted each year for inflation. For the 2025 tax year, the standard deduction is increasing to $15,000 for single filers, $22,500 for heads of household and $30,000 for married couples filing jointly.

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The Best Pet Insurance in New Jersey for 2024

The Best Pet Insurance in New Jersey for 2024

Sarah Schlichter writes for NerdWallet. Email: sschlichter@nerdwallet.com. The article The Best Pet Insurance in New Jersey for 2024 originally appeared on NerdWallet. https://www.nerdwallet.com/article/insurance/best-pet-insurance-new-jersey #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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12 Rewarding Night Jobs Offering Ultimate Flexibility

12 Rewarding Night Jobs Offering Ultimate Flexibility

Night jobs with flexible schedules are a game-changer for people who need work that fits their lifestyle. Whether you’re a night owl, juggling family responsibilities, or pursuing other goals during the day, these jobs let you earn money on your own terms. Choosing a night job with ultimate flexibility helps you balance work and life

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Best High-Yield Online Savings Accounts: 4.80% APY (November 2024)

Best High-Yield Online Savings Accounts: 4.80% APY (November 2024)

The best savings accounts offer high-yield interest rates and don’t require you to maintain a huge minimum balance (or any balance whatsoever) to avoid fees. If you are using a brick-and-mortar bank as your savings account, you need to switch. They don’t pay anything. And the banks on this list pay many many times that.

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The sugar rush from ill-advised tax breaks is not healthy now nor for the future

The sugar rush from ill-advised tax breaks is not healthy now nor for the future

Kim Moody: Proposed GST/HST holiday and the Working Canadians Rebate will have zero lingering benefits https://financialpost.com/personal-finance/taxes/ill-advised-tax-breaks-not-healthy-now-future #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Mega Backdoor Roth IRA: Supercharging Your Retirement Savings

Mega Backdoor Roth IRA: Supercharging Your Retirement Savings

Ever since I started saving for retirement in 1999, I’ve been a proponent of tax-deferred retirement vehicles like the 401(k) and skeptical of tax-now vehicles like the Roth IRA. Working in banking, I was already being taxed out the wazoo and had no desire to pay even more. Frankly, I wasn’t even familiar with the

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What Is Layaway, and Should You Use It for Black Friday Shopping?

What Is Layaway, and Should You Use It for Black Friday Shopping?

Lauren Schwahn writes for NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. The article What Is Layaway, and Should You Use It for Black Friday Shopping? originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/what-is-layaway #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding

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13 Wallet-Friendly Cities Where Life Costs Less

13 Wallet-Friendly Cities Where Life Costs Less

Low-cost cities provide an excellent opportunity for people to maximize their income by reducing their overall living expenses. These cities often offer a range of amenities and opportunities without the high price tag, making them attractive options for those looking to maximize their income. 1. Omaha, Nebraska Known for its strong job market and entrepreneurial

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Can Non-U.S. Citizens Open a Bank Account in the U.S.?

Can Non-U.S. Citizens Open a Bank Account in the U.S.?

As a non-U.S. citizen, you can open a U.S. bank account if you have the forms of identification accepted by the institution you want to bank with. Often, you’ll need to provide an Individual Taxpayer Identification Number (ITIN) as an alternative to a Social Security number. You may also be able to provide a state

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EV Buying Guide: Know the Basics

EV Buying Guide: Know the Basics

Shannon Bradley writes for NerdWallet. Email: sbradley@nerdwallet.com. The article EV Buying Guide: Know the Basics originally appeared on NerdWallet. https://www.nerdwallet.com/article/cars/car-shopping/ev-buying-guide #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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15 Hidden Clues That Someone Is Truly Greedy

15 Hidden Clues That Someone Is Truly Greedy

Greed can be defined as an intense and selfish desire for things such as wealth, power, food, or material possessions. It’s usually easier to recognize greed in other people than in ourselves. We’ll help you identify secret signs to assess your level of greed so that you find ways of dealing with it. 1. Lack

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15 Smart Hacks to Slash Your Utility Bills Fast

15 Smart Hacks to Slash Your Utility Bills Fast

Saving money on utility bills doesn’t have to be hard. Simple hacks can make a big difference fast. Learning how to manage your utility usage wisely means keeping more money in your pocket while living more sustainably. 1. Redirect Ceiling Fans Ceiling fans should spin differently depending on the season. In summer, fans should rotate

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