News

Alternatives investments is anything you can’t invest in currently through traditional 401ks or the stock market. So anything that falls into stocks, bonds, and cash would not be considered alternative investments.  And many people as they increase their salaries and generate more income, look for other ways besides the stock market to invest. It’s a […]

This guide is complete with everything you should start doing right now to set yourself up for financial success. Many of these suggestions can take time and might not be attainable for you right away. But, getting started right now will set you up long-term. But with hard work and dedication, everything in this list

Living paycheck to paycheck is the worst. And many times during this time period, you feel hopeless and that there is no end insight. Besides the hopelessness, you also are putting emotional stress on yourself because you are trying to figure out how you’re going to pay your bills and have enough money until the

Saving $10,000 can be perfect for your rainy-day fund, to use towards a large purchase like a house, or maybe for something else you want to save for this year.  While saving five-figures can seem pretty daunting of a task at first, reaching $10k saved is much more attainable than you might initially think. However, if

As you work on building your wealth and investing your money, one area that may intrigue you is real estate. Owning property to either rent out or flip has grown in popularity over the years and more people are interested in getting started.  However, oftentimes the idea of investing in properties and what it takes can

There are ways you can start saving money in small increments. And also ones you may be overlooking without realizing. This does not mean you’ll get rich in a year or two by doing this. That’s one of my annoyances with some finance articles that make it sound like you’ll get rich saving a few

In our consumer and debt-heavy society, living beyond your means is all-too-common. And unfortunately for us, it can put us in tricky financial situations and consumer debt. Considering how easy it is to impulse buy online and use credit cards, we end up spending more than we make. This process has become so normalized, that we overlook

People might find themselves becoming a bit too obsessed with making money now and the pursuit of wanting to get rich. It’s a natural feeling for many in our society. Life is short and anything can change in an instant.  So while money is important to our lives, it should not be all that matters. Here

There is no doubt that pretty much daily, you are making financial decisions that can impact your life. Of course, many of these choices could be very minor, while others are major decisions that may take some time to reach a conclusion.  However, financial decision making is something you will learn to master as you

Having financial excuses is all-too-common and causes many people to delay their financial literacy and their future financial health. According to The Associated Press-NORC Center for Public Affairs Research, two-thirds of Americans would struggle to scrounge up $1,000 in an emergency. If your friends, family, or even you are making money excuses or delaying taking

Are you tired of being broke? It’s something you might be asking yourself currently or maybe you are just realizing it’s becoming more of a problem in your life. Now, being broke doesn’t mean you have no options or way out. But it will require some dedication and planning to work your way out of any

Unclaimed money refers to financial accounts that have been inactive or accounts you have not accessed for over a year. Since these assets are rightfully yours,  the unclaimed property laws require any financial institution to give you the unclaimed assets at some point in time. These companies are generally not in a rush to reach

The financial planning process is important to understand as it can help you create efficient action items to better your money. This series of steps will be your go-to strategy that outlines how to budget, where to invest, and what other assets can help you achieve your financial goals. The seven steps of the financial planning

Financial independence is important because it reduces your financial stress and removes your worry about whether you can pay your living expenses or that you’ll have enough saved and invested to live on for the remainder of your life. It also gives you more freedom to choose what you do in your life. No longer

Making money while you sleep means you are finding ways to continue generating income, even when you are not actively working. And that type of income also refers to passive income, another term that represents the little effort it takes to earn and maintain some money. With a bit of work and following the steps