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Ground Picture / Shutterstock.com Editor’s Note: This story originally appeared on Point2. Homeownership offers many advantages, but it also comes with several responsibilities. And having home insurance — or homeowners insurance — is one of the most important among them. So while taking out a home insurance premium isn’t a legal requirement, it’s something that […]

Halfpoint / Shutterstock.com One of the drawbacks of driving an electric car is that the range it can travel before recharging is limited. And unfortunately, you can make the problem much worse if you weigh down your vehicle. Take the Ford F-150 Lightning. AAA Automotive Engineering researchers recently tested the electric version of the vehicle

Mark Winfrey / Shutterstock.com Who doesn’t dream of living by the beach? While some landlubbers may prefer living far from the water, many of us dream of life near sea and sand. Unfortunately, the high demand for properties near the beach means these homes often cost more. But not always. Some beach towns have homes

Freeman / Money Talks News Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of

Rigucci / Shutterstock.com A large number of home sellers are offering concessions in hopes of successfully wooing homebuyers, according to a new Redfin analysis. Redfin says 42.9% of home sales in the three months that ended in April involved concessions, meaning the sellers offered the buyers perks like money for repairs, closing costs or mortgage-rate

Freeman / Money Talks News Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of

adriaticfoto / Shutterstock.com Editor’s Note: This story comes from Wealthramp. Choosing your financial adviser can be easy once you know what you’re looking for. These five steps will help you find the smart fit for you. https://www.moneytalksnews.com/slideshows/5-things-to-know-when-choosing-a-financial-adviser/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship

Freeman / Money Talks News Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of

Tirachard Kumtanom / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. We’re always looking for ways to save money, and one surefire way to do that is to buy products that last. You can also buy products from companies that will repair or replace them if they break. You may spend a

rblfmr / Shutterstock.com Three of the largest bank failures in the last quarter-century have happened this year — and it’s only May. The Federal Deposit Insurance Corp. (FDIC), which is responsible for insuring many Americans’ bank accounts against such failures, keeps data on them, including how much they held in deposits and assets at the

Freeman / Money Talks News Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of

AlessandroBiascioli / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. Before you got married, you probably discussed where you wanted to live, whether or not you would have kids, and your general hopes for the future. Before you bought a house, you and your spouse talked about where would be best, what size home

Dragana Gordic / Shutterstock.com Today’s tough times are damaging more than just our wallets. Soaring inflation, a rising wave of layoffs and other money issues are having an impact on the mental health of millions of workers. Recently, John Hancock surveyed some 3,800 of its retirement plan participants and found that more than two-thirds —

Krakenimages.com / Shutterstock.com These are challenging times for real estate investors. In March, about 1 in 7 homes — 13.5% — sold by investors nationwide did not even recoup the price the investor originally paid for the property, according to a recent Redfin analysis. And things were a little worse than that in February, when

PeopleImages.com – Yuri A / Shutterstock.com What does it take to be happy? In truth, we all look for different things to bring us joy. Yet, there are a few common themes that tend to pop up among the happiest people. In many cases, these are values or beliefs that especially contented people appear to

Freeman / Money Talks News Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of

SeventyFour / Shutterstock.com The vast majority of Americans 65 and older get their medical coverage through Medicare, the federal retirement health insurance program. However, as we have explained, Medicare does not pay for all your health care expenses during your golden years. Some retirees are surprised by the amount of out-of-pocket costs they accumulate despite

Billion Photos / Shutterstock.com If your memory is beginning to fade, cheer up: A positive attitude about aging might reverse that decline. Older people who experience a common type of memory loss known as mild cognitive impairment (MCI) are 30% more likely to reverse the situation if they have “taken in positive beliefs about aging