Managing Your Money

Neobanks and financial technology companies (fintechs) are becoming increasingly popular by making banking easier and more accessible for a broader audience of consumers. It’s no longer necessary to visit a brick-and-mortar location to conduct most personal banking transactions. HMBradley takes online banking one step further with its combination of attractive banking features. But the competition […]

There are two traditional ways to build credit. You can open a credit card and pay your balance in full each month. A second option is to get a loan for a significant purchase and make the minimum monthly payment until you pay it off. However, neither of these options build credit without debt. So

If you love budgeting spreadsheets, there’s a good chance you’ve heard of Money in Excel. Unfortunately, Microsoft will no longer support the program after June 30, 2023.  If you’re a current user, it might be time to consider replacement budget software. The good news is that several alternatives also provide a spreadsheet experience. This article

There are times when you may be asked what your total annual income is. It could be during income tax season or when you apply for a mortgage or car loan. But what does total annual income mean? What is (and isn’t) included in the calculation? In this article, I’ll show you how to calculate

You may be familiar with buy now, pay later sites. Instead of paying cash upfront, they allow you to pay in installments when you buy everyday items like clothing, electronics, furniture, and more. One such company is Fingerhut, a catalog and online retailer that’s been around since 1948. But Fingerhut isn’t the only retailer offering

Gift cards are great, especially when you get gift cards for free. But sometimes, you just need cold, hard cash to pay the rent, send a friend some money, or catch up on some bills. And chances are you have a few extra gift cards shuffling around in your desk drawer. It’s value that you

If you’re familiar with Microsoft Money, Money in Excel may interest you. The upgraded version of Microsoft Money enables you to keep track of transactions, create budgets, and establish and work toward reaching your financial goals. This Money in Excel review covers everything you need to know, from features to pricing to Money in Excel

As a budgeting nerd, there is no personal finance tool closer to my heart than the zero-based budget. And I’m determined to get you to love it by sharing these zero-based budget templates. If you haven’t fallen in love with the zero-based budget yet, be prepared to learn how implementing one in your financial life