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CIT Bank is an online bank that offers a full suite of deposit products – checking, savings, money market, and certificates of deposit (CDs). They are a no-fee bank that offers some of the highest interest rates available on savings products, as well as some of the most innovative CDs from any bank. At a […]
CIT Bank Review 2024: High Yield Online Banking Option Read More »
Discover has been around for decades. Most people know about its credit cards, which were first introduced in 1985 by Sears. At the time, it was novel because it had no annual fee and offered cardholders a higher-than-average credit limit. Today, Discover Bank (FDIC# 5649) is headquartered in Greenwood, DE. It offers a wide range
Discover® Bank Online Savings Account Review Read More »
Current Bank is an online bank that offers a checking account, high-yield savings, and credit builder account. The checking account is packed with features including early direct deposit and free short-term loans to cover overdrafts. With the cash advance feature, you can borrow up to $500 with no fees or interest. The credit building card
Current Bank Review 2024: 4.00% APY on Savings plus $50 Cash Bonus Read More »
GoHenry offers family-friendly debit cards for kids and teens that can help them learn how to manage their money and also participate in a digital economy that’s going cashless. Your child can quickly receive funds, make payments, get a customized card, and earn bonus cash by completing in-app Money Missions. As a parent, you can
GoHenry Review: A Feature-Rich Kids Debit Card for Smaller Families Read More »
Kikoff is a credit-building service that offers a revolving credit account and a secured credit card to help you boost your credit score. It also now offers rent reporting as an additional way to build credit. Monthly payments, as low as $5, are reported to all three credit bureaus: Experian, Equifax, and TransUnion. No credit check
Kikoff Review: Build Your Credit with $750 Read More »
SoFi® made its name as a modern and more “fun” student loan refinancing company. Why were they fun? Not only did they offer low rates on student loan refinancing, but they also held events throughout the year and even offered career services. They held education events that included networking events, happy hours, and other similar
SoFi® Checking & Savings Review: A Bank Account with a Cash Bonus Read More »
If you’ve had checking account troubles in the past due to a reporting system called ChexSystems, you may have trouble opening a checking account. ChexSystems is a service used by many banks nationwide. However, there are a few fintechs and banks that don’t use ChexSystems. Knowing which banks don’t use ChexSystems can help you find
5 Best Banks That Don’t Use ChexSystems Read More »
Allowing your children to use debit cards is a great way to teach them how to manage money as they approach adulthood. They can learn to make deposits and withdrawals, set aside money for savings, and plan their spending. What you don’t want is to have to pay fees. Thankfully, several banks offer debit cards
Best Free Debit Cards for Kids & Teens Read More »
Instant loan apps are designed to get you small amounts of money (around $50 or more) in an instant — consider it an emergency loan to help get you to your next paycheck or cover a near-term expense. While credit cards are a better option for handling such a shortage, if you don’t have access
$50 Loan Instant App: The Best Apps for Instant Money (plus Alternatives) Read More »
In what is probably the biggest data breach in the history of data breaches, National Public Data was hacked and a massive amount of personal data was taken. National Public Data is a personal data aggregator – they collect publicly available information about people and sell it to companies doing background checks, criminal checks, and
National Public Data Breach: Was Your Social Security Number Leaked? Read More »
For many years, Quicken was one of the best personal finance budgeting and bill management software programs. But these days, more modern budgeting tools exist. They connect seamlessly with your bank accounts, credit cards, and investment apps using the latest technology. I was once a big fan of Quicken, but let’s accept reality — it’s
17 Best Quicken Alternatives in 2024 (Free & Paid) Read More »
Cash App is an app and debit card that allows you to spend, transfer money, and invest. You can even play online games that pay instantly to Cash App. However, one of people’s biggest questions before signing up for Cash App is how to reload their card. The good news is that there are several
7 Ways to Reload Your Cash App Card Read More »
Joint budgeting doesn’t have to be stressful. Regardless of your strategy, the best budgeting apps can make managing your money less complicated, so you can spend more time building your relationship and enjoying life. When choosing a budgeting app, there are many different strategies to consider, such as zero-based budgeting, envelope budgeting, and values-based spending.
12 Best Budgeting Apps for Couples in 2024 Read More »
Will interest rates go down? Yes they will. The challenge is when will they start and what can we do to prepare? According to an article in Fortune, analyst at Citi Research believe the Fed “could slash rates by 200 points over 8 straight meetings.” That would be eight cuts of 25 basis points starting
What To Do When Interest Rates Go Down Read More »
In another life, I wrote process management software for large organizations in the government. These organizations had processes that “evolved” out of years of personal relationships and massive three-ring binders. (It wasn’t until that job that I learned Excel spreadsheets had limits to the rows and columns in a sheet!) The processes had become extremely
How to Simplify Your Personal Finances Read More »
For decades, if you wanted to get a good credit score, you had to demonstrate your ability to use credit. To do that, you had to borrow money. Borrow money, pay it off regularly, and wait. But while frequently using revolving credit products can help you build credit, you also risk overspending and being unable
How to Build Credit By Paying Bills Read More »
Before we had kids, we would travel internationally a lot. Twenty years ago, online banks were just starting to become mainstream so most of our options were brick and mortar banks. I took some local currency with us but I also relied on the partnership between Bank of America (my bank) and Barclays. You could
16 Best Banks For Digital Nomads Read More »
Did you know that NerdWallet offers a budgeting app? I didn’t until I saw someone mention it on Reddit. It’s part of a suite of tools they make available whenever you register for an account on their site. It’s a lesser advertised benefit. In addition to budgeting and monitoring your net worth, you can also
NerdWallet Budgeting App Review 2024 Read More »
StellarFi is a credit builder platform that doesn’t require you to borrow money, pay interest, or make any security deposits. Instead, it converts your regular monthly bills into a powerful credit-building tool. But how does StellarFi compare to the many credit-building products available on the market, and does it really work? In this StellarFi review,
StellarFi Review 2024: Is it Worth It? Read More »
If you’re looking for a top-notch budgeting app, PocketSmith deserves a closer look. While it lacks some of the fancy add-ons of some other budgeting apps, like investment management tools, it’s got everything you need on the budgeting side. In this PocketSmith review, we’ll cover the key features, plans and pricing, and pros and cons.
PocketSmith Review: The Best Freemium Budgeting App? Read More »
