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Recent Federal Trade Commission data shows consumers reported losing nearly $12.5 billion to identity fraud in 2024. This is an increase of over 25% from 2023. While the sharp increase in financial fraud can be alarming, there are steps that you can take to minimize your risk of becoming a victim. Our guide for do-it-yourself […]
How to Freeze (and Unfreeze) Your Credit Reports Read More »
Many personal finance apps specialize in specific tasks like saving money, earning a high-interest rate, paying bills, and potentially earning spending rewards. Finding one platform offering both banking and investing accounts can be challenging. That’s not the case with Albert. Albert can help you save, invest, and receive hands-on financial guidance with a single app.
Albert App Review: An All-in-One Banking and Investing App? Read More »
Varo’s checking account option gives you all the features of traditional bank checking accounts, but without the many fees they charge. Additionally, its savings account option will provide you with an interest rate comparable to the highest-paying online banks. It also offers short-term loans of up to $500 and personal loans up to $2,000, both
Varo Review: Mobile-Only Banking with High Interest Rate Read More »
Nerdwallet’s budgeting app is part of a suite of tools available whenever you register for an account on their site. It’s a lesser-advertised benefit. In addition to budgeting and monitoring your net worth, you can also get your credit score based on your TransUnion credit report. Not bad for a free app. 📔 Quick Summary:
NerdWallet Budgeting App Review Read More »
Everyone wants a great interest rate on their savings. But along with a good return, it’s important to do business with a bank that’s accessible and trustworthy. Barclays high-yield savings account earns a competitive yield and doesn’t have fees or account minimums. But as with many online banks, you may notice limitations with the offered
Barclays Bank Review: High Rates for Savings Read More »
The scenes of the wildfires in Los Angeles, California are scary. I can’t imagine experiencing them first hand. But this is a good reminder, for those of us not directly impacted, that sometimes you may need to evacuate your home in a moment’s notice. In those times, it’s important for you to have a Go
What to Pack in a Financial Go Bag Read More »
Alliant Credit Union has a wide variety of accounts and loans that will allow you to do most of your banking there. It offers a high-yield checking account and a high-yield savings, plus CDs. The checking and savings have decent rates, but the not the highest, and the CD rates are competitive. For loans, it
Alliant Credit Union Review Read More »
FamZoo is a prepaid card that can help you teach your kids about managing money responsibly. Teaching children about money can get complicated. You don’t always have the cash to pay for chores when you need it, and having your kids walk around with cash isn’t always safe. With FamZoo, you can give your children
FamZoo Review: Prepaid Cards to Help Teach Kids Financial Responsibility Read More »
Ally Bank is an online bank that offers checking and savings accounts that pay competitive interest rates and have practically no fees. Years ago, I made Ally Bank my main online bank. I still keep a Bank of America account for quick ATM access, despite Ally’s ATM reimbursement program, but I keep that around because
Ally Bank Review: High Interest Checking & Savings, and More Read More »
Online banks are everywhere these days, but not all of them stand out in any meaningful way. Axos Bank offers all of the convenience of online banking – including low and no fees – with many of the products associated with traditional banks, like loans, small business banking accounts, and investments. At a Glance If
Axos Bank Review: Is Axos Right for You? Read More »
Are you considering getting a debit card for your child? As kids get older, the thought of giving them more control over their money can be scary. As parents, we worry about whether they’ll make smart decisions regarding savings and spending. Thankfully, there are debit cards designed specifically for kids. With features like parental controls,
Best Debit Card For Kids in 2024: Why You Should Consider a Debit Card for Your Child Read More »
Capital One 360 is Capital One Bank’s online division. It’s a great hybrid of online and traditional brick-and-mortar banking since you get the features and interest rates of an online bank but still have access to Capital One branches and cafes. They offer a checking account, savings account, and CDs. They also have a kid’s
Capital One 360 Review Read More »
When you think about budgeting and money management, Quicken has been at the top of many people’s lists for decades. But Quicken is software you download to your Mac or Windows machine. What if you want a mobile app that has powerful budgeting and planning features that you can use when you’re out and about?
Simplifi by Quicken Review 2024: An Agile Money Management & Budgeting App Read More »
CIT Bank is an online bank that offers a full suite of deposit products – checking, savings, money market, and certificates of deposit (CDs). They are a no-fee bank that offers some of the highest interest rates available on savings products, as well as some of the most innovative CDs from any bank. At a
CIT Bank Review 2024: High Yield Online Banking Option Read More »
Discover has been around for decades. Most people know about its credit cards, which were first introduced in 1985 by Sears. At the time, it was novel because it had no annual fee and offered cardholders a higher-than-average credit limit. Today, Discover Bank (FDIC# 5649) is headquartered in Greenwood, DE. It offers a wide range
Discover® Bank Online Savings Account Review Read More »
Current Bank is an online bank that offers a checking account, high-yield savings, and credit builder account. The checking account is packed with features including early direct deposit and free short-term loans to cover overdrafts. With the cash advance feature, you can borrow up to $500 with no fees or interest. The credit building card
Current Bank Review 2024: 4.00% APY on Savings plus $50 Cash Bonus Read More »
GoHenry offers family-friendly debit cards for kids and teens that can help them learn how to manage their money and also participate in a digital economy that’s going cashless. Your child can quickly receive funds, make payments, get a customized card, and earn bonus cash by completing in-app Money Missions. As a parent, you can
GoHenry Review: A Feature-Rich Kids Debit Card for Smaller Families Read More »
Kikoff is a credit-building service that offers a revolving credit account and a secured credit card to help you boost your credit score. It also now offers rent reporting as an additional way to build credit. Monthly payments, as low as $5, are reported to all three credit bureaus: Experian, Equifax, and TransUnion. No credit check
Kikoff Review: Build Your Credit with $750 Read More »
SoFi® made its name as a modern and more “fun” student loan refinancing company. Why were they fun? Not only did they offer low rates on student loan refinancing, but they also held events throughout the year and even offered career services. They held education events that included networking events, happy hours, and other similar
SoFi® Checking & Savings Review: A Bank Account with a Cash Bonus Read More »
If you’ve had checking account troubles in the past due to a reporting system called ChexSystems, you may have trouble opening a checking account. ChexSystems is a service used by many banks nationwide. However, there are a few fintechs and banks that don’t use ChexSystems. Knowing which banks don’t use ChexSystems can help you find
5 Best Banks That Don’t Use ChexSystems Read More »