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Pop quiz hot shot – Can you guess the median number of years that a worker (wage & salary) has been with their current employer as of January 2024? 3.9 years. THAT’S IT. And it keeps going down. In 2022, it was 4.1 years. 3.9 years is the lowest it’s been since January 2002! The […]

When you are preparing for retirement, one of the biggest questions you will face is how should you be handling your retirement assets? In a simpler world, you’d have just a couple of options. For decades, it was simple – pension and Social Security. No decisions necessary, you just get monthly payments. Now, with 401(k)s,

When I was thirty, before we had kids, we adopted an 8 or 9 year old beagle named Tobey. There was a local shelter hosting an event outside of a Petco and we wanted to rescue a dog, so we went. Tobey was a stinky old beagle who immediately leaned up against my shins and

How much do you need to have saved to enjoy a fruitful retirement? The answer is difficult. It’s hard to project how much you think you’ll be spending once you stop working. Will you eat out as much? Will you travel more? You may have heard of the 4% rule – that you can safely

Learning how to practice self-care is critical to a life well-lived. Unfortunately, too many of us don’t take the time to take care of ourselves the way we should. In addition to our busy schedules and many responsibilities, we tend to think that self-care has to cost a lot of money. However, it’s entirely possible

A few days ago, I went on a short trip back home to New York with our son. We flew out of BWI Airport and parked near where I used to work. It’s been about fifteen years since I was last in that area and it had changed significantly. What was once just trees was

I’ve been tracking our net worth like a weirdo since I started working in 2003. That’s nearly 20 years of data. Sweet sweet data. This post was originally written in 2017 but after the years we’ve had in 2021-2022, it rings even truer. I’ve updated it with two more lessons at the end. That first