Investing

Auto Added by WPeMatico

Growth vs. Value Investing: Which Is Better?

Growth vs. Value Investing: Which Is Better?

Growth investing and value investing are two approaches to investing that present differing risks and potential rewards. Determining the best approach for you depends on your risk tolerance, time horizon and overall financial goals. What Is Growth Investing? Growth investing is a strategy that focuses on companies whose sales and profits are expected to outpace […]

Growth vs. Value Investing: Which Is Better? Read More »

How to Start Investing: A Comprehensive Guide for Beginners

How to Start Investing: A Comprehensive Guide for Beginners

Investing isn’t just for the wealthy; it’s a pathway to financial growth for everyone. Whether you’re a beginner with a very modest budget or someone looking to diversify their savings, understanding how to start investing is your first step towards financial empowerment. In this article, you’ll learn: Decoding investing: What you need to know first

How to Start Investing: A Comprehensive Guide for Beginners Read More »

How to Invest 0k Wisely in 2023

How to Invest $500k Wisely in 2023

The post How to Invest $500k Wisely in 2023 appeared first on Millennial Money. So you want to know how to invest $500k. First off, congrats, that’s a sizable amount of money and halfway to a million dollars. It likely took a lot of frugality and smart decision-making to get there. And with $500K at

How to Invest $500k Wisely in 2023 Read More »

How Mutual Fund Fees Work

How Mutual Fund Fees Work

Mutual funds may be a nice addition to your investment portfolio. They pool money from investors and allow you to buy smaller shares of different securities. That can provide simplicity and diversification, along with potential returns―but you’ll pay for these benefits. Here’s what you need to know about different types of mutual fund fees and

How Mutual Fund Fees Work Read More »

Annuity vs. IRA: Which Is Better for Retirement?

Annuity vs. IRA: Which Is Better for Retirement?

Annuities and individual retirement accounts (IRAs) are both vehicles for generating income in retirement, but they each offer a different set of potential benefits. IRAs are tax-advantaged accounts that let you save and invest flexibly. Annuities offer guaranteed payments, which can provide a welcome measure of predictability when you’re retired. Which is the better retirement

Annuity vs. IRA: Which Is Better for Retirement? Read More »

401(k) Taxes on Withdrawals & Contributions: Pre- and Post-Retirement

401(k) Taxes on Withdrawals & Contributions: Pre- and Post-Retirement

The post 401(k) Taxes on Withdrawals & Contributions: Pre- and Post-Retirement appeared first on Millennial Money. 401(k) accounts provide employees with many tax benefits, but when you need the money, there are tax consequences you must understand. The taxes you’ll owe depend on many factors, including the type of account, your age, whether you’re retired,

401(k) Taxes on Withdrawals & Contributions: Pre- and Post-Retirement Read More »

How to Open an IRA in 4 Easy Steps

How to Open an IRA in 4 Easy Steps

Opening an individual retirement account (IRA) is as simple as choosing an account type, finding a provider, opening an account and transferring in your funds. Opening an IRA is your first step toward independently funding your retirement while taking advantage of tax benefits to maximize growth. IRAs are fundamental to retirement savings: More than 4

How to Open an IRA in 4 Easy Steps Read More »

Stock Market Holidays 2023 (Including 2024)

Stock Market Holidays 2023 (Including 2024)

The U.S. markets are open Monday to Friday every week from 9:30 a.m. to 4 p.m. EST and remain shut on weekends and some major US holidays. Stock market holidays are the days on which stock exchanges like the New York Stock Exchange (NYSE) and NASDAQ are closed, typically in observance of national or religious

Stock Market Holidays 2023 (Including 2024) Read More »

What Is the 60-Day Rollover Rule for Retirement Plans?

What Is the 60-Day Rollover Rule for Retirement Plans?

If you’re considering moving money between retirement accounts to access better investment options, consolidate accounts or keep control of your retirement funds when you change jobs, it’s important to know the 60-day rollover rule. The 60-day rollover rule allows account holders to withdraw funds from a 401(k), individual retirement account (IRA) or other qualified retirement

What Is the 60-Day Rollover Rule for Retirement Plans? Read More »

What Is the Roth IRA 5-Year Rule?

What Is the Roth IRA 5-Year Rule?

Roth IRAs have the advantage of tax-free withdrawals during retirement as long as IRS rules are followed. One of those rules is the five-year rule. The Roth IRA five-year rule says you must wait at least five years to withdraw earnings from a Roth IRA or risk facing penalties for doing so. How Does the

What Is the Roth IRA 5-Year Rule? Read More »

Pros and Cons of Money Market Funds

Pros and Cons of Money Market Funds

Money market funds are mutual funds that focus on short-term, low-risk investments. They could lead to better returns than you might have with savings accounts or similarly named money market accounts—especially when interest rates are on the rise. But like any investment, they aren’t risk-free. Consider these pros and cons before investing in money market

Pros and Cons of Money Market Funds Read More »

The Stash 100: Money tips everyone needs to know 

The Stash 100: Money tips everyone needs to know 

You want to be better with money but don’t know where to start. This year, with high inflation, the return of student loan repayments, and global uncertainty—perhaps your finances have paid the price.  All that to say: Improving the bottom line has never been harder for hardworking Americans. So in service of helping you get

The Stash 100: Money tips everyone needs to know  Read More »

ESG vs. Impact Investing: What’s the Difference?

ESG vs. Impact Investing: What’s the Difference?

If you want your investments to align with your values, then you may be considering an approach that incorporates impact investing or environmental, social and governance (ESG) investing. These two terms are sometimes used interchangeably, and there are similarities to these approaches to value-based investing. However, there are also meaningful differences that separate the two.

ESG vs. Impact Investing: What’s the Difference? Read More »

Scroll to Top