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401K Withdrawal Rules: How to Withdraw from a 401K Without a Penalty

A recently published survey showed that 46% of Americans between the ages of 40 and 49 had taken money out of their retirement plans. One of the advantages of retirement savings plans is that the contributions you make are generally tax-deductible. But on the flip side, those taking distributions will need to pay income tax […]

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FXIAX vs. VOO: Which Fund Should You Choose?

FXIAX vs. VOO: Which Fund Should You Choose?

Investment funds that track the S&P 500 index make up the core holdings in many investment portfolios, and Fidelity’s S&P 500 Index Fund (FXIAX) and Vanguard’s S&P 500 ETF (VOO) are two of the most popular. Of the two, which fund should you choose for your portfolio? The choice isn’t an easy one because the

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How to Buy and Invest in Vacation Rentals

Owning a vacation rental can be a profitable way to make money from an investment property or a second home in a popular tourist destination.  Depending on the market, a vacation rental may earn even more than a long-term rental property. You also don’t have to screen tenants or worry about missed rent payments or

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10 Best Investment Opportunities for Accredited Investors

10 Best Investment Opportunities for Accredited Investors

Are you an accredited investor looking to add greater diversification to your portfolio and potentially get higher returns? If so, we’ve compiled a list of the ten best investment opportunities for accredited investors. Some are available to non-accredited investors, so read on even if you’re not yet accredited. The table below provides a summary of

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What Is an Exchange-Traded Fund (ETF)? 

ETFs have become one of the all-time most popular investment vehicles. Consider the explosive growth of this category of investment funds. With just over $100 billion sitting in ETFs in 2002, they held more than $7 trillion as of 2021. But what is an ETF, why are they so popular, and how are they different

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HoneyBricks Review: Tokenized Real Estate for Accredited Investors

HoneyBricks Review: Tokenized Real Estate for Accredited Investors

There are several ways to invest in crowdfunded real estate with $1,000 and get exposure to properties previously exclusive to wealthy investors. But a new platform adds transparency and simplicity to the investment process through tokenized real estate. Eligible accredited investors can utilize HoneyBricks to invest in real estate using security tokens. But how does tokenized

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How to Find the Best Penny Stocks on Robinhood: What to Look For

How to Find the Best Penny Stocks on Robinhood: What to Look For

Few sources in the investment world recommend penny stocks, and in the rare instances when they do, it’s accompanied by a boatload of disclaimers. But despite the highly speculative nature of penny stocks and their well-documented disadvantages, thousands of investors flock to them each year. But what are penny stocks, the risks, and the rewards,

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AcreTrader vs. FarmTogether: Which Farmland Investing Platform is Better?

AcreTrader vs. FarmTogether: Which Farmland Investing Platform is Better?

As an investment, farmland has offered attractive historical investment returns with low volatility. It’s also become more alluring during inflationary times when stocks and bonds are more likely to struggle. Until a few years ago, it was difficult to invest directly in farms because of several entry barriers. The only option was to parcel the

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Best Discount Brokers: Which Online Brokerage Is Right for You?

Best Discount Brokers: Which Online Brokerage Is Right for You?

If you prefer to manage your own investments, the easiest way is through a discount broker, also called an online broker. You can buy and sell stocks, bonds, mutual funds, ETFs; you name it. There are several account options, and because you’re placing the trades, you benefit from low fees. The best discount brokers can

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Best No Penalty CD Rates (September 2022)

Best No Penalty CD Rates (September 2022)

With interest rates rising, many investors want to take advantage of the highest deposit rates they’ve seen in years. Since there’s no guarantee that current rates will remain at their current level, many would are looking to Certificates of Deposit (CDs) because they offer an opportunity to lock in current rates for as long as

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What Is a Multi-Year Guaranteed Annuity (MYGA)?

What Is a Multi-Year Guaranteed Annuity (MYGA)?

The most basic purpose of any annuity is to provide a steady income in the future. Like most financial products, annuities have expanded in recent years and come in various flavors. A multi-year guaranteed annuity (MYGA) provides that income stream but does it in a way that is generally more conservative than other annuity types.

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What Are Brokered CDs?

What Are Brokered CDs?

Millions of American investors purchase certificates of deposit (CDs) at banks and credit unions. But did you also know that you can buy them through investment brokers? They’re called brokered CDs. At their core, bank CDs and brokered CDs are the same product. But upon closer inspection, there are several key differences. These include how

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What Is a CD? (Certificate of Deposit)

What Is a CD? (Certificate of Deposit)

A CD (or Certificate of Deposit) is a financial instrument that holds your money for a pre-specified amount of time in return for payment of interest that is (hopefully) higher than what a regular bank savings account would typically pay.  The Federal Deposit Insurance Corporation (FDIC) insures most bank-issued CDs for up to $250,000 per

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Best Online Stock Brokers for New Beginner Investors

Best Online Stock Brokers for New Beginner Investors

I started investing when I was 18. My dad told me about Roth IRAs and we opened an account at Vanguard, which is the broker he used. Back then, commissions on stock trades were exorbitant. I don’t recall what I paid but I wouldn’t be surprised if it was something like $15 a trade. As

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Arrived Homes Review: Real Estate Crowdfunding for as Little as 0

Arrived Homes Review: Real Estate Crowdfunding for as Little as $100

Real estate prices have skyrocketed in recent years, which means that down payments required to purchase a home have also risen substantially. If you’re like many would-be real estate investors, you may be stuck watching the action from the sidelines. But a real estate crowdfunding platform, Arrived Homes, provides the ability to invest in single-family

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Best Penny Stock Trading Apps: Free Trades, Welcome Bonuses, and More

Investors are fascinated by penny stocks. The low-priced shares allow you to buy in large blocks and potentially earn outsized gains if and when the stock price takes off. But if you want to invest in penny stocks, you should be aware that not all brokers allow the practice. To help you in your search,

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10 Best Dividend ETFs to Buy Right Now 

The stock market is off to its worst start in at least 50 years by some measures. The NASDAQ is having its worst start going back to 1971 when the composite began, and the S&P 500 hasn’t been this bad since 1939!  As an investor, you’re probably conflicted by the twin desires to stay the

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VXUS vs. VEU: Which is the Better International ETF for Your Portfolio?

VXUS vs. VEU: Which is the Better International ETF for Your Portfolio?

International stock funds have turned in a disappointing performance in recent years, at least when compared with US stocks. But long-term investors understand the importance of diversification, including the need to spread capital into underperforming asset classes. After all, asset classes tend to cycle between gains and losses. Though the S&P 500 has been on

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