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Federal student loans come with fixed interest rates, but if you apply for a private student loan, you may be offered a fixed or a variable rate. In most cases, a fixed-rate student loan is the better choice, but there are some situations where it might make sense to opt for a variable rate instead. […]
Fixed or Variable Student Loan Rate: Which Is Better? Read More »
In an effort to combat inflation, the Federal Reserve has raised interest rates by a quarter point to a range of between .25% and .5%. This interest rate hike, the first since 2018, is one of seven planned interest rate increases in 2022. So what does that actually mean for your finances? Let’s take a
Here’s What You Need to Know About Interest Rates Going Up Read More »
As you become more and more mature in your financial position, you’ll increasingly want to diversify your accounts. When you’re first starting your financial journey, it’s fine to just have one checking account, but the more money that you start accumulating, the more you will want to start holding it in different types of accounts.
How, Where, and Why to Use a High-Yield Savings Account Read More »