Insurance

Medigap Plan M is a Medicare Supplement Insurance plan that covers some out-of-pocket expenses for Medicare members, including copays, coinsurance and deductibles. Plan M is nearly identical to Medigap Plan D, which is one of the more comprehensive plans. Here’s the difference: While Plan D covers 100% of the Medicare Part A deductible, Plan M…

Medigap Plan L is a Medicare Supplement Insurance plan that helps pay for some out-of-pocket expenses related to Medicare Part A and Part B coverage. Unlike most Medigap plans, Plan L pays for only part of the cost of covered services. As a result, you’ll still have to pay some out-of-pocket costs, but the plan’s…

Medicare and Medicare Advantage members will soon be able to get eight over-the-counter at-home COVID-19 tests per month directly from eligible pharmacies, according to an announcement Thursday by the Centers for Medicare & Medicaid Services, or CMS. Private and group health insurance plans have been required to cover free over-the-counter COVID-19 tests since mid-January. While the…

Extra Help is a federal program that helps Medicare beneficiaries with low income and limited resources pay for prescription drugs with Medicare Part D. “These programs are really important and can save people thousands of dollars per year,” says Erin Guay, paralegal and compliance officer at the Pennsylvania Health Law Project. If you qualify, the…

More than 1 million people in Maryland are signed up for Medicare, placing it in the top half of U.S. states for Medicare beneficiaries. Medicare is the government health care program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare that offers all the same benefits and usually some extras,…

Nearly 1.8 million people in Georgia are signed up for Medicare, making it the 10th largest U.S. state for Medicare beneficiaries. Medicare is the government health care program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare that offers all the same benefits and usually some extras, such as cost…