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Work-related COVID-19 illness is eligible for workers’ compensation — but determining whether an infection is eligible and whether it warrants a claim isn’t always clear-cut. If you’ve been diagnosed with the virus, find out what you need to know about filing a workers’ compensation claim. Workers’ Compensation & COVID-19 – What You Need to Know […]
Workers’ Compensation & COVID-19 – What You Need to Know Read More »
Finding the best cheap insurance rates for your home, automobile, and life is difficult. Not only do you need to decide what type of coverage you want, and how much, but you need to dig around until you find the best deals. Unfortunately, insurance prices can be based on highly personal factors such as age,
Best Cheap Insurances of 2021 Read More »
Voya Financial changed its business strategy in 2018 and now sells life insurance only through workplace plans, not directly to individuals. Formerly known as ING U.S. Inc., the company became Voya Financial in 2014. It offers an array of financial products and services, including universal life insurance, a type of permanent policy. Voya sells a…
Voya Life Insurance Review Read More »
You may not be getting paid to run the kids to school, do the laundry or fix the kitchen sink, but the day-to-day support you provide for your family can feel like a full-time job. And hiring someone to handle these tasks in the event of your death can be expensive, which is why life…
Consider the Value of Daily Tasks When Buying Life Insurance Read More »
Medicare covers chiropractic services, but only under certain circumstances, and Medicare doesn’t cover some services and tests a chiropractor orders. What chiropractic care does Medicare cover? Medicare Part B (Medical Insurance) covers manual manipulation of the spine by a chiropractor or another qualified provider if it’s medically necessary to correct a subluxation. A subluxation is…
Does Medicare Cover Chiropractic Care? Read More »
Aetna, a CVS Health company since 2018, is the fourth-largest provider of Medicare Advantage plans. The company offers a strong array of benefits, with most plans including dental, vision and hearing coverage, and many plans offering additional (and valuable) perks. They’re also largely low cost, with an estimated 80% of Medicare beneficiaries having access to a…
Aetna Medicare Advantage 2021 Review Read More »
Chubb home insurance at a glance Although consumers may pay slightly more than average, Chubb home insurance policies come standard with high-end features that many other companies charge extra for, as well as several safety-focused discounts. Chubb’s very low number of complaints relative to its size and wide array of coverage make it one of…
Chubb Homeowners Insurance Review 2021 Read More »
One of the 10 largest U.S. insurers, Nationwide stands out for including coverage in its homeowners policies that would cost you extra elsewhere. Nationwide home insurance is available in most states and offers plenty of opportunities for discounts. Nationwide home insurance pros and cons ProsCons Offers some coverage standard that other companies charge extra forNot…
Nationwide Homeowners Insurance Review 2021 Read More »
As one of the nation’s largest insurers, Farmers offers a variety of useful features for renters, including several ways to customize coverage, a user-friendly app and the ability to manage a policy online. Although Farmers’ renters insurance rates were higher than the national average in NerdWallet’s analysis, the company offers several discounts. Farmers renters insurance…
Farmers Renters Insurance Review 2021 Read More »
Whether you own your condo or you rent, condo owners insurance or a condo rental insurance policy is a must. Experience a cold snap and the pipes burst? Don’t count on your landlord to spring for your new Alienware laptop or to replace that sheepskin rug Mom gave you. We’ll walk you through the difference
Renters Insurance vs. Condo Insurance Read More »
Medicare covers much of the cost of physical therapy when it’s medically necessary. And it often is necessary for people age 65 and older. In 2019 nearly 3 million Medicare beneficiaries received PT for injury or illness or during surgical recovery, to reduce pain and increase mobility. What coverage does Original Medicare provide for physical…
Does Medicare Cover Physical Therapy? Read More »
Needing long-term care isn’t just a physical burden; it’s a financial one too. If you don’t want to risk being bankrupted by long-term care costs later, you need to do some planning now. Learn how to plan for the cost of long-term care, your long-term care options, and programs that can help. Long-Term Care Options
Long-Term Care Options and How to Plan for the Costs Read More »
“I don’t need it because I’m young and healthy” is one of the most common myths about life insurance. Term life insurance is particularly attractive to would-be policyholders in their 20s. Read on to learn the reasons why it might make good financial sense to get life insurance as early as your 20s. Should I
Should I Get a Life Insurance Policy As a Young Adult in My 20s? Read More »
Both Medicare Part D plans — also called Medicare drug plans — and Medicare Advantage plans with prescription drug coverage cover the shingles vaccine, which prevents shingles infections and is approved for use by people 50 and older. Original Medicare (Part A and Part B) doesn’t provide coverage. About the shingles vaccine Shingrix, the shingles vaccine recommended by the Centers…
Does Medicare Cover the Shingles Vaccine? Read More »
Original Medicare doesn’t pay for routine eye exams unless you’re known to be in a high-risk group for eye disease — although some Medicare Advantage plans do include vision coverage. Because some potentially serious eye conditions aren’t apparent to the patient in their early stages, when treatment could prevent or reduce loss of vision, it…
Does Medicare Cover Eye Exams? Read More »
Which seems like a better use of money — more than a decade of federally funded cancer research or one year’s worth of fraudulent insurance claims? The price tags, it turns out, are the same: $80 billion. Insurance fraud is a widespread and continuous problem in the United States, according to David Glawe, president and…
How Insurance Fraud Costs You Money Read More »
Comparing Medicare Advantage Plans and Medicare Part D drug plans means taking a look at prescription drug coverage, copays and coinsurance costs, the plan’s network of doctors and service area. But there’s another metric you should consider when making your decision: the plan’s star rating. What is the Medicare star rating system? As with most…
Shopping for a Medicare Plan? Check Out the Star Ratings Read More »
Medicare does not pay most costs of nursing home care. But there are alternative ways to pay much of these expenses, which reached a median of $105,850 annually in 2020 for a private room, according to a survey by Genworth, a provider of long-term care insurance. A third of people who are 65 in 2021…
Does Medicare Pay for Nursing Home Care? Read More »
If you have home and auto insurance, you may save money by bundling your policies. Most companies offer bundles that can save you an average of 10-25% on each policy. That’s nothing to sneeze at since AAA estimates that the average cost of car insurance is about $1,202 annually, and some people pay much more
Here’s How to Bundle and Save on Your Insurance Read More »
Though it’s increasingly legal, marijuana can still raise red flags for life insurance companies. While some insurers don’t mind covering you if you use pot, others will charge you higher rates or deny your application outright. About 22.2 million Americans use marijuana every month, according to the Centers for Disease Control and Prevention. It’s now…
Smoke Weed and Need Life Insurance? Some Companies Are Cool With Marijuana Read More »
