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Medigap Plan G is one of 10 Medicare Supplement Insurance plans. Medigap assists with fees such as coinsurance, copayments and deductibles that aren’t covered under Medicare Part A and Part B, also known as Original Medicare. How it works After Medicare pays its approved portion of medical costs, Medigap Plan G helps supplement remaining out-of-pocket… […]
What Is Medigap Plan G? What You Need to Know Read More »
If you’re a homeowner in Colorado, you’ll typically pay more than the national average for your home insurance. At $1,853 per year, the average home insurance policy in Colorado costs over $250 more than the national average of $1,585. NerdWallet analyzed rates from 11 different insurers in the state to determine the best homeowners insurance…
The Best Homeowners Insurance in Colorado for 2021 Read More »
If you’re a homeowner in Illinois, you’ll typically pay a little less than the national average for your home insurance. At an average of $1,481 per year, home insurance in Illinois costs about $100 less than the national average of $1,585. NerdWallet looked at 10 different insurers in the state to determine the best homeowners…
The Best Homeowners Insurance in Illinois for 2021 Read More »
Medicare pays most costs of CPAP, a common therapy for people with obstructive sleep apnea, or OSA. To get coverage, you’ll need a physician to prescribe a CPAP machine based on tests — including a sleep study — showing that you have OSA. OSA, which afflicts 25 million adults in the United States, is a…
Does Medicare Pay for CPAP Machines and Supplies? Read More »
Health care in retirement is a big-ticket item. Experts estimate that an average 65-year-old retired couple in 2021 would need about $300,000 in after-tax savings earmarked for health care costs in their post-work life, even with Medicare, according to Fidelity. The totals are daunting, but you can take steps to keep costs as low as…
4 Ways to Manage Retirement Health Care Costs Read More »
Although most life insurance companies consider applicants’ medical histories and answers to medical questions during the application process, some don’t require medical exams as a condition of acceptance. Learn about the best no-medical-exam life insurance companies to help you choose the best fit. 9 Best No Medical Exam Life Insurance Companies of 2021 is a
9 Best No Medical Exam Life Insurance Companies of 2021 Read More »
Medicare Advantage is an all-in-one alternative to Original Medicare that includes all the benefits of Original Medicare and often a few extras, such as dental and vision coverage. Medicare Advantage plans are offered by private insurers, and plan availability depends on location. Medicare Advantage plans are a popular option for people who are eligible for…
Best Medicare Advantage Plans in 2021 Read More »
When you’re used to the instant gratification that comes with ordering everything online, buying life insurance can seem painfully old-school. Until recently, if you wanted to purchase a lot of life insurance at a low price, you typically had to fill out paperwork, undergo a medical exam, give a urine sample or get blood drawn,…
How to Get Instant Life Insurance Online Read More »
If you want life insurance that won’t die before you do, consider a whole life insurance policy. It’s the most common form of permanent life insurance, but it’s expensive so it isn’t right for everyone. To find out if you’re a good candidate for this type of coverage, learn how whole life insurance works and…
How Does Whole Life Insurance Work? Read More »
By limiting the costs of owning a sick or injured pet, pet health insurance spares many from the heartbreaking decision to prematurely put down a pet whose care is too expensive. These pet health insurance companies are 2020’s best, but they’re not interchangeable. Which one is right for you? 10 Best Pet Health Insurance Companies
10 Best Pet Health Insurance Companies 2021 – Plans for Your Dog or Cat Read More »
If you’re a member of the military, it’s likely you often take big risks in the service of your country. So it can be especially critical for you to have a financial plan. In fact, the nearly 1.3 million active members of the military have a special set of circumstances that they have to keep
Planning Your Finances as a Member of the Military Read More »
Medicare Part B covers wheelchairs and scooters if you need one to get around your home due to a medical condition. To ensure coverage, your doctor and the mobility equipment supplier must submit orders and documentation that meet various Medicare requirements. To get a wheelchair, you must satisfy several conditions Your wheelchair or scooter will…
Does Medicare Pay for Wheelchairs and Scooters? Read More »
Working hard to advance your career can be great, but not if it comes at the cost of your mental health. That’s why, for many, hearing the recent news that tennis champion Naomi Osaka and gold-medal Olympic gymnast Simone Biles withdrew from their respective sporting competitions this summer may be a reason to pause and
How to Plan Financially for a Mental Health Leave Read More »
The Hanover offers three homeowners insurance packages and more than a dozen ways to customize coverage, which means most homeowners are likely to find a policy that works for them. The company receives fewer consumer complaints than expected and has a useful app to help manage policies. However, The Hanover home insurance is available in…
The Hanover Homeowners Insurance Review 2021 Read More »
Medicare does provide coverage for treatment of substance use disorders. But there are a wide variety of approaches, and Medicare pays for only the therapeutic services it considers reasonable and necessary. So it’s important to confirm with care providers, programs and pharmacies that Medicare reimburses them for their services. Nearly 1 million Americans 65 and…
Does Medicare Cover Addiction Treatment? Read More »
Driving under the influence can cost you more than you may think. Drivers with one DUI pay $3,114 a year, on average, for full coverage car insurance — almost double what a driver without any traffic violations pays — according to NerdWallet’s 2021 rate analysis. The analysis included drivers with one DUI across all 50…
One DUI Can Nearly Double Insurance Costs, an Analysis Finds Read More »
Many people buy life insurance to ease the financial burdens of their death on their family. But because not everyone can qualify for an individual policy, some people purchase an accidental death and dismemberment (AD&D) policy. What’s the difference, and should you get both? Find out here. Accidental Death & Dismemberment (AD&D) vs. Term Life
Accidental Death & Dismemberment (AD&D) vs. Term Life Insurance Read More »
There’s nothing more gratifying than graduating from college after four years of hard work. But getting a degree and entering the next phase of your life comes with a whole new set of expectations and responsibilities. Graduation often means starting your first full-time job and getting your first significant paycheck. But that paycheck also comes
Congrats, Grad! Here are Six Financial Goals Now That You Have That Degree Read More »
UnitedHealthcare is the largest provider of Medicare Advantage plans [1] and offers plans in two-thirds of counties in the United States. UnitedHealthcare also partners with AARP, insuring the Medicare products that carry the AARP name. Three-quarters of UnitedHealthcare members are in highly rated plans, and UnitedHealthcare gets high marks overall. But the provider ranks fourth…
UnitedHealthcare Medicare Advantage 2021 Review Read More »
Looking for a recession-proof business? Insurance is one of those industries that is largely untroubled by the state of the economy. The reason is that most insurance products are necessary part of modern life. You usually can’t own a car without automobile insurance, and your mortgage company will likely require that you have homeowners insurance. The
How to Start Your Own Insurance Business Read More »
