Housing Finances

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How Solar Can Help You With Inflation

How Solar Can Help You With Inflation

Inflation is top of mind for nearly every American right now. Things are getting more expensive gas, groceries, rent, you name it. If you’re thinking about ways to protect your wallet from constant price hikes, we’ve got an answer for you: take control of your electricity bill. We spend hundreds every month on electricity and […]

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Scrolling on Zillow? Here’s What To Pay Attention To

Scrolling on Zillow? Here’s What To Pay Attention To

Zillow scrolling is a hobby (or habit) that became popularized during the COVID-19 pandemic. While looking at house listings on Zillow or other real estate listing sites is something that has existed as long as those sites have been around, its popularity skyrocketed during the pandemic.  This was especially true during early 2020 when many

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The Effect of Inflation on Home Buying

The Effect of Inflation on Home Buying

If you’ve read the business section of any website or newspaper lately, it seems like inflation is the topic that’s on the tip of everyone’s tongue. The impact can be seen on everything from the price of soft drinks to gas. However, if you’re looking to buy a home, the impact can be bigger than

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FHA Streamline Refinance [Rates, Closing Costs & More]

FHA Streamline Refinance [Rates, Closing Costs & More]

FHA streamline refinancing is a quick and simple way to improve the terms on your home loan — but it only applies to those who have already taken out an FHA loan to finance the purchase of their property. This type of home loan also has different rates, requirements, and costs when compared to traditional

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8 Types Of Mortgages For All Home Buyers

8 Types Of Mortgages For All Home Buyers

As a prospective home buyer, it’s just as important to research types of mortgages as the neighborhoods you want to live in. Applying for a home loan can be complicated, and deciding which type of mortgage best suits your needs early on will help direct you to the type of home you can afford. Depending

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New Mint Feature Highlight: Home buying made easier with Rocket Mortgage

With the housing market heating up as mortgage rates remain low, people are flocking to buy a house, including many first-time buyers. The share of first-time homebuyers in the market reached 36 percent, according to the National Association of Realtors.  This combined with low housing inventory across the U.S has created a competitive environment, so

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What Is Earnest Money?

Earnest money is a deposit a potential homebuyer places to signal to the seller that they have serious interest in a property. Also called a “good faith” deposit, this money benefits both the buyer and the seller during the homebuying process. Purchasing a home involves a number of financial transactions, like saving for a down

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How To Make an Offer on a House: A 9 Step Guide

You’ve found your dream home and you’re ready to take the next step toward making it yours. After preparing and saving for your big purchase, it’s time to learn how to make an offer on a house. Offer letters are sales contracts and are legally binding, so it’s important to take this process seriously. Find

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Closing on a House: The Most Important Parts of the Process

This article includes general information. Mortgage laws vary by state. Contact a mortgage lender in your state for specific details. Let’s cut right to the chase here: Real estate transactions can get complicated. Most of us simply don’t purchase enough property to possess an innate familiarity with the process. Whether you’ve dabbled in the market

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