home buying

Auto Added by WPeMatico

What Are Homeowners Association (HOA) Fees and What Do They Cover?

Wouldn’t it be nice if you never had to mow your own lawn? Or shovel snow from your driveway? How about having a swimming pool you didn’t need to maintain?  Living in a homeowners association (HOA) can sometimes provide these benefits and more. However, you will usually need to pay an HOA fee. With that […]

What Are Homeowners Association (HOA) Fees and What Do They Cover? Read More »

What Are the Pros and Cons of an Adjustable Rate Mortgage?

Adjustable rate mortgages got a really bad reputation during the Great Recession, but now they’re back in a big way. In fact, they’re more popular than they’ve been in 15 years. Hordes of homeowners began defaulting on their adjustable rate mortgages back in 2008, contributing to a massive housing crash. ARMs have since become more

What Are the Pros and Cons of an Adjustable Rate Mortgage? Read More »

Dear Penny: Will My Son Get Stuck With My Timeshare When I Die?

Dear Penny, My husband and I purchased several timeshares over the years. (Apparently, I can’t say no.) My husband has now died, and I am 72.  Supposedly, one of the benefits of a timeshare is that your children can inherit it. However, our adult son has no interest in inheriting these “vacation opportunities,” nor in

Dear Penny: Will My Son Get Stuck With My Timeshare When I Die? Read More »

4 Things Homebuyers Can Do About Today’s High Mortgage Rates

4 Things Homebuyers Can Do About Today’s High Mortgage Rates

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Just when you thought the housing market couldn’t get any tougher, it throws another obstacle at you. Mortgages are getting more expensive. Interest rates on

4 Things Homebuyers Can Do About Today’s High Mortgage Rates Read More »

10 Common HOA Restrictions that Could Cost You Money

10 Common HOA Restrictions that Could Cost You Money

If you’ve never owned a home or lived in a neighborhood or condominium, you may not even think about the homeowners association (HOA) before you make that first purchase. But don’t be caught off guard by HOA rules and fees, which can be sizable and, sometimes, unexpected. What an HOA could cost you is a

10 Common HOA Restrictions that Could Cost You Money Read More »

10 Homeowners Insurance Discounts That Could Lower Your Rate

10 Homeowners Insurance Discounts That Could Lower Your Rate

If you own a home, insurance is a necessity and required if you have a mortgage. But homeowners insurance might be costing you more than it should. Thankfully, there are ways to lower your monthly homeowners insurance premiums without sacrificing essential coverage. Many insurance companies provide incentives and discounts that can help you save money

10 Homeowners Insurance Discounts That Could Lower Your Rate Read More »

What Energy Rebates in the Inflation Reduction Act Mean for You

What Energy Rebates in the Inflation Reduction Act Mean for You

Are you in the market for an energy-efficient appliance? Rebates funded by a new federal law could help save you money. New energy-efficient rebate programs are aimed at helping low- and middle-income Americans go green by giving discounts on things like electric stoves, heat pumps and ventilation upgrades. These rebates are funded through the Inflation

What Energy Rebates in the Inflation Reduction Act Mean for You Read More »

Dear Penny: Should My Gravely Ill Brother-in-Law Pay for Ruining Our Home?

Dear Penny: Should My Gravely Ill Brother-in-Law Pay for Ruining Our Home?

Dear Penny, Fifteen years ago we paid $17,000 to renovate my husband’s homestead that his mom left him. His brother had recently divorced and was on Social Security only. He’s 78 now. We only asked that he not smoke inside and keep it clean, and we didn’t charge rent.  In the beginning, he kept it

Dear Penny: Should My Gravely Ill Brother-in-Law Pay for Ruining Our Home? Read More »

How 1 Extra Mortgage Payment a Year Helps Pay Off Your Home Faster

How 1 Extra Mortgage Payment a Year Helps Pay Off Your Home Faster

Thirty years is a long time. If you’re chipping away at a mortgage each month, it can feel even longer. But what if you could eliminate that financial ball and chain by paying off your mortgage early? The truth is, if you can scrape together the equivalent of one extra payment to put toward your

How 1 Extra Mortgage Payment a Year Helps Pay Off Your Home Faster Read More »

What Is a Seller’s Market?

What Is a Seller’s Market?

In real estate, a seller’s market is when there’s a high number of buyers and a limited inventory of houses for sale. A seller’s market usually causes homes to garner multiple bids, with buyers sometimes offering over asking price and waiving contingencies. The housing industry has been a sizzling seller’s market since mid-2020 when interest

What Is a Seller’s Market? Read More »

What to Consider When Buying Your First Investment Property

What to Consider When Buying Your First Investment Property

Real estate can be one of the best ways to earn extra income in addition to the money coming in from your regular job. If you’re looking to get started with real estate investing by buying your first investment property, there are a few things that you’ll want to keep in mind before you do

What to Consider When Buying Your First Investment Property Read More »

Managing Your Money, Together

Managing Your Money, Together

To learn more about how our Minters are achieving their financial goals, we reached out to everyday Mint users, just like you, to hear their stories. Whether it’s paying off student loans, or working toward buying a home, we’re so inspired by the dedication this community has shown in working toward your goals and dreams.

Managing Your Money, Together Read More »

New Mint Feature Highlight: Home buying made easier with Rocket Mortgage

With the housing market heating up as mortgage rates remain low, people are flocking to buy a house, including many first-time buyers. The share of first-time homebuyers in the market reached 36 percent, according to the National Association of Realtors.  This combined with low housing inventory across the U.S has created a competitive environment, so

New Mint Feature Highlight: Home buying made easier with Rocket Mortgage Read More »

Scroll to Top