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PeopleImages.com – Yuri A / Shutterstock.com Americans are in an upbeat mood but still have some important things they want to discuss with their financial professionals this year. More than 6 in 7 certified financial planners say their clients have a positive outlook on 2024, according to the latest CFP Professionals Financial Outlook Survey. Nearly […]

Kues / Shutterstock.com Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. So, you’re thinking about retirement, huh? Well, let me tell you, it’s not all sunshine and rainbows. As someone who’s been there and done

Krakenimages.com / Shutterstock.com You might hear a little extra grumbling from your well-heeled neighbors during future tax seasons. The federal Secure Act 2.0 of 2022, signed into law last December, contains a provision that left some high-earning folks shaking their fists at Congress. Under the provision, which takes effect in January 2024, savers age 50

Olena Yakobchuk / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. William Sharpe is a Nobel Prize-winning economist and professor of finance, emeritus, at Stanford University’s Graduate School of Business. His Nobel was awarded for developing the Capital Asset Pricing Model (CAPM, a mathematical model for predicting investment risk). He is also well known

Mix and Match Studio / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. Investing can be made simpler by following a few strategies that focus on ease, efficiency, and long-term success. And, guess what? Keeping it simple often results in better financial results than trying to pick the right stock, actively trading, and trying

Studio Romantic / Shutterstock.com Today’s financial advisers are frustrated, and that may be causing many of them to contemplate giving up on the business. About 20% of today’s advisers say they are five years or less from retirement, and 28% say they do not have enough time to spend with clients, according to the J.D.

Medvedeva Oxana / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. Budgeting. It is hard to imagine someone saying the word without some kind of pursed lip or an eye roll. So, why budget? Well, creating and maintaining some method for tracking and managing your spending is the absolute foundation of your current and

Sucharat jaikaew / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. Want to get ahead? Saving money is not enough; you also need to invest. Investing is a vital step towards achieving financial security and reaching your long-term goals. https://www.moneytalksnews.com/slideshows/saving-is-not-enough-why-you-need-to-invest/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance

Krakenimages.com / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. More and more people are incorporating mindfulness practices into their daily routines. From meditation apps to yoga studios, there are countless resources available to help individuals cultivate mindfulness in their lives. While some may view it as a passing fad, the benefits of mindfulness

Creativa Images / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. Having adequate emergency savings is the basic foundation of financial wellness. In fact, emergency savings should be your first priority when it comes to taking control of your money. Be it a flood, fire, health event, job loss, downturn in the economy, or

Prostock-studio / Shutterstock.com Editor’s Note: This story originally appeared on Live and Invest Overseas. Risk-taking is personal. Everyone has their own thresholds. Most people take few risks in their lives. They go with the comfortable job, make the safe investments, and stay within the lines with whatever they’re doing. Over the years, I’ve learned that

Sucharat jaikaew / Shutterstock.com Are you enthusiastic about purchasing stocks? If so, there is a good chance that openness is one of your top character traits. Openness — which Harvard University defines as “the tendency to be open to new aesthetic, cultural or intellectual experiences” — drives stock market investing more than any other major

guruXOX / Shutterstock.com Editor’s Note: This story originally appeared on Live and Invest Overseas. One of my New Year’s resolutions was to further diversify my asset portfolio. On the real estate side, I try to add one property to my portfolio every year. But, my portfolio is 95% real estate. I own very few stocks

Mix and Match Studio / Shutterstock.com Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. The sooner you start your quest to become a millionaire, the cheaper and easier it will be. If you’ve delayed, it’s

Monkey Business Images / Shutterstock.com Deciding when to file for Social Security benefits can be daunting. Some choose to file early, while others believe it is a better bet to wait. However, a recent analysis says the choice is relatively easy: More than 90% of older workers should file for benefits at age 70, according

Roman Samborskyi / Shutterstock.com Americans are way off-target about how much they will likely earn from Social Security during retirement. But taking one simple step can reduce the degree of the error dramatically, according to new research. People in their 50s and 60s underestimate their future Social Security benefits by an average of $1,896 a

amenic181 / Shutterstock.com Building and living off a nest egg is tough, but you can make the situation even more difficult if you run afoul of some key laws governing retirement accounts. Make one wrong move, and the long arm of Uncle Sam may soon tap you on the shoulder, demanding a few explanations. Following

Roman Samborskyi / Shutterstock.com Editor’s Note: This story comes from Wealthramp. You or someone you may know will more than likely experience a windfall event at some point throughout your life. A massive transfer of wealth is predicted to take place in the U.S. over the next 25 years, according to a recent study by