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The holiday season can be tough on spending—it can drain your bank accounts and leave you in debt. But it’s a struggle that can be avoided with some proper financial planning. Create a holiday budget Many people don’t plan for extra holiday expenses. In fact, the average U.S. consumer racked up about $1,300 on credit […]
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On average, Americans may spend about $18,000 a year on non-essential items, also known as discretionary spending, according to one 2019 study. While it’s important to spend on things that give you pleasure—whether it’s a cable subscription or take out once in a while—this kind of spending can get out of hand quickly if you’re
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Decades ago, an engaged couple probably never had to agonize about asking their parents to help pay for their wedding. It was understood that the bride’s parents would pick up the tab in its entirety, from the champagne toast to the favors nobody really wanted. (This was at a time when the only people getting
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