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Although it’s a bummer to hear about more layoffs, I also feel a lot of hope and excitement for those who have lost their jobs for two reasons. First, there is the benefit of getting a severance package. Imagine getting a severance package worth six months of salary and then finding a new job two […]
How One Man Negotiated A $40 Million Mass Severance Package Read More »
A 529 plan is one of the best generational wealth transfer vehicles. Instead of just giving our kids or grandchildren money, it’s way better to give them the gift of education. Thanks to the SECURE Act 2.0, we will be able to roll over leftover 529 funds to a Roth IRA without taxes or penalties.
Rolling Over Leftover 529 Funds Into A Roth IRA: Who Benefits? Read More »
If you plan on committing a crime, it’s good to know beforehand how bail works. This way, you can wisely conduct a cost-benefit analysis to see whether you can afford to pay for your crimes. If you can’t, then it may be best not to do something illegal. In addition, please note that the terms
How Does Bail Work? Bail And Bond Mean Different Things Read More »
Want to get into an elite university? Develop a better personality so you can receive a higher personality score during the admissions process. In the Supreme Court case regarding using race-conscious admissions (affirmative action) at Harvard University and UNC, we learn Harvard assigns a personality score to every applicant. By assigning a lower personality score
How To Develop A Better Personality To Get Into An Elite University Read More »
Have you ever wondered what the ideal income is to live a comfortable life before retirement and after retirement? Well, look no further than the student loan forgiveness income threshold of $125,000 per individual and $250,000 per married couple. On August 24, 2022, President Biden unveiled a plan to cancel up to $10,000 tax-free in
The Ideal Income Is The Student Loan Forgiveness Income Threshold Read More »
After two years of writing and editing during the pandemic, my book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom is done! It comes out on June 28, 2022, in stores everywhere. After spending a combined 30+ years working in finance, studying finance, and writing about finance, I firmly believe
Why I Wrote A New Personal Finance Book: Buy This, Not That Read More »
You go to the bank to put money in your savings account, to make a withdrawal, to apply for a loan, and more. But banks aren’t just places where you store your cash. They’re also businesses, and part of a large sector of the economy. The economy couldn’t function without a solid banking system, but
What the Financial Services Sector is All About Read More »