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How To Develop A Better Personality To Get Into An Elite University

How To Develop A Better Personality To Get Into An Elite University

Want to get into an elite university? Develop a better personality so you can receive a higher personality score during the admissions process. In the Supreme Court case regarding using race-conscious admissions (affirmative action) at Harvard University and UNC, we learn Harvard assigns a personality score to every applicant. By assigning a lower personality score […]

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The Ideal Income Is The Student Loan Forgiveness Income Threshold

The Ideal Income Is The Student Loan Forgiveness Income Threshold

Have you ever wondered what the ideal income is to live a comfortable life before retirement and after retirement? Well, look no further than the student loan forgiveness income threshold of $125,000 per individual and $250,000 per married couple. On August 24, 2022, President Biden unveiled a plan to cancel up to $10,000 tax-free in

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Why I Wrote A New Personal Finance Book: Buy This, Not That

Why I Wrote A New Personal Finance Book: Buy This, Not That

After two years of writing and editing during the pandemic, my book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom is done! It comes out on June 28, 2022, in stores everywhere. After spending a combined 30+ years working in finance, studying finance, and writing about finance, I firmly believe

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What the Financial Services Sector is All About

What the Financial Services Sector is All About

You go to the bank to put money in your savings account, to make a withdrawal, to apply for a loan, and more. But banks aren’t just places where you store your cash. They’re also businesses, and part of a large sector of the economy.  The economy couldn’t function without a solid banking system, but

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