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A balance transfer credit card or debt consolidation loan can help you combine debts and save on interest while paying off your balances. Neither is necessarily better than the other in every situation, and comparing the two can be important if you’re trying to strategically pay off debt. Which option is right for you likely […]
Balance Transfer vs. Debt Consolidation Loan: Which Is Best? Read More »
Watch: Personal finance expert Kelley Keehn unpacks the latest budgeting hacks and more https://financialpost.com/personal-finance/budget-trends-save-you-money #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
The $1 rule, reverse budgeting: Tips and trends that could save you money Read More »
Sandra Fry: Here are 5 tips to help you host a memorable, yet cost-conscious, event https://financialpost.com/personal-finance/food-inflation-add-stress-long-weekend-party #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Don’t let the rising cost of food stop you from hosting a party this summer Read More »
I recently completed three of the top Christian financial education programs for churches: SeedTime’s True Financial Freedom, Dave Ramsey’s Financial Peace University, and Crown Financial’s MoneyLife. These popular programs all claim to help you get control of your finances from a biblical perspective. However, they go about it in different ways with varying teaching styles
Financial Peace University vs. True Financial Freedom vs. Crown Financial MoneyLife Read More »
The media is having a hard time nailing down the financial vibes of the youngest generation of consumers—Gen Z. You might see Gen Z described as financially unsure and insecure, knee deep in debt or even more spendy and carefree than the avocado toast generation that preceded them. Despite the commentary, however, Experian data shows
Gen Z Credit Scores on the Rise Along With Debt Balances Read More »
Almost a third say they don’t pay off their bill in full each month https://financialpost.com/personal-finance/debt/more-canadians-rely-credit-essentials #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
More Canadians relying on credit for everyday essentials, says report Read More »
Paying down debt on a low income can be a daunting task. While there may be circumstances outside of your control, these steps can help you take stock of your situation and determine the best course of action for you, including tackling your debt on your own or seeking help. 1. Take Inventory of What
How to Get out of Debt on a Low Income Read More »
Money is great, but it can also create awkwardness among friends, colleagues, or even strangers. In this post, I want to share an awkward money situation that dragged on for months. In the end, the money situation was resolved. However, it made me realize that we personal finance enthusiasts are an unusual bunch. It also
An Awkward Money Situation Reveals An Uncomfortable Truth Read More »
We’re more than a third of the way through 2024, and persistently high inflation continues to have a significant impact on household budgets and financial markets. Staying on top of the latest financial trends can help put your personal situation in context and make necessary adjustments to your spending, saving and other financial goals. Here
Financial Trends for 2024 Read More »
If you’ve been contacted by a debt collection agency about a debt you may owe, it’s important to understand your rights. Debt collectors are required by law to validate certain details about the debt in question to help you determine whether it’s really your responsibility. Debt validation letters provide these details, along with instructions on
What Is a Debt Validation Letter? Read More »
Debt consolidation programs can help you streamline your repayment plan and even reduce interest and other costs. Options include a debt management plan, a debt consolidation loan and debt settlement. The right one for you will depend on your credit score and how dire your debt situation is. Here’s what you need to know. What
How Do Debt Consolidation Programs Work? Read More »
Sandra Fry: It’s tempting to treat a tax refund like a surprise windfall, but it’s worth putting your money to good use https://financialpost.com/personal-finance/debt/smarter-ways-put-your-tax-refund-work #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Smarter ways to put your tax refund to work Read More »
Getting divorced can be challenging in just about every way possible—especially financially. One complication divorcing couples may not be prepared for is how their state treats dividing assets and debts. In most states, you’re generally only responsible for credit card debt in your name when you end a marriage. However, you may be responsible for
Who Is Responsible for Credit Card Debt in a Divorce? Read More »
Throughout the decade thus far, the U.S. economy has been defined by a series of shortages, which has affected virtually everything consumers could put in their baskets. From Grape Nuts cereal to personal shelter, shoppers either needed to compromise or find a substitute until supplies return. Most of those shortages are behind us now. Even
Average US Mortgage Debt Increases to $244,498 in 2023 Read More »
If you have student loan debt, moving to a different country can present some challenges. However, there are a few simple steps you can take to ensure that you continue to pay your student loans on time and possibly even minimize your student loan payments. Here’s what you need to know. Keep a Stateside Banking
What Happens to Student Loans When You Move Abroad? Read More »
Facing foreclosure on your home can be a scary prospect. You’re months behind on your mortgage payments, letters from your lender are piling up and you fear losing your home. Fortunately, you can take steps to avoid losing your home to foreclosure. Foreclosure happens when a borrower falls behind on mortgage payments, and the lender
How Can I Stop Foreclosure? Read More »
Consumers in the United States owed $17.1 trillion in total debt as of the third quarter (Q3) of 2023, according to Experian data. Much of that debt is secured by assets: For instance, the $11 trillion U.S. homeowners owe primarily on their residences is secured by real estate that has collectively appreciated in value by
Experian Study: Average U.S. Consumer Debt and Statistics Read More »
You might be able to pay back a cash advance as soon as it’s posted to your account. However, you may need to repay more than you borrowed because many credit cards charge a cash advance fee. Interest can also start accruing daily, leading to a larger balance if you don’t pay off the cash
Can You Pay Back a Cash Advance Right Away? Read More »
Sandra Fry: Best strategy depends on type of debts, ability to make payments, money habits and goals https://financialpost.com/personal-finance/debt/consolidating-debt-pros-cons-keep-collectors-at-bay #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
The pros and cons of consolidating your debt to keep the collectors at bay Read More »
Watch: Personal finance expert Kelley Keehn unpacks what that is and why tracking your ‘financial calories’ works https://financialpost.com/personal-finance/loud-budgeting-gaining-ground #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Why ‘loud budgeting’ is gaining ground Read More »
