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How to Compare Refinance Rates for Student Loan Offers & Consolidation

How to Compare Refinance Rates for Student Loan Offers & Consolidation

Although similar, consolidating and refinancing your student loans aren’t the same. And once you refinance federal loans into private ones, there’s no going back. So before you make that move, compare the benefits and drawbacks of private loan refinancing versus federal student loan consolidation. How to Compare Refinance Rates for Student Loan Offers & Consolidation […]

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Should You Buy a Home If You Have Bad Credit? – Pros & Cons

Prospective homebuyers with bad credit face a difficult choice. Homeownership comes with plenty of perks, but it also has drawbacks. If your credit is less than perfect, should you consider buying a home — and could it actually help you get your finances back on track? Learn more here. Should You Buy a Home If

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6 Ways to Lower Your Credit Card Interest Rate (APR)

6 Ways to Lower Your Credit Card Interest Rate (APR)

Credit cards can be a great convenience and offer great perks, but they come with high interest rates compared to most other debts. Learn the best ways to lower your credit card interest rate — also known as annual percentage rate (APR) — to reduce the cost of your debt and pay it off quicker.

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Can I Consolidate My Student Loans and Other Debts Together?

Can I Consolidate My Student Loans and Other Debts Together?

If you have student loans along with debt from several sources, the idea of consolidating all your debts can sound tempting. But there are a few things to consider before you combine your student loans and other debts into a debt consolidation loan. Find out if it’s a good option for you. Can I Consolidate

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Bank of America Customized Cash Rewards Credit Card Review

Bank of America Customized Cash Rewards Credit Card Review

The Bank of America Customized Cash Rewards Credit Card is a cash-back credit card with a competitive sign-up bonus, 0% intro APR promotion, and rewards program. For Bank of America banking customers, the deal could be even sweeter. Learn more about the Bank of America Customized Cash Rewards card. Bank of America Customized Cash Rewards

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6 Reasons to Avoid Bankruptcy – Alternatives for Your Debt Problems

6 Reasons to Avoid Bankruptcy – Alternatives for Your Debt Problems

When you have so much debt that it seems like you’ll never pay it off, bankruptcy can seem like your best or only option. But declaring bankruptcy carries long-term consequences that make it worth avoiding if you can. Learn how to avoid bankruptcy and why you should consider your other alternatives. 6 Reasons to Avoid

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Amazon Prime Rewards Visa Signature Card Review

Amazon Prime Rewards Visa Signature Card Review

The Amazon Prime Rewards Visa Signature Card is tailor-made for loyal Amazon Prime members who regularly shop with the online retail giant and its grocery store subsidiary, Whole Foods Market. Learn about its features, pros, and cons here. Amazon Prime Rewards Visa Signature Card Review is a post from Money Crashers. https://www.moneycrashers.com/amazon-prime-rewards-card-review/ #financialfreedom #money #entrepreneur

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12 Best Credit Cards for Dining Out of 2021 – Reviews & Comparison

12 Best Credit Cards for Dining Out of 2021 – Reviews & Comparison

Using a generous cash-back or points-based rewards credit card that pays you to dine out is one of the easiest ways to stretch your restaurant dollars. There are lots of choices — which is best for your lifestyle and budget? Learn about the best credit cards that reward you for restaurant purchases. 12 Best Credit

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What Is a PLUS Loan – Application Requirements for Parents & Graduates

What Is a PLUS Loan – Application Requirements for Parents & Graduates

Scholarships, grants, and federal direct loans don’t always cover the high cost of education. That’s where PLUS loans come in. They allow parents or grad and professional students to borrow everything else they need to pay for education. But before you sign, it pays to know what you’re borrowing. What Is a PLUS Loan –

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Graduate vs. Undergraduate Student Loans – How These Debts Differ

Graduate vs. Undergraduate Student Loans – How These Debts Differ

If you’re heading to graduate school, you may already feel like a student loan pro if you’re familiar with undergrad loans. But there are some key differences between graduate and undergraduate loans for both federal and private student loans. This is what you need to know. Graduate vs. Undergraduate Student Loans – How These Debts

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Blue Cash Preferred® Card from American Express – Review

Blue Cash Preferred® Card from American Express – Review

The Blue Cash Preferred® Card from American Express is a popular cash back rewards credit card. It shares many of the same features and benefits as its stablemate, the Blue Cash Everyday Credit Card. However, its cash back rewards program is significantly more generous: 6% cash back on purchases made with select streaming and digital media

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Figure Review – A New Way to Get a Home Equity Line of Credit (HELOC)

Figure Review – A New Way to Get a Home Equity Line of Credit (HELOC)

Figure’s primary service is a hybrid home equity loan and line of credit. The application process is automated and fast, and offers welcome fee transparency. Is Figure the right lender for you? Here’s what you need to know about it, including how Figure differs from traditional home lenders. Figure Review – A New Way to

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Business Credit Card Eligibility – Do Freelancers Meet the Requirements?

Business Credit Card Eligibility – Do Freelancers Meet the Requirements?

If you run a side hustle or freelance part- or full-time, you are a business owner, which may present the opportunity to apply for small-business credit cards. Learn whether you can apply for a business credit card, for which many freelancers and side hustlers don’t realize they’re eligible. Business Credit Card Eligibility – Do Freelancers

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14 Best Personal Loan Companies of 2021

14 Best Personal Loan Companies of 2021

If you’re in the market for a personal loan, here’s a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers. 14 Best Personal Loan Companies of 2021 is a post from Money Crashers. https://www.moneycrashers.com/best-personal-loan-companies/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence

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How to Refinance Your Home Mortgage – Step-by-Step Guide

How to Refinance Your Home Mortgage – Step-by-Step Guide

Deciding to refinance your mortgage is only the beginning of the process. You’re far more likely to get a good deal when you understand what a mortgage refinance entails. From decision to closing, mortgage refinancing applicants pass through these four key stages. How to Refinance Your Home Mortgage – Step-by-Step Guide is a post from

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Cash-Out Refinance Loan – Definition, Pros & Cons of Taking One Out

Cash-Out Refinance Loan – Definition, Pros & Cons of Taking One Out

There are several ways to tap into your home equity when you need extra money. A cash-out refinance can be an effective source of funding, but it’s not for everyone. Here’s what you need to know about the pros and cons of cash-out refinancing to determine if it’s right for you. Cash-Out Refinance Loan –

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Southwest Companion Pass – How Business Owners Can Easily Qualify

Southwest Companion Pass – How Business Owners Can Easily Qualify

Southwest Airlines’s Companion Pass lets a guest fly with you for free. How does the program work, and how can you qualify for this lucrative benefit? Learn more about taking full advantage of the Southwest Companion Pass, especially if you own a small business or side hustle. Southwest Companion Pass – How Business Owners Can

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Unused Credit Cards – Should You Close the Accounts or Keep Them?

Keeping track of your credit cards can get difficult if you have a lot of them. If you’re hanging on to an old card you don’t use anymore, you might consider closing it — but should you? Learn the impacts of closing an old card and how to decide whether to close it or keep

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Stash Stock-Back Card Review – Invest as you Spend

The Stash Stock-Back Card is a rewards debit card that’s great for investors eager to put everyday purchases to work in the market. Instead of cash back or travel points, you earn shares of stock. Learn about the Stash Stock-Back Card to find out how to invest as you spend with popular brands. Stash Stock-Back

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Should You Get a Personal Loan to Pay Medical Bills?

Medical debt is one of the most common reasons to get a personal loan, but it’s not appropriate for every potential borrower. Read on to learn how medical loans work, if it’s the right option for you, and some alternatives. Should You Get a Personal Loan to Pay Medical Bills? is a post from Money

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