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If you’re wondering how to save money, you’re in good company. 64% of Americans live paycheck-to-paycheck, and people across the socioeconomic spectrum are feeling the strain. Of the 166 million people in this circumstance, 8 million earn more than $100,000 a year. When your income barely covers your monthly expenses, it can be tough to […]
How to Save Money: 12 Ways to Grow Your Savings Read More »
Do you have enough money to cover unanticipated hardships like major medical bills, vehicle breakdowns, and home repairs? If not, you need an emergency fund. Find out how to start a new one or grow the one you have. The post How to Start an Emergency Fund — Step-by-Step Guide appeared first on Money Crashers.
How to Start an Emergency Fund — Step-by-Step Guide Read More »
An impulse purchase is spending you do suddenly and immediately when you weren’t planning to. If you’re struggling with impulse spending, you’re not alone. Impulse buying isn’t always a terrible thing—if you can afford it, and you really want it, it may cause you no harm at all. But overspending on impulse can also wreak
How to Stop Impulse Spending Read More »
Advertising disclosure: Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Learning from a diverse set of people helps to expand your viewpoints, sharpen your empathy and increase your knowledge base. Being able to
8 Black Financial Influencers You Ought to Follow Read More »
Dear Penny, I had a handyman with two helpers do remodeling in my house over a period of many months. Sometimes, all three came to my house; sometimes, he sent one or the other to work at my house. The last job he did for me, he said on his way out the door that
Dear Penny: My Handyman Says I Should Tip Him $20/Job. Seriously? Read More »
Balancing your checkbook might feel like an archaic practice since the use of paper checks is falling out of style, but it still serves a purpose. The practice is a way to get a solid handle on how much money is going in and out of your account each month, which can help you identify
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If your adult child has moved back home, you’re part of a growing trend. In the U.S., 1 in 4 adults ages 25 to 34 live in multigenerational households, compared with just 9% in 1971, Pew Research Center reports. A child living at home can make certain things easier for parent and child alike, but
How to Manage Money With Adult Children Living at Home Read More »
Dear Penny, My husband’s parents have always expected their adult children to pay their way for restaurants and vacations, and whenever they need or want something that they don’t want to purchase. My father-in-law says his kids can afford it because they all have better jobs than he had, but he never paid for college
Dear Penny: Are We Jerks if We Don’t Pay $600 for My In-Laws’ Housecleaning? Read More »
Accountability apps can give you tools that help you stick to your budget. If you have a hard time developing internal motivation to stay on budget, these apps can provide external motivation you need to get you through rough patches. Check out these four different types of accountability apps that you can use to stay
4 Types of Accountability Apps to Keep You on Budget Read More »
Figuring out and sticking to a budget isn’t super fun for most people, but it certainly is a smart way to handle your money. The 50/20/30 rule is one of many budgeting plans that help us get spending under control. This plan works well for households where no more than 50% of the money coming
Understanding the 50/20/30 Rule: Our Easy-to-Follow Guide Read More »
Budgeting is crucial to a successful financial plan, but it’s not always easy, especially if you’re doing it all on your own. The best budgeting apps can help you get your finances in order, stay organized and work toward your money goals. Here are our choices for the top five budgeting apps that are currently
The Best Budgeting Apps of 2023 Read More »
Dear Penny, I’ve decided to basically cut off my daughter once she’s finished high school, which will be just over five months from now. She didn’t do anything wrong. I’m not eager to be rid of her, and I could easily continue to provide her basic needs, but I won’t. I myself lived with my
Dear Penny: Should I Tell My Daughter She’s Cut Off at 18 Now or Wait? Read More »
If your finances are feeling out of whack, especially after the holiday crush of spending on family and friends, perhaps you need to course-correct. After all, the new year is a perfect time to get a fresh start. If you’re looking for strategies to improve your money situation in 2023, start with these ideas. 1.
How to Get Back on Track Financially in the New Year Read More »
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. The year is almost over, and you’re no doubt rushing to wrap up holiday shopping, get ready to travel or meet a final work deadline.
6 End-of-Year Money Moves You Should Make Right Now Read More »
Get Good with Money, Ten Simple Steps to Becoming Financially WholeTiffany Aliche The Automatic Millionaire, A Powerful One-Step Plan to Live Rich and Finish RichDavid Bach Stock Market 101, From Bull and Bear Markets to Dividends, Shares, and Margins – Your Essential Guide to the Stock MarketMichelle Cagan, CPA The Power of Habit, Why We
At some point in your life, you’ve probably balanced a checkbook or seen someone do it. But do we really need to do that anymore? The post Is Balancing Your Checkbook Necessary in the Age of Online Banking? appeared first on Money Crashers. https://www.moneycrashers.com/balance-checkbook-necessary/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation
Is Balancing Your Checkbook Necessary in the Age of Online Banking? Read More »
How’s business? For small business owners, it’s not always easy to know. Sales may be up and you may have recently expanded. You weathered the pandemic but now you have loans to pay off. You’ve invested your hard-earned dollars in the business, but after accounting for loans and expenses, it’s hard to say how much
How to Create a Balance Sheet for Your Small Business Read More »
What Is the Purpose of a Financial Plan? Financial planning comes down to a few key things: knowing where you stand financially, identifying your financial goals, and building a plan to reach those goals. A financial plan is a way to assess your current financial situation, identify long-term financial goals, and create a road map
What Is a Financial Plan? A Beginner’s Guide to Financial Planning Read More »
Establishing and building credit in today’s world can be an essential component of setting yourself up for financial success. A good credit score can make it easier to rent an apartment, get a lower interest rate on a car or house loan, be approved for a credit card or loan, and, in some cases, even
How to Build Credit: Why You Need It and How to Get It Read More »
If you’re wondering how to get out of debt, you’re not alone. Around 64 million Americans have some form of debt. And it’s not just credit card debt keeping people up at night. According to the credit-reporting agency Experian, Americans’ consumer debt adds up to more than $15 trillion. While each individual’s circumstances vary, trends
How to Get Out of Debt in 6 steps Read More »
