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If the idea of financial planning makes you want to cover your ears, you might want to consider a new way of thinking about managing your money, one that’s all about making your voice heard. Loud budgeting is a growing trend in which people talk openly about how they manage their money with friends, family, […]
What is loud budgeting? Read More »
Whether you experience a financial emergency or simply come across something you really want to buy, your next purchase may or may not fit into your spending plan. Setting your emotions aside and evaluating things with a clear head can help you figure out your next move. Here are five questions to help you decide
How to Decide if You Can Afford a Purchase Read More »
Costs for child care are higher than ever, forcing many families to spend almost a quarter of their annual income on child care expenses, according to a 2024 survey from the care provider platform Care.com. The same survey found that day care costs an average of $321 a week nationally. If you’re wondering how you’ll
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A budget is a tool for managing your spending and achieving financial stability over time. Without one, it can be easier to overspend and harder to plan ahead for emergencies. Not having a budget may also result in you struggling to reach your goals or falling into debt. Creating a budget is a way to
The sunshine, warm weather and longer days of summer might inspire you to get out and have some fun. That could mean planning a trip, coordinating a staycation or exploring more outdoor activities. But the summer months can put a strain on your budget if you aren’t prepared. From traveling to enrolling your kids in
How to Create a Summer Budget Read More »
The way you spend money has a big impact on your financial well-being. Overspending can strain your budget, leading to debt and other financial problems. On the other hand, spending wisely allows you to build savings, limit debt and begin building wealth. The following seven tips can help you spend wisely, including making a budget,
7 Tips for Spending Money Wisely Read More »
Some bills may not fit neatly into your regular budget. Whether it’s a bill that’s due every six months or a surprise one-time expense, being prepared can help you cover the costs without accumulating new debt. It comes down to organizing your budget and being intentional with your money. Here are five simple ways to
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Finding ways to reduce your spending can make it easier to keep more in your pocket or save for a rainy day. And, if you’re feeling financial pressure, you may be making a conscious effort to limit everyday spending or cut back on discretionary areas in your budget. But what about the spending you do
5 Ways You May Be Spending Money Without Even Realizing It Read More »
Amanda Barroso writes for NerdWallet. Email: abarroso@nerdwallet.com. The article Is Peloton Worth It? What to Consider If You’re Thinking of Buying a Bike originally appeared on NerdWallet.
Is Peloton Worth It? What to Consider If You’re Thinking of Buying a Bike Read More »
Pop-up expenses can throw a wrench in your monthly budget. Some might take you by surprise, like an unexpected car repair or medical emergency. Others may be non-monthly bills that are due at odd times of the year, like a semiannual insurance premium. The good news is that it’s possible to prep your budget for
5 Expenses that Could Ruin Your Budget Read More »
When you share a home, values, goals, and responsibilities with a spouse or partner, chances are you’re also sharing finances to some degree. While building a life with your significant other can feel exciting, it can also generate a fair amount of stress and conflict where money is involved. According to a recent survey, 58%
Budgeting as a Couple: Your Guide to Sharing Finances Read More »
The start of a new year is the perfect time to take a comprehensive look at your finances, reviewing how things shook out over the last 12 months and setting yourself up to meet your financial goals as a new year dawns. Personal financial planning is more than just numbers; it’s about gaining control, preparing
The 2024 Financial Checklist: A Guide to a Confident New Year Read More »
The new year comes with ample opportunities to reevaluate and plan your financial future. January is Financial Wellness Awareness Month, and it’s a pivotal time to regain control over your finances, especially after the bustling holiday season, which often goes hand-in-hand with hefty spending. Getting clarity about your finances early in the year can reduce
9 Ways to Celebrate Financial Wellness Month Read More »
Get Good with Money, Ten Simple Steps to Becoming Financially WholeTiffany Aliche The Automatic Millionaire, A Powerful One-Step Plan to Live Rich and Finish RichDavid Bach Stock Market 101, From Bull and Bear Markets to Dividends, Shares, and Margins – Your Essential Guide to the Stock MarketMichelle Cagan, CPA The Power of Habit, Why We
The way you manage your finances will likely evolve as you move through different phases of your life. Whether you’re building your career or are already retired, being strategic with your money can pay off. Here are some key financial moves to make in each decade of your life. In Your 20s Think of your
Financial Moves to Make in Each Decade of Your Life Read More »
Splurging on gifts, celebrations and travel may be well-honored holiday traditions, but dealing with the financial aftermath of holiday spending can be a drag on the new year. If your holidays are over but your bills are not, here are seven ideas to help you cut expenses, raise a few dollars and shape up your
7 Tips to Help You Recover From Holiday Spending Read More »
Ever feel like you can’t resist the urge to reward yourself with a little treat, even when it’s not in your budget? That’s an impulse buy. How about the overwhelming desire to snap up a sweet deal, even if you don’t need whatever’s on sale? Another example of impulse buying. And although it feels pretty
How To Stop Impulse Buying Read More »
As travel gets more expensive, it can be tough to justify taking a leisure vacation—especially if it cuts into your savings budget. But you may not have to choose between the two. With some work and prioritizing, you can save money and see the world at the same time. Here’s how. 1. Set a Budget
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Wintertime brings a host of holidays and celebrations, with gift exchanges, holiday meals, and festive gatherings to mark the end of another year. But the merrymaking also comes with the reality of extra costs. In 2023, average holiday spending is estimated to be $1,530 per household for gifts, travel, and entertainment. Without a budget for
How To Build a Holiday Budget and Stick to It Read More »
You want to be better with money but don’t know where to start. This year, with high inflation, the return of student loan repayments, and global uncertainty—perhaps your finances have paid the price. All that to say: Improving the bottom line has never been harder for hardworking Americans. So in service of helping you get
The Stash 100: Money tips everyone needs to know Read More »
