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7 Best Credit Cards for Uber Rides

If you ride with Uber more than once in a great while, you’ll come out ahead when you use one of these cards as your default payment method. The post 7 Best Credit Cards for Uber Rides appeared first on Money Crashers. https://www.moneycrashers.com/best-credit-cards-uber-rides/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth […]

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How to Use a Personal Loan to Improve Your Credit Score

Finding out how much your credit score really matters can be a hard blow. Fortunately, diligently paying down a small, short-term loan gradually increases your credit score over time. And following these steps, you can potentially have the funds in your hand in a day or two. The post How to Use a Personal Loan

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12 Best Small-Business Credit Cards – Reviews & Comparison

Small-business credit cards have higher spending limits, low APRs, attractive balance transfer promotions, personalized concierge service, and fringe benefits. But if you’re going to pay annual fees, you should pick the one with the best features for your business. The post 12 Best Small-Business Credit Cards – Reviews & Comparison appeared first on Money Crashers.

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How Homeownership Affects Your Credit Score

The impacts of a mortgage appear as soon as you apply and continue until you sell or make your final payment. That’s why it’s important to understand exactly how homeownership affects your credit score and what you can do to minimize the potential negatives. The post How Homeownership Affects Your Credit Score appeared first on

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APR vs. APY – Difference Between Annual Percentage Yield & Rate

The difference between APR and APY is one of the basic considerations that you need to know for handling your own finances. What is the difference between APR and APY? Read on to learn about these two rates, how each is calculated, and how you can use them in your purchasing and investing decisions. The

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Creditworthiness Meaning — How to Build & Maintain Your Credit Score

Being creditworthy has a massive impact on your life, from your ability to get credit cards and borrow money to signing up for utilities. But what does it mean to be “creditworthy”? The post Creditworthiness Meaning — How to Build & Maintain Your Credit Score appeared first on Money Crashers. https://www.moneycrashers.com/creditworthiness-build-maintain/ #financialliteracy #financialfreedom #finance #financialindependence

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Line of Credit — What It Is, Meaning, Types (HELOC & Others)

Suddenly need a major infusion of cash? A line of credit may be a cheaper and more convenient option than loans or credit cards. But it comes with its own downsides. Find out more about credit lines before opening one. The post Line of Credit — What It Is, Meaning, Types (HELOC & Others) appeared

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How to Add Rent Payments to Credit Report (and Boost Your Score)

It can be kind of annoying that your biggest, most important payment — your rent — doesn’t even count toward your credit score. Fortunately, these days, you can add rent payments to your credit report to improve your credit score without a lot of hassle. The post How to Add Rent Payments to Credit Report

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6 Best Credit Cards for College Students of 2023

The best student credit cards are a lot like the best credit cards for nonstudents. They generally have low fees, reasonable APRs, and perks that specifically appeal to college students. A few even have cash back programs that reward spending on gas, groceries, dining out, and other routine purchases. So it should come as no

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Active-Duty Alert (Fraud Prevention) — What It Is & How to Set Up

An active-duty alert tells potential creditors and lenders you’re deployed and they should verify your identity before giving you credit. It’s a handy tool when you’re serving your country away from home. But there are other options for locking down your credit report. Which one’s right for you? The post Active-Duty Alert (Fraud Prevention) —

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Fair Credit Reporting Act (FCRA) — Rights You Need to Know

As an American consumer, you have rights when it comes to your credit. From credit score access to the right to prevent fraud, learn about each right you have under the Fair Credit Reporting Act and how to protect them. The post Fair Credit Reporting Act (FCRA) — Rights You Need to Know appeared first

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11 Best Cash-Back Credit Cards of April 2023

Not all cash-back credit cards are created equally. Some offer the same cash-back rate on all purchases, while others have higher cash-back rates in certain spending categories. We’ve evaluated dozens of options and listed only the very best here. The post 11 Best Cash-Back Credit Cards of April 2023 appeared first on Money Crashers. https://www.moneycrashers.com/best-cash-back-credit-cards/

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Should You Pay Taxes With a Credit Card?

I like to think I know more about credit cards than the average person. I’ve written dozens of credit card reviews for Money Crashers and personally tried out more credit cards than I’d like to admit. So I was surprised and a little embarrassed to learn for the first time recently that the IRS permits

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Marriott Bonvoy Business® American Express® Card – Review

The Marriott Bonvoy Business® American Express® Card is a hotel rewards card and business credit card with a $125 annual fee. See rates and fees. Every Marriott Bonvoy Business American Express Card purchase earns Marriott Bonvoy points, Marriott’s loyalty program currency. Once you accumulate enough points, you can redeem for free nights and room upgrades at thousands of participating Marriott hotels

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APR (Annual Percentage Rate) — What It Is & How to Calculate

Have you ever wondered what an APR really is? Learn how to calculate it and — most important — how to use it to compare the cost of credit. The post APR (Annual Percentage Rate) — What It Is & How to Calculate appeared first on Money Crashers. https://www.moneycrashers.com/apr-annual-percentage-rate/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money

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How to Build Credit With CreditStrong Credit Builder Loans

A CreditStrong credit builder loan can help you improve your credit score with lower requirements than a traditional loan. Find out how it can help you improve your financial future. The post How to Build Credit With CreditStrong Credit Builder Loans appeared first on Money Crashers. https://www.moneycrashers.com/build-credit-loan/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success

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Credit Card Statistics — Debt, Fraud, Ownership & More

Full disclosure: I love credit cards almost as much as I love credit card statistics. I have multiple cash-back credit cards, multiple travel rewards credit cards, a gas credit card (which doubles as my Costco credit card), and a few others too. I’m honestly not sure off the top of my head how many active

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6 Reasons to Name a Beneficiary on Your Bank Account

If you have an individual retirement account, taxable brokerage account, or life insurance policy, you’ve almost certainly named a beneficiary before. And if you had kids or were in a committed relationship at the time, you probably didn’t give it much thought. Your closest loved ones — your children and spouse or domestic partner —

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Average Credit Card Interest Rate by Year (2023 Update on Rising Trends)

Even in the best of times, carrying a credit card balance is best avoided. It’s expensive, stress-inducing, and can damage your credit score. These are definitely not the best of times. In fact, based on prevailing credit card interest rates, 2023 is the worst year to carry a credit card balance since at least 1995,

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Mortgage Delinquency Rates Record Low – Is This the Calm Before the Debt Storm?

The U.S. housing market partied hard in 2021 and early 2022, as record-low mortgage rates and pandemic-induced demand set off vicious bidding wars and sent home prices soaring. The fun didn’t last. The Federal Reserve began raising interest rates in March 2022, turning off the easy-money spigot that fueled the boom. By the fall, homebuyer

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