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What Happens If Your Loan Is Denied?

If you’ve recently been denied a loan, you’re not alone. Understanding the reasons why your loan was denied can help you determine your next steps and improve your chances of getting approved the next time you try. Even if the sting of denial may still be fresh, here’s what you can do. Understanding Why Your […]

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How to Apply for a Credit Card Without a Social Security Number

While most credit card applications ask for your Social Security number, there are a few that will allow you to apply for a credit card even if you don’t have a Social Security number. However, you will need to be able to verify your identity in a way that complies with their requirements. Get an

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What Is a Credit Reference?

Whether you’re looking for a new credit card or a new apartment, something known as a credit reference may make the difference between getting it and not getting it. Generally, a credit reference is a document that a lender, landlord, utility company or employer uses to evaluate an applicant’s credit history. Follow along to learn

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