There’s no $75,000 earnings cap on happiness, Wharton study finds: More money means more happiness no matter how much you make

Happiness and money have a stronger correlation than previously thought, according to a new Wharton study. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Here’s What To Do If Your Mortgage Won’t Let You Make Extra Payments

Freedom from debt is a common and powerful financial goal. Owning your home free and clear with no other debts gives you a strong financial base for whatever plans you may have in life. In most situations, you will save money if you make extra payments on an existing mortgage. Doing so will directly reduce

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Starting a Business With a Friend: 4 Things to Consider

The ultimate question: Could you and your friend make the perfect business duo? The answer may be more complicated than you think. You love spending time with your friend and the idea of becoming entrepreneurs together. Why not fulfill your dreams with each other? Companies like Airbnb and Ben & Jerry’s had success in this

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How Insurance Fraud Costs You Money

Which seems like a better use of money — more than a decade of federally funded cancer research or one year’s worth of fraudulent insurance claims? The price tags, it turns out, are the same: $80 billion. Insurance fraud is a widespread and continuous problem in the United States, according to David Glawe, president and…

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February Class-Action Settlements Involve Godiva, Walmart and More

Sometimes, you notice right away if you have been overcharged for an item. If you pick up a box of cereal marked $2.99 and see it listed at $3.22 on your receipt, that error is pretty easy to spot. In other cases, price discrepancies aren’t so obvious, as seen in a new pre-filled propane tank

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Financial Freedom: The Simple Formula To Reach This Goal

There is no doubt most of you reading this are quite familiar with the term financial freedom. It’s a goal I’m actively pursuing and something most would like to achieve in their lifetime. We’ve also all have experienced an unexpected and expensive bill, whether that is a medical emergency, car repair, etc. It can set

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Dear Penny: My Sister Moved in With Dad, Says She Can’t Be Evicted

Dear Penny, I am a 30-year-old who has built a stable and happy life after growing up in a family that was often unstable emotionally and financially. I love them, but as I become more successful, my family needs more and more of my support.  My sister and her son moved into my father’s one-bedroom

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The 15-Year Mortgage: Pros and Cons

If you’re thinking about buying a home with a mortgage loan, you may automatically gravitate toward a 30 year mortgage. These types of mortgage loans are, after all, the most common options for home buyers due to the low-interest rates, lower payments, longer term and other perks. There are several other options aside from a

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Here’s How to Set SMART Goals for Your Money

We all have financial goals we’d like to achieve. Save more money. Get out of debt. Improve our credit scores. But we’ve also seen our well-intentioned resolutions never become reality. The key to setting goals we’ll actually stick to is to make sure they’re SMART: Specific Measurable Attainable Relevant Timely Designing SMART financial goals will

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What Is a Home Inspection and How Does It Work?

Thinking of buying a new home? You’ll be surprised to find how much work it takes to not only find the right property but also make sure it’s worth the investment before you buy it. One of the important steps in this equation is the home inspection, which tells you whether or not the property

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13 Best Personal Loan Companies of 2021

If you’re in the market for a personal loan, here’s a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers. 13 Best Personal Loan Companies of 2021 is a post from Money Crashers. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome

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Hilton Honors Hotel Cards Boost Welcome Offers for New Applicants

Three of the four Hilton-branded credit cards are increasing their offers for newcomers. New cardholders will get 20,000 more points for the same amount of spending. For example, with the Hilton Honors American Express Card, instead of getting 80,000 bonus points for spending $1,000 in the first three months, newcomers will now get 100,000 points. New…

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Here Are 6 Easy, Healthy and Cheap Breakfast Ideas

We’ve all heard that breakfast is the Most Important Meal. But when it’s 7 a.m., you’ve got hungry kids who need to be fed and out the door and your brain simply can’t deal with constructing another meal — you might easily resort to the usual: cereal & milk or frozen waffles. And by “you,”

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What Property Buyers Should Know About Land Loans

The idea of building a dream home on a new plot of land inspires many future homeowners. There’s something exciting about the prospect of finding the right spot to build on and customizing everything in your new home. But while it’s not uncommon for potential home buyers to opt into building a home, the land

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Second COVID-19 Economic Stimulus Payment – Eligibility & How to Get It

The U.S. government is sending another round of COVID-19 stimulus payments. The vast majority of American adults and children are eligible, but not everyone qualifies. Find out if and how you’ll receive your stimulus payment — and most important of all, when. Second COVID-19 Economic Stimulus Payment – Eligibility & How to Get It is

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Shopping for a Medicare Plan? Check Out the Star Ratings

Comparing Medicare Advantage Plans and Medicare Part D drug plans means taking a look at prescription drug coverage, copays and coinsurance costs, the plan’s network of doctors and service area. But there’s another metric you should consider when making your decision: the plan’s star rating. What is the Medicare star rating system? As with most…

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3 Lessons From GameStop Stock’s Shocking Highs and Lows

Pretend you invested $10,000 in GameStop stock at 10 a.m. Eastern time Thursday. You would’ve had $2,684 by 11:20 a.m. By 2:10 p.m., you’d have been back in the black with $10,481. By Wall Street’s close at 4 p.m., your $10,000 investment would have come crashing back down to $4,124. By 5:41 p.m., after-hour trading

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11 Best Robinhood Alternatives To Start Investing Your Money Better

If you are using the Robinhood app for investing, you might be considering switching or just testing out something different.  After all, there are many Robinhood alternatives these days, thanks to new fintech companies looking to make it easier for anyone to invest.  Yet, with all the investing platforms and apps out there, which are

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What Is the Principal Amount on a Personal Loan?

The loan principal is an important term to understand, since it is the outstanding balance of your loan beyond whatever interest you owe. The post What Is the Principal Amount on a Personal Loan? appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate

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