Investing is a long game – but that can be hard to remember when your investments are plummeting. In light of the recent market downturn, some investors are struggling to hold back a sense of panic. You may have heard the current stock market climate described as a bear market. We’ll explain what that means, […]
Bear Market: Everything You Need to Know Read More »
Adoption is rarely a financial decision, but rather a decision of the heart. Still, it’s crucial to be aware of the expenses involved so you can be financially prepared to bring home your new family member. Consider these costs if you’re planning to adopt a child. The post How Much Does It Cost to Adopt
How Much Does It Cost to Adopt a Child? Read More »
Ever since the COVID-19 pandemic, rental car prices have been on the upswing. Rental prices reached all-time highs in July 2021 and — while they’ve slightly recovered — they’re still higher every month thus far of 2022 than they ever were pre-pandemic. And rental car prices are almost always higher for young adults. That’s because…
Hertz Adds New Way to Skip Young Driver Fees This Summer Read More »
Apple announced that it’s discontinuing the iPod, so is now a good time to sell your old iPod? Apple introduced the first iPod in 2001, revolutionizing the way we listen to music, and Apple products can surprisingly hold their value. From Apple’s vintage original to the final 7th generation iPod Touch, here’s how much your
How Much is an iPod Worth? Read More »
Long gone are the days of only a select, small group of individuals controlling the price of stocks. While the list of power players used to include CEOs, Government lobbyists, Warren Buffet, and hedge fund managers there’s a new heavy hitter in town. Reddit. And the establishment is not too happy about its newfound power
As one of the best prediction tools for a recession, the yield curve is an important market indicator that all investors should understand.As one of the best prediction tools for a recession, the yield curve is an important market indicator that all investors should understand. The post Understanding the yield curve: the most important market
Understanding the yield curve: the most important market indicator you’ve never heard of Read More »
![How To Counter Offer Salary [With Email Templates]](https://i0.wp.com/coaching.financialfreedom-llc.com/wp-content/uploads/2022/05/when-making-a-counter-offer.png?fit=649%2C1024&ssl=1 "How To Counter Offer Salary [With Email Templates]")
You’re in the middle of your job hunt and exhausted from countless applications, fine-tuning your resume, and multiple interviews. Finally, you’ve been offered a job from a great company. All that time and preparation have paid off! However, your heart sinks as you realize that the offered salary isn’t quite what you were hoping for.
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Dear Penny, I am a single parent. I am 67 years old and ready to retire. However, I am anxious about decisions I need to make. My daughter is in her last year of college. I don’t have any more money to pay for it. So for her last year, should I take from retirement
Dear Penny: Is Using Retirement Money So My Daughter Can Graduate a Mistake? Read More »
Aspiration is a fintech company that offers a Spend & Save Account that acts like like a checking and savings account through their partnership with Coastal Community Bank (and others). They are not a bank but you get bank-like protections as a result, so your money there is FDIC insured for up to $250,000 (you
Aspiration Bonus Promotions: $150 & $200 for New Accounts Read More »
About 16 million of America’s 150 million workers are self-employed, according to Pew Research. Self-employment can translate to more independence and greater choice when it comes to your work hours and location. But it can also come with a more complicated—and more expensive—tax bill. If you work for yourself, you can claim a variety of
15 Tax Deductions for Self-Employed Taxpayers Read More »
A bear market is a part of investing. The last bear market happened in March 2020, when the S&P 500 tanked by 32% in just a month. Thankfully, the bear market recovered and a bull market ensued until the end of 2021. In 2022, another bear market has taken hold. Inflation is running rampant. The
A Bear Market Checklist To Thriving In A Downturn Read More »
There are a few strategies for putting away more than the technical $10,000 limit annually in federal I bonds, which currently pay a record 9.62% annual rate. https://www.cnbc.com/2022/05/14/how-to-buy-more-than-10000-in-nearly-risk-free-i-bonds-this-year.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit
Want to buy more than $10,000 in nearly risk-free I bonds? Here are a few strategies Read More »
The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. A new type of scam has emerged in the hype-filled world of cryptocurrency: the “rug pull.” The scam, which…
How to Avoid ‘Rug Pulls,’ the Latest Cryptocurrency Scam Read More »
In the technology world, VPNs (Virtual Private Networks) are a hot topic. No matter where you seem to turn, there are advertisements promoting VPNs when using your computer or other mobile devices. But what exactly is a VPN, and how can it help you keep sensitive data, such as your financial information, secured? We’re going
What is a VPN? Here’s What You Need to Know Read More »
Synchrony Bank is best known for private label credit cards but they also have a popular online bank offering that has competitive interest rates in checking, savings, CDs, and money market accounts. From time to time, they will run some bank bonuses so it’s always good to keep an eye out if you’re looking to
Synchrony Bank Bonus Promotions Read More »
Frank and Kerry have hung their retirements on delicate threads, expert says https://financialpost.com/personal-finance/family-finance/can-this-alberta-couples-six-rental-condos-support-their-big-travel-plans-in-retirement #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Have your eyes on a new set of wheels? As of January 2022, the average price of a new car topped $46,000. An auto loan can help you cover some or all of the cost of your next vehicle. When shopping around for a car loan that fits your financial situation, you’ll have to decide
Short-term vs. Long-term Car Loans: What You Need to Know Read More »
When the markets are in turmoil and inflation is increasing, investors become very concerned about their money. Interest rates are creeping up but the national average on savings accounts is still around 0.5%. Where is an investor supposed to park their money and make a decent return without a ton of risk? One surprising answer is the
How to Buy Series I Bonds at 9.62%: Step by Step Tutorial Read More »
Due to their stellar value, reliability, and fun factor, the best car brands for Gen Z are Mazda, Toyota, Lexus, Hyundai, and Kia.Due to their stellar value, reliability, and fun factor, the best car brands for Gen Z are Mazda, Toyota, Lexus, Hyundai, and Kia. The post 5 best car brands for Gen Z in
5 best car brands for Gen Z in 2022 Read More »
An ETF, or exchange-traded fund, is a basket of securities you invest in, versus a single security like a stock or bond. ETFs are similar to mutual funds, but with key differences, and they can offer easy diversification and lower costs. Exchange-traded funds (ETFs) definition An exchange-traded fund (ETF) is a basket of securities. ETFs
What Is an ETF? Definition and Guide Read More »