How to Achieve Financial Freedom

Friendly Reminder: Celebrity Crypto Endorsements Don’t Mean Much

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Cryptocurrencies’ journey this year from the moon back to Earth has slammed the brakes on a peculiar phenomenon of… […]

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What Are the Pros and Cons of an Adjustable Rate Mortgage?

Adjustable rate mortgages got a really bad reputation during the Great Recession, but now they’re back in a big way. In fact, they’re more popular than they’ve been in 15 years. Hordes of homeowners began defaulting on their adjustable rate mortgages back in 2008, contributing to a massive housing crash. ARMs have since become more

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Why Is Bitcoin (Still) Worth So Much?

Bitcoin has gone from $0.0008 to $69,000 back down to $20k. Why is it still worth so much? And looking at its crazy past, where is it going?Bitcoin has gone from $0.0008 to $69,000 back down to $20k. Why is it still worth so much? And looking at its crazy past, where is it going?

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10 Clever Bear Market Investing Strategies To Make Gains

No one wants to see their investments take a dip, let alone a plummet. That’s what makes the dreaded bear market so troubling. In these markets, securities typically fall at least 20% in value and widespread pessimism abounds. But for the savvy investor, bear markets are nothing to be afraid of. In fact, they may

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Time’s Almost Up to Apply for Bigger Student Loan Forgiveness

Full student loan forgiveness could be closer than you think under temporary rules for Public Service Loan Forgiveness, or PSLF — but time is running out to apply. “They should rush to get this done because the program is far more inclusive than it’s ever been in the past,” says Kristen Ahlenius, an accredited financial…

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Forget to Roll Over Your 401(k)? Find It in This New ‘Lost & Found’

Did you forget something when you left your last employer? Not the threadbare office sweater — your 401(k). Forgetting that could cost you. Many companies stop maintaining a former employee’s 401(k) if there’s less than $5,000 in the account. Although it might be tempting to get a check for the remaining amount right away, cashing

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Not a Good Fit… What to Do When You Hired the Wrong Person

One of the most challenging aspects of business ownership is people. Each one has different skills, needs, and personalities. As a business owner, it’s your job to put them in the places that make the best use of their abilities and fulfill their needs while mixing personalities that may, or may not, be the best

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Investing • 3 min 5 Useful Long Term Investment Tips

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X1 Credit Card Review – Key Features, Bonuses, Pros & Cons

The X1 Credit Card is a rewards credit card that pushes the envelope and does things few others do. Because it’s a little outside the box, you should understand what sets it apart — and what doesn’t. Learn about the X1 Credit Card’s key features, its pros and cons, and whether it’s right for you.

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Smart Money: Financial Hot Takes, and Too Many Credit Cards

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with two hot takes from our hosts about buy now, pay later loans and credit reports. Then we pivot to this week’s money question from Lauren, who left this voicemail: “Hi. My name is Lauren, and I’m interested…

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5 Tips to Celebrate Halloween on a Budget

Halloween is back, baby. Boo! You see, the pandemic made lots of us too scared to celebrate the Spooky Season. The past couple of years, participation in Halloween plummeted as COVID roamed the land. Fewer adults got decked out for costume parties, while fewer children went door-to-door shouting, “Trick or treat!” But this year, participation

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Options Trading for Beginners: 8 Strategies Plus Advice from Financial Experts

Options trading for beginners might seem confusing, but it can be a money-making strategy to add to your investing toolkit if you’re an experienced trader. You might have heard about people making money by trading options and want to give it a shot but don’t know exactly what it is. Here’s an overview of what

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How To Enjoy Your Life After The Fed Ruins The World

Enjoy your life, no matter the economic situation. If you do, then you’ll always be winning. The key is to recognize reality and take appropriate action. If the Fed raises the Fed Funds rate to 4.5% and keeps it there while inflation and the stock market plummet, the world will be temporarily ruined. As the

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How to use a Roth IRA as a retirement savings vehicle for a child

The Roth IRA is a great retirement savings investment with tax benefits for adults, but most people don’t realize it also works for children with income. https://www.cnbc.com/2022/10/09/how-to-use-a-roth-ira-as-a-retirement-savings-vehicle-for-a-child.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation

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Dear Penny: Who Gets My Dogs When I Die if I Have No Close Family?

Dear Penny, I am a widow with a home, property and two large dogs. My health is fairly good, but I’m getting older and starting to question what moves I should make to secure my future. I have no will, as most of my relatives have passed away. I do have a few grandkids who

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Are There Recession-Proof Stocks? Here’s What Experts Say

Wouldn’t it be great to find stocks performing well during recessions and good economic times? They would go up during bull and bear markets. However, stocks and the market do not work that way. Investing in stock involves a tradeoff between risk and reward. Hence, there are not really recession proof stocks. However, some stocks

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Best Ways to Earn Free Money—or Rewards in 2022

With inflation topping 9% in June, prices are rising at their fastest pace in 40 years. But you don’t have to be a victim, because there are several ways how to make money fast. And these can give you the ability to not only keep up with inflation, but even to move ahead of it.

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Why health-care open enrollment season may cost you more this year

Health-care costs are headed higher, and at a time of inflation, employees will spend more time on open enrollment this year to make sure the benefits work. https://www.cnbc.com/2022/10/06/why-benefits-open-enrollment-season-may-cost-you-more-this-year.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit

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AmEx’s Member Week Brings Cardholders Exclusive Discounts

Ahead of the holiday season, American Express Member Week is making a comeback with special offers for eligible consumer and small-business cardholders. From Oct. 10 through Oct. 14, 2022, you can access unique experiences and special offers around shopping, entertainment, dining, travel and wellness on AmEx’s website. As you’re navigating the rising costs of goods…

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Butter Boards: The TikTok Trend Taking on Expensive Charcuterie

If you don’t live in TikTok world, we’ll forgive you. There’s only so many dancing videos a person can take. However, some TikTok trends are worth the time spent watching a few videos — and that’s the case with the recent #butterboard craze that has struck the social media giant. TikTok user Justine Doiron (@justine_snacks)

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