As mortgage rates continue their stomach-turning rise and serious shoppers compete for a limited supply of homes, would-be home buyers may be struggling to make a successful offer before their mortgage preapproval letter expires. According to Zillow, more than half of home buyers this year reported making two or more offers before closing on a… […]
Don’t Let Outdated Preapproval Add to Your Home Search Woes Read More »
If you’re sharing your Netflix account with friends and family, you’ll soon see additional fees on top of your regular monthly subscription price. Netflix recently announced that they would soon charge subscribers an additional fee for extra users on their accounts. If you have a family member, friend or ex-partner still using your Netflix login,
Netflix’s Password Sharing Crackdown Could Cost You Read More »
If you’re sharing your Netflix account with friends and family, you’ll soon see additional fees on top of your regular monthly subscription price. Netflix recently announced that they would soon charge subscribers an additional fee for extra users on their accounts. If you have a family member, friend or ex-partner still using your Netflix login,
Netflix’s Password Sharing Crackdown Could Cost You Read More »
A business checking accounts helps you keep your work and personal finances separate. Here are the 5 best business checking accounts. A business checking account helps you keep your work and personal finances separate, but how do you know which is best for your business? The post Best business checking accounts of 2022 appeared first
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Did you know that the average net worth by age 65 in America is roughly $1,216,000? Did that number just make you gasp? If so, you may be relieved to hear that knowing how to build wealth requires a relatively simple strategy: earning money, saving money, and investing money. In fact, history shows that you
How To Build Wealth: 7 Easy Steps To Get Started at Any Age Read More »
Annuities are insurance products that provide income during retirement. They’re great for that purpose, but they’re also illiquid and can be difficult to get out of in some cases. Find out if you can get out of your annuity at all, and under what circumstances if so. The post Can I Get Out of an
Can I Get Out of an Annuity? – Penalties for Cashing Out Early Read More »
All self-employed workers must pay Social Security taxes, just like individuals who work for an employer. Those who work for an employer split their Social Security tax burden down the middle, while self-employed workers are responsible for both halves. And because self-employed workers pay Social Security taxes, they’re entitled to Social Security benefits in retirement….
Do Self-Employed Workers Pay Social Security Taxes? Read More »
The Internal Revenue Service released its inflation adjustments for 2023 federal income tax rates and brackets this week. The IRS automatically adjusts tax rates each year to reflect inflation. Usually these adjustments are small. But following the fastest price growth in four decades, Americans can expect noticeably higher tax brackets and a larger standard deduction
2023 Tax Brackets Are Here: Here’s What You’ll Owe Next Year Read More »
I am always interested in how others manage their personal cash flow, so I’ve decided to share how I do it.Using a few different bank accounts can help you stay organized and save. Here’s how to separate your money into multiple bank accounts. The post How To Use Multiple Bank Accounts for Budgeting appeared first
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A Roth IRA is a type of Individual Retirement Account(IRA) funded with after-tax income. While the money you put into your Roth IRA isn’t tax deductible at the time you contribute it, withdrawals made after age 59½ are tax-free. That means you don’t pay any tax on the earnings in your account, as long as
How Does a Roth IRA Work? Read More »
Social Security spousal benefits provide a monthly sum to a retired worker’s spouse or former spouse. The spouse receives up to 50% of the value of the retired worker’s Social Security base retirement or disability benefit. If you’re the retired worker in this equation, signing up your spouse for spousal benefits doesn’t mean your retirement…
What Are Social Security Spousal Benefits? Read More »
In big news for thrifters everywhere, Goodwill is going digital. It’s launching GoodwillFinds, a new website that allows you to browse through roughly 100,000 pieces of secondhand merchandise from the comfort of your couch. Instead of making your way to one of Goodwill’s 3,300 stores, now you can just click on your favorite bargains and
Go Bargain Shopping Online With New Thrifting Site GoodwillFinds Read More »
Have you ever wondered how lucrative baseball playing is? While NBA players may be the top-earning athletes in the world, how does baseball compare? If you are curious about the highest-paid baseball player in the world, you’ve come to the right place. In recent years, MLB salaries have reached new heights, with the average player
The 9 Highest Paid Baseball Players Today Read More »
Selling your business is one of the biggest decisions you’ll ever make. It determines the futures of you, your family, your team, and their families. Beyond merely considering the financial side of things, you must also think about how a business sale will affect you emotionally. You’ll need to ask yourself questions like, “What will
When Is the Best Time to Sell My Business? Read More »
Welcome to the Weekly Scan. Here’s what we’re following for the week of October 17, 2022. Plus, our Certified Financial Planner Lauren Anastasio gives advice on how to respond to the news. The gig is up? The Department of Labor introduced a proposal last week that could lower the bar for companies, making it easier
The Weekly Scan October 17, 2022 Read More »
With used car prices higher than they’ve ever been, millions of leased-vehicle drivers are asking themselves the same question: Should I buy out my lease? There are several reasons buying your car at lease end is a good idea, though there are also times when it isn’t. Fortunately, the process is relatively simple. Your dealer
Should I Buy My Leased Car? – Reasons to Say Yes (and No) Read More »
Today, Mastercard announced an upcoming pilot program called Crypto Source that will allow traditional banks and other fintech companies to let their customers buy, hold and sell crypto assets. To offer these services, Mastercard is expanding its partnership with Paxos Trus Company, a blockchain infrastructure platform. Most crypto investors currently use crypto exchanges such as…
Mastercard to Make It Easier for Banks to Offer Crypto Services Read More »
Student loan borrowers can now apply for up to $20,000 in one-time loan relief after the U.S. Department of Education (DOE) launched a beta application. The DOE said it started performing this soft launch on Oct. 14 to work out any glitches ahead of the full rollout, which is expected sometime later this month. You
Student Loan Forgiveness Application Now Live Through Beta Site Read More »
How much does your favorite actress make? It’s tantalizing to speculate about Hollywood actresses’ fabulous lifestyles and astronomical paychecks. If you are curious to know which starlets are raking in the most, this article is for you. You might have randomly searched: “highest-paid actress.” Which names appear on the screen? Natalie Portman? Scarlett Johansson? Emma
The 10 Highest Paid Actresses in 2022 Read More »
Since 2009, one of the things I have focused on is trying to help readers have a risk-appropriate asset allocation. A risk-appropriate investor invests according to their true risk tolerance. When you invest according to your true risk tolerance, you usually become a calmer, wealthier person. Over the long run, your investment asset allocation is
How To Have A Risk-Appropriate Asset Allocation When Investing Read More »