Scholarships, grants, and federal direct loans don’t always cover the high cost of education. That’s where PLUS loans come in. They allow parents or grad and professional students to borrow everything else they need to pay for education. But before you sign, it pays to know what you’re borrowing. What Is a PLUS Loan – […]
What Is a PLUS Loan – Application Requirements for Parents & Graduates Read More »
For those with large estates, a common question that comes up when planning for the future is how to minimize or avoid estate and gift taxes when transferring assets to heirs. One possibility: using irrevocable trusts to move assets out of one’s estate. Specifically, a type of irrevocable trust called a grantor retained annuity trust,…
What Is a Grantor Retained Annuity Trust, or GRAT? Read More »
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. On a scale of one to 10, how much do you loathe mansplaining? Personally, it’s an 11, taking the top spot over manspreading and bropropriating
6 (Totally Wrong) Ways We’ve Had Money Mansplained to Us Read More »
Have you ever had a friend send you a random text with a unique referral link to some investment platform promising you a free stock? As if your life wasn’t full of enough distractions already, now you find yourself wondering whether or not you should jump on the opportunity of earning a free stock or
Free Stocks: What to Know & How to Get Them Read More »
Welcome to the Weekly Scan. Here’s what we’re following for the week of June 28, 2021. The rubber hits the road. President Biden announced last week that the administration had reached a deal with bipartisan lawmakers over an infrastructure plan. The proposed $579 billion bill would allocate $312 billion for transportation, $15 billion for electric
The Weekly Scan June 28, 2021 Read More »
You may be ready to spend more money, but will it bring you joy? Researcher Elizabeth Dunn details five happy spending strategies. https://www.cnbc.com/2021/06/28/here-are-5-ways-to-spend-money-that-can-actually-make-you-happier.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Here are 5 ways to spend money that can actually make you happier Read More »
https://grow.acorns.com/financial-defenses-for-building-wealth/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
5 ‘financial defenses’ you can put in place to build wealth, according to experts Read More »
After a year of lockdowns and restrictions, just about everyone is ready to let loose and shake off the pandemic cobwebs. But treating yourself shouldn’t be restricted to once a year. Let’s look at why the occasional splurge is such an important part of an effective budget – and how to keep yourself from going
The Best Way To Splurge And Not Feel Bad About It Read More »
Retailers use many tried-and-true methods of tricking people into spending more. And they do it because they work. But that doesn’t mean you have to fall for them. Get the inside scoop on these tricks to make you spend more money online — straight from an online business owner. 12 Ways Online Retailers Trick You
12 Ways Online Retailers Trick You Into Spending More Money Read More »
Driving under the influence can cost you more than you may think. Drivers with one DUI pay $3,114 a year, on average, for full coverage car insurance — almost double what a driver without any traffic violations pays — according to NerdWallet’s 2021 rate analysis. The analysis included drivers with one DUI across all 50…
One DUI Can Nearly Double Insurance Costs, an Analysis Finds Read More »
This post is sponsored by Emperor Investments. All opinions are my own. Whether you are new to equity investing, have heard the term before, or are just curious to learn more, this post is for you. When it comes to investing your money in the stock market, you have some choices like different assets, industries
The Guide To Equity Investing: How You Can Get Started Read More »
Dear Penny, My boyfriend wants me to marry him so that I can take advantage of his Social Security. I am 64, and he is 74. I make about $5,000 a month right now. He gets $1,700 in Social Security benefits. Can he claim more Social Security benefits from me if we are married? Will
Dear Penny: Do I Get More Social Security if I Get Married? Read More »
If you are reading a lot about personal finances and money, you probably of come across a few financial bloggers. Me being one of them! Many have started their personal finance blogs to share their stories, connect with others, or turn it into a nice side hustle business. Regardless, many of the financial bloggers out
8 Financial Bloggers Share Their Top Money Regrets Read More »
Monthly payments through the enhanced child tax credit are set to begin on July 15. Here’s how parents are preparing for the money. https://www.cnbc.com/2021/06/26/parents-anxiously-await-the-start-of-child-tax-credit-payments-.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Parents anxiously await the start of monthly child tax credit payments Read More »
https://grow.acorns.com/harvard-career-advisor-how-to-stand-out-at-work/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Harvard career advisor: ‘Make others look good,’ and 3 more ways to stand out at work Read More »
Michigan is home to a bustling startup ecosystem, and the state often wins accolades for its receptiveness to small businesses. Some of Michigan’s core industries include medical devices, health care, science, automotive, and information technology. Whatever industry your business belongs to, the first step to forming a business in Michigan is to choose a business…
Starting an LLC in Michigan: The Ultimate Guide Read More »
Three-fourths of all homes in the United States have air conditioning, according to the U.S. Department of Energy, and it raises electric bills the most during summer. Every hour your air conditioner is off or on a higher temperature setting is the same as putting spare change in your bank account. And that spare change
How to Cool Down a Room Without AC Read More »
Over the last few years of working on my own personal finances and discussing with friends, I’ve come across plenty of money excuses. But I’m not here to shame anyone. Because of many of these excuses I made myself prior to taking control of my financial situation back in 2014. So there is no real
The Top Money Excuses Holding You Back Right Now Read More »
As colleges and universities aim to boost enrollments, there may be opportunities for incoming students to negotiate for more financial aid. https://www.cnbc.com/2021/06/25/how-families-can-negotiate-for-more-college-aid-one-students-successful-appeal.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
How families can negotiate for more college aid: one student’s successful appeal Read More »
https://grow.acorns.com/paypals-peter-thiel-reportedly-has-5-billion-in-his-roth-ira/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp