Author name: financialfreedomllc20

7 Reliable Ways to Take Control of Your Finances

7 Reliable Ways to Take Control of Your Finances

Living paycheck to paycheck is the worst. And many times during this time period, you feel hopeless and that there is no end insight. Besides the hopelessness, you also are putting emotional stress on yourself because you are trying to figure out how you’re going to pay your bills and have enough money until the […]

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Taking on more debt is not the solution to the housing crisis despite what the Liberals say

Taking on more debt is not the solution to the housing crisis despite what the Liberals say

Kim Moody: All the tax issues created by the new mortgage insurance rules cause more headaches than they’re worth https://financialpost.com/personal-finance/taxes/housing-market-rental-debt-no-solution #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Does a One-Day-Late Payment Affect Your Credit Score?

Does a One-Day-Late Payment Affect Your Credit Score?

A debt payment that’s just one day late won’t appear on your credit report and therefore will not affect your credit scores. However, you may face late fees, increased interest rates or other penalties. A One-Day-Late Payment Won’t Affect Your Score A payment made one day late—or even a few days late—may be subject to

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SUV Costs & Maintenance: How Much Will You Have to Spend?

SUV Costs & Maintenance: How Much Will You Have to Spend?

Shannon Bradley writes for NerdWallet. Email: sbradley@nerdwallet.com. The article SUV Costs & Maintenance: How Much Will You Have to Spend? originally appeared on NerdWallet. https://www.nerdwallet.com/article/cars/car-shopping/suv-cost-maintain #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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15 Methods to Maximize Your Income Without a Second Job

15 Methods to Maximize Your Income Without a Second Job

Many are searching for smart ways to pad their wallets without burning out. That’s why I’ve gathered proven methods to help you earn more money with what you already have. From renting out your car to leveraging your skills online, these tips are practical and effective. Ready to discover easy ways to increase your earnings? Let’s

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Is the cost of having kids too high? Here are some tips on frugal child rearing

Is the cost of having kids too high? Here are some tips on frugal child rearing

Sandra Fry: Raising a family on a budget can be challenging, but with careful planning and smart strategies, it’s definitely achievable https://financialpost.com/personal-finance/debt/cost-having-kids-too-high-tips-frugal-child-rearing #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Should You Get an Online Auto Loan?

Should You Get an Online Auto Loan?

When it comes to getting a car loan, you typically have two main choices: a bank (or credit union) or a dealership. While dealer financing has its perks, financing through a bank or credit union allows you to sidestep the dealer as a middleman and secure a loan before heading to the dealership. One strategy

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Overwhelmed, Not Bored: An Unexpected Challenge Of Retirement

Overwhelmed, Not Bored: An Unexpected Challenge Of Retirement

Before retiring in 2012, I didn’t fear boredom or loneliness. It never occurred to me that I would be bored with so much potential freedom. My main fear was whether giving up a steady paycheck was an impetuous move that could lead me to financial ruin! After I left work, I found myself telling my

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Delta Luggage Weight Limits, Explained

Delta Luggage Weight Limits, Explained

Ramsey Qubein writes for NerdWallet. Email: travel@nerdwallet.com. The article Delta Luggage Weight Limits, Explained originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/delta-baggage-weight-limit #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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7 Quick Ways to Save Up ,000

7 Quick Ways to Save Up $10,000

Saving $10,000 can be perfect for your rainy-day fund, to use towards a large purchase like a house, or maybe for something else you want to save for this year.  While saving five-figures can seem pretty daunting of a task at first, reaching $10k saved is much more attainable than you might initially think. However, if

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What Is an Auto Equity Loan?

What Is an Auto Equity Loan?

An auto equity loan is a type of loan that lets you borrow money by using your vehicle as collateral. This type of loan can be appealing because it typically offers lower interest rates compared with other financing options. However, you risk losing your vehicle if you default on the loan. Understanding the advantages and

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10 Best Real Estate Investing Books For New Investors

10 Best Real Estate Investing Books For New Investors

As you work on building your wealth and investing your money, one area that may intrigue you is real estate. Owning property to either rent out or flip has grown in popularity over the years and more people are interested in getting started.  However, oftentimes the idea of investing in properties and what it takes can

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Do You Need Homeowners Insurance for a Home Equity Loan?

Do You Need Homeowners Insurance for a Home Equity Loan?

A home equity loan lets you borrow against the equity in your home to pay for home improvements, a child’s wedding or other major expenses. Because a home equity loan is secured by your home, lenders generally require you to carry homeowners insurance as a condition of the loan. If you’re considering a home equity

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10 Overlooked Ways People Can Save More Money

10 Overlooked Ways People Can Save More Money

There are ways you can start saving money in small increments. And also ones you may be overlooking without realizing. This does not mean you’ll get rich in a year or two by doing this. That’s one of my annoyances with some finance articles that make it sound like you’ll get rich saving a few

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GoHenry Review: A Feature-Rich Kids Debit Card for Smaller Families

GoHenry Review: A Feature-Rich Kids Debit Card for Smaller Families

GoHenry offers family-friendly debit cards for kids and teens that can help them learn how to manage their money and also participate in a digital economy that’s going cashless. Your child can quickly receive funds, make payments, get a customized card, and earn bonus cash by completing in-app Money Missions. As a parent, you can

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Survey: Consumers Juggling More Online Subscriptions

Survey: Consumers Juggling More Online Subscriptions

Experian surveyed 761 consumers about their bill-paying habits on October 3, 2024. The sample was collected using a third-party company and was not from Experian’s consumer credit database. With apologies to Destiny’s Child, “Bills, Bills, Bills” have only gotten worse since the group’s No. 1 single lit up the FM band 25 years ago, according

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Reflecting On A Year After Purchasing A House I Didn’t Need

Reflecting On A Year After Purchasing A House I Didn’t Need

October 2024 marks one year since I purchased the most expensive house I could afford. Leading up to the purchase, I wrestled with uncertainty about whether buying such a home was the right move. For most, a home is the largest purchase they will ever make, bringing with it a mix of excitement and worry.

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5 Tips for Planning Your First Safari

5 Tips for Planning Your First Safari

Josh Garber writes for NerdWallet. Email: travel@nerdwallet.com. The article 5 Tips for Planning Your First Safari originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/safari-trip-planning #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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7 Clues People Are Living Beyond Their Means

7 Clues People Are Living Beyond Their Means

In our consumer and debt-heavy society, living beyond your means is all-too-common. And unfortunately for us, it can put us in tricky financial situations and consumer debt. Considering how easy it is to impulse buy online and use credit cards, we end up spending more than we make. This process has become so normalized, that we overlook

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Best Bank Bonus Promotions without Direct Deposit Requirement (October 2024)

Best Bank Bonus Promotions without Direct Deposit Requirement (October 2024)

Bank bonuses are great but one of the big (and annoying) requirements on many promotions is that you set up a direct deposit from your employer or government benefits. Switching those direct deposit details can be a pain so what about offers that don’t require it? They’re rarer, because they make you less likely to

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