In 2024, more new electric vehicle (EV) buyers are deciding to lease rather than buy: 46.6% versus 36.8%, according to data from Experian’s State of the Automotive Finance Market report from September 2024. The reasons consumers are preferring to lease could be many. For instance, leased EVs have a lower monthly payment on average, Experian […]
Should I Lease or Buy an EV? Read More »
As an investor, it’s essential to understand that risk assets come with no guaranteed returns. Setting and following a stop loss can help protect your capital from significant losses, especially if you’re an active investor who picks individual stocks. Yet, I’ve come to realize that stop losses aren’t only useful for active investors—they can be
Apply Stop Losses To Protect Your Wealth And Quality Of Life Read More »
Taryn Phaneuf writes for NerdWallet. Email: tphaneuf@nerdwallet.com. The article What $20 Gets You at Gas Stations in Each State originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/gas-prices-falling #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances
What $20 Gets You at Gas Stations in Each State Read More »
Being at home with your kids is a full-time gig that fills your heart to the brim, but what if you could add a dash of professional zest to your day without missing a beat at home? We’ve got you covered with stellar work-from-home careers tailored just for you. These jobs blend flexibility, passion, and
15 Flexible Careers for Moms Working from Home Read More »
If your car needs repairs that you can’t afford to pay for upfront, an auto repair loan can help you finance the costs. Although it’s a commonly used term in marketing, an auto repair loan is actually a personal loan that you use to pay for auto repairs. Loan amounts and repayment terms vary, so
What is an Auto Repair Loan? Read More »
Alternatives investments is anything you can’t invest in currently through traditional 401ks or the stock market. So anything that falls into stocks, bonds, and cash would not be considered alternative investments. And many people as they increase their salaries and generate more income, look for other ways besides the stock market to invest. It’s a
11 Profitable Alternatives to Traditional Investments Read More »
Paying your tax bill online may not take all of the sting out of having a tax bill in the first place, but it is a convenient, fast and secure way to pay the IRS. If you need to take care of a balance due on your tax return, schedule quarterly estimated tax payments, cover
How to Pay Your Taxes Online Read More »
When it comes to exploring the world, there are certain places that stand out for their sheer beauty. From stunning landscapes to vibrant cultures, some countries have an undeniable charm that draws travelers from all corners of the globe. If you’re looking for beautiful places to visit in retirement, be sure to put one of
12 Dream Destinations Retirees Should Visit in Their Lifetime Read More »
Nevertheless, Canadians are planning to spend an average of more than $1,991, according to the survey https://financialpost.com/news/retail-marketing/cash-strapped-canadians-spend-less-holiday-season #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Cash-strapped and anxious Canadians planning to spend less this holiday season, BMO says Read More »
It may sound too good to be true, but getting a car loan with a 0% annual percentage rate (APR) is possible. However, not everyone will qualify for no-interest financing, you’ll still be responsible for other costs and 0% APR loans may only be available on certain makes and models. If you’re in the market
How to Qualify for a 0% APR Car Loan Read More »
Investing in alternative assets has become an increasingly popular way to diversify beyond traditional stocks and bonds. Wine and whiskey, in particular, are gaining traction due to their potential for strong returns, resilience during economic downturns, and rising demand. If Goldman Sachs and Vanguard’s predictions are true for an abysmally low stock market return over
Wine and Whiskey: Investing for Enjoyment and Diversification Read More »
Eliza Haverstock writes for NerdWallet. Email: ehaverstock@nerdwallet.com. Twitter: @elizahaverstock. The article Student Loan ‘Financial Hardship’ Forgiveness: New Details Revealed originally appeared on NerdWallet. https://www.nerdwallet.com/article/loans/student-loans/financial-hardship-forgiveness-proposal #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances
Student Loan ‘Financial Hardship’ Forgiveness: New Details Revealed Read More »
This guide is complete with everything you should start doing right now to set yourself up for financial success. Many of these suggestions can take time and might not be attainable for you right away. But, getting started right now will set you up long-term. But with hard work and dedication, everything in this list
12 Practical Money Habits Everyone Should Embrace ASAP Read More »
Adding up the benefits makes arguing for early CPP tough unless you aren’t healthy or really need the money https://financialpost.com/personal-finance/retirement/should-i-take-cpp-if-keep-working-after-65 #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
FP Answers: I’m turning 65 , so is taking CPP a good option if I plan to keep working? Read More »
A certificate of deposit (CD) is a type of savings account that allows your money to earn interest for a certain amount of time. When that term ends, you’ll get back your initial deposit plus interest. The national average CD rate is currently around 2.84% for a $10,000 deposit and one-year term—but it’s possible to
Best CD Rates of October 2024 Read More »
Tommy Tindall writes for NerdWallet. Email: ttindall@nerdwallet.com. The article What to Buy (and Skip) in November 2024 originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/what-to-buy-this-month #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
What to Buy (and Skip) in November 2024 Read More »
Is there something holding you back from reaching success? Maybe your excuses are hindering you from your goals. This often revolves around self-doubt, fear of failure, and a perceived lack of resources or opportunities. By internalizing these self-deceptions, people may inadvertently sabotage their own potential, stifling their progress and preventing them from achieving their true
12 Common Excuses Sabotaging Your Road to Success Read More »
Adjustable rate mortgages, or ARMs as they’re commonly known, are about as popular as stick-shift automobiles these days. Given that ARMs are commonly used to secure a lower interest rate—at least for a time—many economists would suggest that this lack of popularity shouldn’t be the case. That’s especially true now that mortgage rates have increased
Adjustable-Rate Mortgage Trends in 2024 Read More »
Since the bottom of the global financial crisis in July 2009, the S&P 500 has generally experienced a strong bull market. While there were challenging periods in 2018, 1Q 2020, and 2022, stock market investors have largely been well rewarded. However, Goldman Sachs warns that the good times might be coming to an end. Goldman
Finishing Rich Despite A Low-Return Stock Market Environment Read More »
Rick VanderKnyff writes for NerdWallet. Email: rvanderknyff@nerdwallet.com. The article CFPB Fines Apple, Goldman Sachs Over Apple Card ‘Failures’ originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/cfpb-apple-goldman #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
CFPB Fines Apple, Goldman Sachs Over Apple Card ‘Failures’ Read More »
