January 2026

God’s ROI: 100-Fold Returns for Radical Obedience

God’s ROI: 100-Fold Returns for Radical Obedience

In this episode of the DecaMillionaire Decoded Podcast, host Justin Goodbread addresses the recurring question from his audience regarding his frequent use of biblical scripture in a business context. He explores the intersection of faith and professional achievement, arguing that the Bible serves as the ultimate “guidebook” for attaining DecaMillionaire status—defined as scaling a service-based

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15 Money Habits Strong Couples Share

15 Money Habits Strong Couples Share

Financially strong couples don’t rely on luck, they build their stability through consistent, intentional habits. By communicating openly, planning together, and making thoughtful money choices, they create a sense of harmony that strengthens both their finances and their relationship. These shared practices help them reduce stress, stay aligned, and move confidently toward the future they

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11 Costly Money Mistakes People Regret

11 Costly Money Mistakes People Regret

Risky financial choices don’t always feel dangerous in the moment, but their impact can linger for years. These decisions can quietly limit your ability to save, invest, and build real security. By recognizing and avoiding these common pitfalls, you give yourself a stronger foundation for long‑term stability and a more prosperous financial future. 1. Timeshares

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Chase Sapphire Cardholders Get a Shot at World Cup Tickets

Chase Sapphire Cardholders Get a Shot at World Cup Tickets

Melissa Lambarena writes for NerdWallet. Email: [email protected]. Twitter: @LissaLambarena. The article Chase Sapphire Cardholders Get a Shot at World Cup Tickets originally appeared on NerdWallet. https://www.nerdwallet.com/credit-cards/news/chase-sapphire-cards-world-cup-tickets #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips

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Should Canada cap credit card interest rates? One expert warns of 'chain reaction of unintended consequences'

Should Canada cap credit card interest rates? One expert warns of ‘chain reaction of unintended consequences’

Canadian consumers might think that capping credit card interest rates would be a win for them, but some are warning that could spawn a slew of unintended consequences. United States President Donald Trump set off alarm bells in the C-suites at some of the world’s biggest banks when he called out lenders to cap interest

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Why 67% of Service Businesses Fail Collections (And the System That Fixes It)

Why 67% of Service Businesses Fail Collections (And the System That Fixes It)

Mike’s crew was walking off the job site because paychecks bounced again, a reality many service businesses fail collections before they realize how bad it’s gotten. His Tampa contracting business was pulling in $247,000 monthly, running three crews across commercial and residential projects. But he had $487,000 sitting in unpaid invoices. Four commercial property owners

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IHG Credit Cards Hike Bonus Offers, Up to 175K Points

IHG Credit Cards Hike Bonus Offers, Up to 175K Points

Funto Omojola writes for NerdWallet. Email: [email protected]. The article IHG Credit Cards Hike Bonus Offers, Up to 175K Points originally appeared on NerdWallet. https://www.nerdwallet.com/credit-cards/news/IHG-credit-cards-hike-bonus-offers-january-2026 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances

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6 Money‑Smart Strategies for Market Swings

6 Money‑Smart Strategies for Market Swings

In unpredictable economic climates, making thoughtful investment decisions becomes even more important. The right strategies can help you weather market volatility, limit potential setbacks, and take advantage of opportunities that arise during uncertain periods. By staying informed and intentional, you can protect your wealth, strengthen your financial future, and stay on track with your long‑term

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Mortgage Rates Today, Wednesday, January 21: Flat, Still Close to 6%

Mortgage Rates Today, Wednesday, January 21: Flat, Still Close to 6%

Taylor Getler writes for NerdWallet. Email: [email protected]. The article Mortgage Rates Today, Wednesday, January 21: Flat, Still Close to 6% originally appeared on NerdWallet. https://www.nerdwallet.com/mortgages/news/mortgage-rates-today-wednesday-january-21-2026 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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How Service Business Owners Lose 0K Annual Growth Chasing Every Opportunity

How Service Business Owners Lose $200K Annual Growth Chasing Every Opportunity

Yesterday I got off a call with an accounting firm owner in Charlotte, one of many service business owners losing growth by chasing every opportunity that comes their way. He’s pulling in $1.2M annually but hasn’t taken a real vacation in three years. You’re juggling multiple service lines, chasing every opportunity that walks through the

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Capital One Venture Sweetens Sign-up Offer for New Cardholders (Limited Time)

Capital One Venture Sweetens Sign-up Offer for New Cardholders (Limited Time)

Melissa Lambarena writes for NerdWallet. Email: [email protected]. Twitter: @LissaLambarena. The article Capital One Venture Sweetens Sign-up Offer for New Cardholders (Limited Time) originally appeared on NerdWallet. https://www.nerdwallet.com/credit-cards/news/venture-limited-time-bonus-january-2026 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices

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