October 2025 – How to Achieve Financial Freedom

How to Build Credit With an ITIN (No SSN Needed)

Building credit opens doors to better financial opportunities, including loans, credit cards, and rental housing. If you don’t have a Social Security Number, you might think it’s impossible to establish credit—but that’s not true. With… The post How to Build Credit With an ITIN (No SSN Needed) appeared first on Crediful. https://www.crediful.com/how-to-build-credit-with-an-itin/ #financialfreedom #money #entrepreneur […]

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Reselling your Blue Jays tickets? Here’s what the CRA wants to know

The hottest commodity in Toronto this Halloween weekend wasn’t a Labubu costume but coveted Toronto Blue Jays World Series tickets. This is the first time the Jays have made it to the World Series since 1993. As I write this column, the cheapest seats in the Rogers Centre for Friday’s Game Six, way up in

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How Liability Is Determined in a Truck Accident

Truck accidents are some of the most serious collisions on the road. Because of their massive size and weight, commercial trucks can cause devastating injuries and property damage even at low speeds. When an accident happens, determining who’s legally responsible, or liable, isn’t always simple. Unlike typical car crashes, truck accidents often involve multiple parties,

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Leadership That Builds Enterprise Value (Not Just a Busy Schedule)

You can’t build a valuable business without leadership, and I’m not talking about the kind you find in a leadership retreat workbook or plastered across LinkedIn posts. I mean the kind of leadership that builds enterprise value. The kind that drives systems, multiplies output, and makes your business run without you. The kind that makes

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5 Scary Things About the Government Shutdown

Anna Helhoski writes for NerdWallet. Email: [email protected]. Twitter: @AnnaHelhoski. The article 5 Scary Things About the Government Shutdown originally appeared on NerdWallet. https://www.nerdwallet.com/finance/news/shutdown-2025-halloween #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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17 Books That Can Change How You Handle Money

Are you looking to stretch your mind with a good book? From philosophical treatises to groundbreaking scientific works and classic novels with profound insights, these popular titles are essential reads for those who seek to expand their intellectual horizons and engage with complex ideas. These books span various genres and disciplines, offering rich content that

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Two-thirds of millennials are afraid of running out of money in retirement, CPPIB survey says

Amid a tough job market and troubles affording homeownership , many young Canadians could be skipping on retirement planning despite fears of not having enough in their senior years, according to a new survey. About 66 per cent of respondents aged 28 to 44 ( millennials are aged 29 to 44) said they were afraid

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How to Endure Suffering to Build Greater Wealth and Resilience

Despite finally having the permission to live it up in retirement, I still find it hard to spend money on things I don’t truly need. A big part of building wealth has always been about endurance and suffering. The more we can withstand—long hours, delayed gratification, and the occasional investment blowup—the greater our odds of

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The Most Dangerous Voice You’ll Ever Listen to

In this episode, Justin Goodbread unpacks the often misleading nature of success and the mental hurdles that come with it. He shares insights on the Dunning-Kruger effect, emphasizing the importance of humility and seeking expert guidance as you navigate the complexities of business. Learn more about Relentless Value Coaching: https://www.justingoodbread.com/coaching/ BOOK A FREE STRATEGY CALL The

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New AmEx Centurion Lounge SLC: Fireplaces and an Outdoor Terrace

Meghan Coyle writes for NerdWallet. Email: [email protected]. Twitter: @inkwaves. The article New AmEx Centurion Lounge SLC: Fireplaces and an Outdoor Terrace originally appeared on NerdWallet. https://www.nerdwallet.com/travel/learn/salt-lake-city-amex-centurion-lounge #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips

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15 Signs You Can Make Social Security Work for You

With everything getting so expensive these days, it makes you wonder if social security is enough. The average social security payment was $1,705.79 each month. This amount may differ based on who gets it. We’ll look at signs that suggest people can manage to live a decent life on this money. 1. Living in a

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6 Steps to Rebuild Your Credit Fast After Divorce in 2025

Divorce can be emotionally exhausting, but it can also take a real toll on your finances. Joint debts, missed payments, and closed accounts can all drag down your credit score. The good news is that… The post 6 Steps to Rebuild Your Credit Fast After Divorce in 2025 appeared first on Crediful. https://www.crediful.com/rebuilding-credit-after-divorce/ #financialfreedom #money

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Southwest’s New Debit Card Lets You Earn Points

Harlan Vaughn writes for NerdWallet. Email: [email protected]. The article Southwest’s New Debit Card Lets You Earn Points originally appeared on NerdWallet. https://www.nerdwallet.com/travel/news/southwest-debit-card #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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Are Wealth Advisors Worth It?

Ideally, it’s safe to say that a majority of people would love to have a personal fortune that may require working with a wealth advisor. And if you have reached a point in your life where you need help with your assets and wealth, then you have reached a status that many others dream about! But

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FICO 10, 10T and BNPL: What the New Credit Scores Mean

FICO has rolled out new models—FICO 10, FICO 10T, FICO 10 BNPL, and FICO 10T BNPL—that give lenders a clearer view of borrower habits. These updates go beyond traditional point-in-time data and focus on longer… The post FICO 10, 10T and BNPL: What the New Credit Scores Mean appeared first on Crediful. https://www.crediful.com/fico-10-10t-bnpl-credit-score-changes/ #financialfreedom #money

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Invest anyway

An old friend called me the other day and while catching up, we got onto the subject of investing. With all the uncertainty in the world, with artificial intelligence and large language models constantly evolving, and with market valuations as high as they are… what’s an investor to do? Where should we be putting our

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The CRA is already deflecting responsibility for its missteps instead of improving

As you’re reading this, it is day 57 or so of the Canada Revenue Agency’s “100-Day Plan” to try to improve its call centres . The development of a plan was announced by Minister François Champagne on Sept. 2, after saying on X (formerly known as Twitter) that it was apparent the CRA was not

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Poor Versus Rich Millionaires: Liquidity Is The Difference

A poor millionaire sounds like an oxymoron, but they definitely exist. Roughly 6% of U.S. households are millionaires, yet many of them still don’t feel rich. A poor millionaire is someone worth over $1 million but unable to access much of their wealth. In other words, their net worth is highly illiquid. A layoff, bear market, or

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The Leadership Crisis Killing Your Business Value (And How to Fix It Before It’s Too Late)

Are you tired of being the only one who can make decisions in your own company? Over 30% of entrepreneurs regularly experience burnout, with 42% having experienced it in just the last month. But here’s what those statistics don’t tell you: Nearly 40% of startup founders work more than 60 hours a week, and most

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Best High-Yield Savings Accounts for October 2025

If your traditional bank’s savings account yield is less than impressive, many online banks, community banks, and credit unions offer high-yield savings accounts with better interest, terms, and incentives. Pick the one that’s right for you. Source https://www.moneycrashers.com/best-high-yield-savings-accounts-interest-rates/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit

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