About once a month, I get an email or comment from a reader criticizing adjustable-rate mortgages (ARMs) as a poor financial choice. Since I’ve been a proponent of ARMs since starting Financial Samurai in 2009, I understand the pushback. Roughly 95% of homebuyers with mortgages get 30-year fixed-rate mortgages. However, I still prefer an ARM […]
How An ARM Can Save And Make You More Money On A Home Read More »
You’ve been told to max out your 401(k).To live lean.To invest in index funds.To be patient. You’re doing well—maybe even better than most. But deep down, you know something’s off. You didn’t start a business to retire at 65!! You didn’t pour blood, sweat, and sleepless nights into something just to wait 30 years for
Why Traditional Financial Advice Won’t Get You to Freedom Fast Enough Read More »
Using simple and effective ways to boost your savings can help you build a financial cushion. Saving money reduces stress, giving you peace of mind knowing you have funds to fall back on in case of emergencies. By adopting easy saving habits, you can improve your financial health and enjoy a more secure and stable
8 Quick Tricks to Stop Losing Your Hard-Earned Cash Read More »
A voided check is a paper check with the word “VOID” written across the front. It can’t be used to make a payment, but it still shows important account details like your routing and account… The post What Is a Voided Check, and When Do You Need One? appeared first on Crediful. https://www.crediful.com/voided-check/ #financialfreedom #money
What Is a Voided Check, and When Do You Need One? Read More »
Most business owners want to grow.They want more income, more time, and more impact.But if we’re honest, most are using the world’s methods while praying for God’s results. They’re chasing tactics, tools, and tech.But ignoring a timeless principle that unlocks results few ever experience. It comes from Luke 6:38: “Give, and it shall be given
Money flows endlessly through our lives. Yet financial freedom eludes most middle-class professionals. Despite earning more than ever before, we’re increasingly trapped in an endless cycle of work and consumption. Your habits matter more than your income. 1. Hidden Chains of Comfort Comfort can deter your dreams. Your steady paycheck arrives like clockwork. Bills get
8 Costly Habits Trapping the Middle Class Read More »
Want to monitor your credit score for free? Chase Credit Journey gives you instant access to your TransUnion VantageScore 3.0—no Chase account required. It’s completely free to use and doesn’t impact your credit. You’ll get… The post Chase Credit Journey Review for 2025 appeared first on Crediful. https://www.crediful.com/chase-credit-journey-review/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy
Chase Credit Journey Review for 2025 Read More »
Exploring lesser-known rental businesses can open up new and profitable opportunities. By tapping into niche markets, you can cater to specific needs and stand out from the competition. They also allow you to leverage underutilized assets and meet the demands of people who prefer renting over buying. 1. Rent a Chicken Coop Many people want
15 Little-Known Rental Ideas That Make Bank Read More »
These days, checking your bank account balance doesn’t require a trip to the branch or a call to customer service. Whether you’re at home or on the go, you can quickly see how much money… The post How to Check Your Bank Balance Online in Seconds appeared first on Crediful. https://www.crediful.com/how-to-check-your-bank-account-balance-online/ #financialfreedom #money #entrepreneur #business
How to Check Your Bank Balance Online in Seconds Read More »
New Africa / Shutterstock.com As Americans age, a quiet but serious threat emerges that can jeopardize decades of careful financial planning: declining financial literacy. Research shows that this progressive drop in the ability to understand and manage financial matters affects most older adults, even those without dementia, putting their hard-earned savings and financial security at
Aging and Money: How Declining Financial Literacy Puts Senior Savings at Risk Read More »
Believing you deserve to be rich is one of the most powerful psychological tricks to boost your wealth. With trillions of dollars circulating in the world, you have to ask yourself: Why not me too? Think about the knuckleheads you grew up with—people no smarter or harder working than you—who somehow ended up making vast
The Best Psychological Trick To Boost Your Wealth Beyond Belief Read More »
Money transforms everything. Yet most people never grasp its true power. It’s not just about having more of it—it’s about understanding its true nature and making it work for you. After diving deep into decades of financial wisdom spread across numerous books, one truth becomes crystal clear: building wealth isn’t about get-rich-quick schemes or complex financial
9 Millionaire Habits People Need to Know Read More »
Dealing with debt collectors can feel overwhelming—especially when the phone calls start piling up and the letters won’t stop. But here’s the good news: you don’t have to pay the full amount, and you have… The post How to Negotiate With Debt Collectors & Settle for Less appeared first on Crediful. https://www.crediful.com/how-to-negotiate-with-debt-collectors/ #financialfreedom #money #entrepreneur
How to Negotiate With Debt Collectors & Settle for Less Read More »
This week, Prime Minister Mark Carney confirmed that François-Philippe Champagne will remain as finance minister. While many had expected that one of his first orders of business would be tabling a federal budget , on Wednesday Champagne suggested that he would not be presenting a spring budget when the House of Commons resumes sitting at
Will Liberals fulfil an election promise to give relief on RRIF withdrawal amount? Read More »
https://grow.acorns.com/learn/acorns-earlybird-acquisition/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Acorns • 1 min Acorns Doubles Down on Financial Wellness for the Whole Family Read More »
Laura Leavitt writes for NerdWallet. Email: articles@nerdwallet.com. The article Solar Panel Types: What to Know originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/solar-panel-types #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Solar Panel Types: What to Know Read More »
Balancing a full-time job with a side gig can be challenging due to several key issues. It’s important to address these challenges because managing both roles effectively can lead to greater financial stability, personal fulfillment, and career growth. Recognizing and overcoming these issues allows individuals to maximize the benefits of their side hustles while maintaining
8 Key Reasons Side Hustles Often Fail Read More »
If your credit score is just a few points too low to qualify for a mortgage or get the best interest rate, waiting for your credit report to update might not be an option. That’s… The post What Is a Rapid Rescore, and How Does It Work? appeared first on Crediful. https://www.crediful.com/rapid-rescore/ #financialfreedom #money #entrepreneur
What Is a Rapid Rescore, and How Does It Work? Read More »
I’m bullish on real estate. Yet I recently sold another rental property. This type of incongruence between thought and action can feel unsettling and even counterproductive to wealth creation. But it doesn’t have to be. Because while maximizing returns is a big goal on your road to financial independence, it’s not the only goal. Sometimes,
Why It Can Make Sense to Sell Your Property Even If You’re Bullish Read More »
You’re not here because you’re stuck. You’re here because you’re scaling—and you want to scale faster and smarter, without stepping into the traps that take most business owners out of the game. You’ve already proven your concept. Your business has traction. You’re leading a team. You’ve probably had a few six- or seven-figure wins already.
Scale Smarter, Not Sloppier: How to Grow Faster Without Making Dumb Mistakes Read More »
