February 2025

Why Some Business Owners Scale to DecaMillionaire Status—And Others Don’t

Why Some Business Owners Scale to DecaMillionaire Status—And Others Don’t

You’ve seen it. Some business owners figure it out. They scale, build wealth, and step away while their business runs without them – on their way to DecaMillionaire status. Meanwhile, others—just as smart, just as hard-working—stay stuck in the same frustrating loop. The business is making money, but they’re exhausted. They’re still the one holding […]

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Low Buy, Big Impact: How I Cut Spending and Stress

Low Buy, Big Impact: How I Cut Spending and Stress

Amanda Barroso writes for NerdWallet. Email: abarroso@nerdwallet.com. The article Low Buy, Big Impact: How I Cut Spending and Stress originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/low-buy-year #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances

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10 Sacrifices Rich People Make That Other People Never Consider

10 Sacrifices Rich People Make That Other People Never Consider

Smart wealthy people often prioritize long-term goals over immediate gratification. By recognizing and adopting these overlooked sacrifices, anyone can improve their financial habits, make smarter decisions, and work towards a more prosperous future. These small, yet significant, choices can make a big difference in achieving financial stability and growth. 1. Acknowledging uncertainty Going into uncertainty

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How to Make Money With Cryptocurrency in 2025

How to Make Money With Cryptocurrency in 2025

Cryptocurrency has evolved from an experiment to a multi-trillion-dollar market. While Bitcoin is still the most recognized, the industry has expanded far beyond a single coin. Investors, traders, and entrepreneurs continue to find new ways… The post How to Make Money With Cryptocurrency in 2025 appeared first on Crediful. https://www.crediful.com/how-to-make-money-with-cryptocurrency/ #financialfreedom #money #entrepreneur #business #finance

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Jamie Golombek: Tax season starts Monday. Here’s what you need to know

Jamie Golombek: Tax season starts Monday. Here’s what you need to know

From deadlines to capital gains and CPP, here are the key pieces of information to fulfill your CRA obligations https://financialpost.com/personal-finance/taxes/jamie-golombek-tax-season-monday #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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R.I.P. CFPB? What’s At Stake If the Watchdog Agency Goes Dark

R.I.P. CFPB? What’s At Stake If the Watchdog Agency Goes Dark

Taryn Phaneuf writes for NerdWallet. Email: tphaneuf@nerdwallet.com. The article R.I.P. CFPB? What’s At Stake If the Watchdog Agency Goes Dark originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/cfpb-whats-at-stake #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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12 Critical Money Habits People Should Adopt

12 Critical Money Habits People Should Adopt

Adopting critical money habits is essential for achieving financial success and security. By developing good financial practices, people can manage their money more effectively and build a stable financial future. Embracing these crucial money habits empowers people to take control of their finances, reduce stress, and work towards their long-term financial goals. 1. Fix your

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Mary Castillo: How to plan for emergency expenses

Mary Castillo: How to plan for emergency expenses

Though experts recommend a solid savings account, sometimes you may need to rely on other sources of funds https://financialpost.com/personal-finance/debt/mary-castillo-how-to-plan-for-emergency-expenses #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Having Kids Might Not Hurt Your Ideal FIRE Lifestyle After All

Having Kids Might Not Hurt Your Ideal FIRE Lifestyle After All

There are plenty of reasons people choose not to have kids, with the cost of raising them being a major one. Another big factor is the fear that children will disrupt an ideal FIRE lifestyle. Many envision a life of traveling the world, indulging in incredible cuisine, and living spontaneously—things that can feel more challenging

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Chase Sapphire Lounge Philadelphia: A Playful Space with a Beer Garden

Chase Sapphire Lounge Philadelphia: A Playful Space with a Beer Garden

Benjamin Din writes for NerdWallet. Email: bdin@nerdwallet.com. Twitter: @benjamindin. The article Chase Sapphire Lounge Philadelphia: A Playful Space with a Beer Garden originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/chase-sapphire-lounge-phl #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices

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7 Savvy Ways to Keep Your Spending in Check

7 Savvy Ways to Keep Your Spending in Check

By adopting smart spending habits, you can avoid debt, save money for future needs, and achieve your financial goals. These strategies help you make conscious decisions about your expenses, prioritize important purchases, and cut down on unnecessary costs. Overall, managing your spending wisely ensures that you have more control over your finances and can enjoy

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Liberals have made our tax system complex, inefficient and heavy

Liberals have made our tax system complex, inefficient and heavy

Moody: Canada’s taxation system has become a giant income and wealth redistribution scheme designed to achieve political goals https://financialpost.com/personal-finance/liberals-tax-system-complex-inefficient #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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7 Reasons Business Owners Never Become DecaMillionaires (And How to Fix It)

7 Reasons Business Owners Never Become DecaMillionaires (And How to Fix It)

Let’s get real—most business owners grind harder than ever but never break past a certain income level. They have the skills, the ambition, and the drive, but they keep hitting an invisible ceiling. Why? Because they’re making the same mistakes over and over again. Mistakes that keep them stuck in the business instead of scaling

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Capital One Brings Back Venture’s K Bonus, Plus JetBlue Transfers

Capital One Brings Back Venture’s $1K Bonus, Plus JetBlue Transfers

Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. The article Capital One Brings Back Venture’s $1K Bonus, Plus JetBlue Transfers originally appeared on NerdWallet. https://www.nerdwallet.com/article/credit-cards/capital-one-brings-back-ventures-1k-bonus-plus-jetblue-transfers #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances

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10 Wealth-Building Assets Adding to Your Net Worth

10 Wealth-Building Assets Adding to Your Net Worth

Building wealth through valuable assets is essential for securing your financial future. These wealth-building assets generate income, appreciate in value, and provide financial stability. By diversifying your investments, you reduce risk and create a solid foundation for long-term financial success.  1. Real Estate Probably one of the most common appreciating assets many have built wealth

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How to File Your Income Taxes for Free (or at discount)

How to File Your Income Taxes for Free (or at discount)

I remember the first time I filed my taxes. I was dropping something off at the post office when I saw tables full of cardboard boxes filled with forms with the now-familiar IRS eagle and scales logo. Tax season! Those boxes were so intimidating. I was so scared of filing my taxes wrong and getting

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Auto Loan-to-Value Ratio Explained

Auto Loan-to-Value Ratio Explained

The auto loan-to-value (LTV) ratio is one of many factors lenders use to evaluate your creditworthiness. While auto lenders tend to be more flexible with LTV compared to mortgage lenders, it’s still important to be mindful of how much you’re borrowing relative to the value of the car you’re buying. If you’re planning to take

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A Home Within Walking Distance of Everything Might Not Be Ideal

A Home Within Walking Distance of Everything Might Not Be Ideal

When I lived in the Marina neighborhood of San Francisco, I could walk to endless bars and restaurants within 10 minutes. It was the perfect place for twenty- and thirty-somethings to live, socialize, and indulge in city life. Back in 2005, at age 28, I had just bought my first single-family home—a handsome three-bedroom house

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14 Money-Saving Hacks for Cheaper Grocery Delivery

14 Money-Saving Hacks for Cheaper Grocery Delivery

Food prices are going up everywhere. So, it’s essential for people to find savings any way they can. By employing these smart strategies, frugal individuals can enjoy the convenience of grocery delivery while keeping their expenses in check. Additionally, frugal shoppers often avoid impulse buys by sticking to a pre-planned list and scheduling deliveries during

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