January 2025

FP Answers: We don’t want to leave a big inheritance. What should our cash flow strategy be in retirement?

FP Answers: We don’t want to leave a big inheritance. What should our cash flow strategy be in retirement?

Instead of working from an income goal, try assessing expected expenses in a cash flow plan https://financialpost.com/fp-answers/fp-answers-we-dont-want-to-leave-a-big-inheritance-what-should-our-cash-flow-strategy-be-in-retirement-2 #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How Far Will Your Salary Get You When Buying a House?

How Far Will Your Salary Get You When Buying a House?

How much money you make is a crucial factor in determining how much you can afford to spend on a house. Lenders have certain rules that tie your mortgage maximum to your income and other debt, but there are additional guidelines you can use to decide on an amount that makes sense for you. What

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Feeling Poor As A Child May Help Them Grow Rich In Many Ways

Feeling Poor As A Child May Help Them Grow Rich In Many Ways

If you’re a FIRE parent, one of your biggest concerns might be raising a spoiled and entitled child who takes hard work and money for granted. If this happens, it may feel like a significant failure—not only for your child’s future but also for society, which would have to contend with the consequences of their

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Nvidia Competitors: Who Are the AI Chip Alternatives?

Nvidia Competitors: Who Are the AI Chip Alternatives?

Sam Taube writes for NerdWallet. Email: staube@nerdwallet.com. Twitter: @samuel_taube. The article Nvidia Competitors: Who Are the AI Chip Alternatives? originally appeared on NerdWallet. https://www.nerdwallet.com/article/investing/nvidia-competitors #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances

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15 Crucial Financial Duties Parents Must Master for Raising Kids

15 Crucial Financial Duties Parents Must Master for Raising Kids

Raising kids comes with many financial responsibilities that parents must master to ensure a stable future for their family. Understanding and handling these financial responsibilities is crucial because it helps provide a secure and nurturing environment for children to grow up in. Moreover, it sets a positive example for kids, preparing them to manage their

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Ally Invest Review: Why I Use Them And You Should Too

Ally Invest Review: Why I Use Them And You Should Too

If you’ve been thinking about opening an account with Ally Invest, this review is for you. I’ve been using Ally Invest as my primary stock brokerage for years. I started with TradeKing, stayed on during the acquisition, and have held a sizable portion of my investments with Ally Invest. I’m a fan because they offer

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Ottawa says it will extend charitable donation deadline because of postal strike

Ottawa says it will extend charitable donation deadline because of postal strike

Jamie Golombek: Allowing donations until Feb. 28 would offer some late tax-planning opportunities https://financialpost.com/personal-finance/taxes/charitable-donation-deadline-2024-tax-credit-may-be-extended #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Smart Money Podcast — Regret Less, Save More: How to Make Smarter Money Moves in 2025

Smart Money Podcast — Regret Less, Save More: How to Make Smarter Money Moves in 2025

Elizabeth Renter writes for NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. Sean Pyles writes for NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article Smart Money Podcast — Regret Less, Save More: How to Make Smarter Money Moves in 2025 originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/smart-money-podcast-regret-less-save-more-how-to-make-smarter-money-moves-in-2025 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance

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15 Major Cities Where Eating Out Costs a Fortune

15 Major Cities Where Eating Out Costs a Fortune

Eating out in major cities often comes with a hefty price tag. These high costs can put a strain on your budget if you’re not careful. Understanding which cities have expensive dining options is important for travelers and residents alike, as it helps in planning and managing expenses. By being aware of the costs, you

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2025 Goals And Resolutions: Back To A Simple Retirement Life

2025 Goals And Resolutions: Back To A Simple Retirement Life

Happy New Year everyone! I hope you’re enjoying the time off and doing some reflecting. I’ve returned to San Francisco and am ready to relax some more! Now that I’ve shared my 2024 year in review, I wanted to share my goals and resolutions for 2025. Although 2024 was a great year, I still have

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15 Money Stresses That Lighten With Retirement

15 Money Stresses That Lighten With Retirement

When you retire, several money stresses tend to lighten, making life a bit easier. With these financial burdens easing, you can focus more on enjoying your retirement, exploring hobbies, and spending time with loved ones. It’s important because reducing money stress improves your overall quality of life, giving you peace of mind and financial freedom

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FamZoo Review: Prepaid Cards to Help Teach Kids Financial Responsibility

FamZoo Review: Prepaid Cards to Help Teach Kids Financial Responsibility

FamZoo is a prepaid card that can help you teach your kids about managing money responsibly. Teaching children about money can get complicated. You don’t always have the cash to pay for chores when you need it, and having your kids walk around with cash isn’t always safe. With FamZoo, you can give your children

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The 5 worst new Canadian tax policies of 2024 and a wish for 2025

The 5 worst new Canadian tax policies of 2024 and a wish for 2025

Moody: Happy New Year, Canada. Let’s get back to a more common-sense approach to taxation in 2025 https://financialpost.com/personal-finance/5-canadian-tax-policies-2024-wish-for-2025 #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Best Credit Cards for Couples in 2025

Best Credit Cards for Couples in 2025

Love and money don’t always go hand in hand. However, for many couples, sharing a credit card together is a solid choice that can strengthen finances and make life a whole lot easier! Having access to the same credit card can offer protection, rewards, and other perks that are essential to any couple. It can

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15 Clever Ways the Middle Class Use to Stretch Their Dollars

15 Clever Ways the Middle Class Use to Stretch Their Dollars

The middle class often employs clever strategies to make their money go further. y being mindful of their spending and employing smart money-saving strategies, individuals can make the most of their income, build a safety net for unexpected expenses, and plan for the future. This financial stability can lead to a better quality of life,

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